Alfin Banco Income Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	310.86	296.88	277.52	278.01	204.13	68.93
Interest Paid on Deposits	56.98	58.54	72.01	62.56	46.66	21.59
Net Interest Income	253.88	238.34	205.51	215.44	157.47	47.34
Net Interest Income Growth (YoY)	26.11%	15.98%	-4.61%	36.82%	232.63%	-78.08%
Gain (Loss) on Sale of Assets	6.36	6.17	13.09	13.68	87.2	1.48
Gain (Loss) on Sale of Investments	-	-	-	0.42	-	-
Other Non-Interest Income	10.38	18.55	33.96	53.66	-2.77	-4.63
Total Non-Interest Income	16.75	24.72	47.05	67.77	84.43	-3.15
Non-Interest Income Growth (YoY)	-62.32%	-47.46%	-30.57%	-19.73%	-	-
Revenues Before Loan Losses	270.62	263.06	252.56	283.21	241.89	44.19
Provision for Loan Losses	85.48	91.14	107.82	145.03	98.7	43.52
Revenue	185.15	171.93	144.74	138.19	143.19	0.67
Revenue Growth (YoY)	30.51%	18.79%	4.74%	-3.49%	21271.34%	-99.48%
Occupancy Expenses	5.1	4.99	4.51	6.46	10.36	13.13
Selling, General & Administrative	133.51	127.62	113.44	123.27	138.56	139.52
Other Non-Interest Expense	5.41	6.12	15.32	7.66	-4.69	16.95
Total Non-Interest Expense	144.02	138.73	133.27	137.39	144.22	169.61
EBT Excluding Unusual Items	41.12	33.19	11.47	0.8	-1.04	-168.94
Asset Writedown	-0.16	-0.03	-0.31	-0.48	-	-1.47
Legal Settlements	-0.19	-1.74	-6.91	0.44	-0	-3.49
Other Unusual Items	-0.42	-0.25	-0.34	-0.35	-0.66	-0.01
Pretax Income	40.44	31.26	4.05	0.41	-1.65	-173.91
Income Tax Expense	25.88	23.26	2.77	0.2	-0.12	-48.46
Net Income	14.56	8	1.28	0.21	-1.54	-125.45
Net Income to Common	14.56	8	1.28	0.21	-1.54	-125.45
Net Income Growth	484.97%	526.47%	496.73%	-	-	-
Basic Shares Outstanding	1,325	826	209	742	325	154
Diluted Shares Outstanding	1,325	826	209	742	325	154
Shares Change (YoY)	533.54%	294.83%	-71.80%	128.44%	111.47%	27.46%
EPS (Basic)	0.01	0.01	0.01	0.00	-0.00	-0.82
EPS (Diluted)	0.01	0.01	0.01	0.00	-0.00	-0.82
EPS Growth	-7.66%	58.67%	2019.79%	-	-	-
Effective Tax Rate	63.99%	74.41%	68.44%	47.93%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.