Alfin Banco Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	8	1.28	0.21	-1.54	-125.45
Depreciation & Amortization	3.59	2.99	5.22	7.28	13.13
Other Amortization	1.4	1.52	1.24	3.08	-
Gain (Loss) on Sale of Assets	-0.04	0.16	-0.16	-2.26	1.48
Gain (Loss) on Sale of Investments	-	-	1.33	0.46	-
Total Asset Writedown	-	0.17	0.38	0.35	-
Provision for Credit Losses	95.2	108.7	147.45	112.36	72.88
Change in Other Net Operating Assets	-294.04	-10.71	-201.67	-61.43	98.02
Other Operating Activities	35.27	17.94	0.8	5.34	-43.47
Operating Cash Flow	-150.61	122.05	-45.2	63.64	16.59
Operating Cash Flow Growth	-	-	-	283.55%	-
Capital Expenditures	-9.95	-17.01	-1.86	-2.33	-15.76
Sale of Property, Plant and Equipment	0.04	0.15	1	9.74	-
Investment in Securities	157.61	-79.9	37.29	-156.11	7.44
Purchase / Sale of Intangibles	-0.39	-0.16	-1.47	8.79	-18.28
Other Investing Activities	-	-	-	-	-6.98
Investing Cash Flow	147.3	-99.26	34.95	-139.91	-40.52
Long-Term Debt Issued	28.5	29.14	14.71	-	33.09
Long-Term Debt Repaid	-12.5	-	-	-	-
Net Debt Issued (Repaid)	16	29.14	14.71	-	33.09
Issuance of Common Stock	25	5	15	95.5	36.57
Net Increase (Decrease) in Deposit Accounts	-3.04	8.3	-0.02	0.02	-
Other Financing Activities	-10.22	-7.66	-1.46	-5.32	-
Financing Cash Flow	27.74	34.78	28.23	90.21	69.66
Net Cash Flow	24.43	57.57	17.98	13.94	45.73
Free Cash Flow	-160.56	105.05	-47.06	61.31	0.83
Free Cash Flow Growth	-	-	-	7278.22%	-
Free Cash Flow Margin	-93.39%	72.58%	-34.05%	42.82%	124.03%
Free Cash Flow Per Share	-0.19	0.50	-0.06	0.19	0.01
Cash Interest Paid	10.22	7.66	1.46	5.32	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.