Alfin Banco S.A. (BVL:ALFINAC1)

Alfin Banco Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	69.74	60.26	44.7	50.84	94.9	47.49
Investment Securities	0.07	39.92	198.48	118.57	157.08	1.55
Total Investments	0.07	39.92	198.48	118.57	157.08	1.55
Gross Loans	1,083	975.62	727.72	715.49	574.11	366.41
Allowance for Loan Losses	-59.07	-55.6	-51.24	-54.18	-44.79	-65.1
Net Loans	1,024	920.01	676.47	661.31	529.32	301.31
Property, Plant & Equipment	48.06	44.59	38.23	22.19	26.38	31.78
Other Intangible Assets	4.88	3.09	4.1	5.63	5.78	18.05
Accrued Interest Receivable	18.6	17.92	13.49	15.85	13.64	9.35
Other Receivables	25.31	21.78	22.89	30.15	27.02	7.39
Restricted Cash	393.38	206.22	197.34	133.63	71.59	105.06
Other Current Assets	2.85	7.74	5.99	6.09	7.54	16.92
Long-Term Deferred Tax Assets	33.56	33.46	69.35	81.75	81.94	81.83
Other Long-Term Assets	2.34	1.3	3.12	2.35	2.29	28.27
Total Assets	1,631	1,366	1,283	1,143	1,033	662.75

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	25.59	23.64	16.21	10.07	13.97	8.62
Accrued Expenses	10.17	5.01	4.34	0.66	0.76	2.15
Interest Bearing Deposits	1,103	1,013	921.55	844.38	817.12	562.26
Non-Interest Bearing Deposits	197.35	65.43	81.18	73.37	20.56	12.07
Total Deposits	1,300	1,078	1,003	917.74	837.68	574.33
Short-Term Borrowings	3.9	1.66	6.02	5.62	0.99	2.47
Current Income Taxes Payable	0.44	0.39	0.31	0.1	1.85	0.66
Accrued Interest Payable	21.67	15.66	50.2	31.47	24.32	9.53
Long-Term Debt	95.64	94.82	78.77	48.77	34.55	34.43
Long-Term Unearned Revenue	15.26	0.16	0.38	0.57	1.65	0.51
Pension & Post-Retirement Benefits	0.58	0.51	0.41	0.35	0.5	0.44
Other Long-Term Liabilities	6.72	9.25	7.77	7.38	12.52	15.59
Total Liabilities	1,480	1,230	1,167	1,023	928.79	648.73

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	254.15	2,147	272.18	209.15	688.3	191.33
Additional Paid-In Capital	-	15	-	15	145.54	53.15
Retained Earnings	-103.78	-118.13	-113.5	-104.12	-171.29	-166.59
Comprehensive Income & Other	-	-1,908	-43.03	-0.01	-557.85	-63.87
Shareholders' Equity	150.37	136.01	115.65	120.02	104.7	14.02
Total Liabilities & Equity	1,631	1,366	1,283	1,143	1,033	662.75

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	99.55	96.48	84.79	54.39	35.55	36.9
Net Cash (Debt)	-29.81	-36.22	-40.08	-3.55	59.36	10.59
Net Cash Growth	-	-	-	-	460.51%	-75.76%
Net Cash Per Share	-0.12	-0.41	-1.80	-0.04	1.72	0.65
Filing Date Shares Outstanding	254.15	228.34	28.95	22.25	73.21	20.35
Total Common Shares Outstanding	254.15	228.34	28.95	22.25	73.21	20.35
Book Value Per Share	0.59	0.60	3.99	5.40	1.43	0.69
Tangible Book Value	145.49	132.92	111.55	114.39	98.92	-4.03
Tangible Book Value Per Share	0.57	0.58	3.85	5.14	1.35	-0.20

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 10, 2026

Data Sources Report a data error