Alfin Banco S.A. (BVL:ALFINAC1)

Alfin Banco Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	308.3	44.7	50.84	94.9	47.49	45.28
Investment Securities	69.65	198.48	118.57	157.08	1.55	9.04
Total Investments	69.65	198.48	118.57	157.08	1.55	9.04
Gross Loans	725.37	727.72	715.49	574.11	366.41	333.84
Allowance for Loan Losses	-	-51.24	-54.18	-44.79	-65.1	-99.88
Net Loans	725.37	676.47	661.31	529.32	301.31	233.96
Property, Plant & Equipment	38.42	38.23	22.19	26.38	31.78	20.07
Other Intangible Assets	-	4.1	5.63	5.78	18.05	3.68
Accrued Interest Receivable	-	13.49	15.85	13.64	9.35	60
Other Receivables	21.71	22.89	30.15	27.02	7.39	7.04
Restricted Cash	-	197.34	133.63	71.59	105.06	61.54
Other Current Assets	-	5.99	6.09	7.54	16.92	8.31
Long-Term Deferred Tax Assets	68.35	69.35	81.75	81.94	81.83	33.37
Other Long-Term Assets	22.14	3.12	2.35	2.29	28.27	35.62
Total Assets	1,254	1,283	1,143	1,033	662.75	531.86
Accounts Payable	-	16.21	10.07	13.97	8.62	9.34
Accrued Expenses	-	4.34	0.66	0.76	2.15	1.78
Interest Bearing Deposits	1,027	921.55	844.38	817.12	562.26	383.37
Non-Interest Bearing Deposits	-	81.18	73.37	20.56	12.07	8.13
Total Deposits	1,027	1,003	917.74	837.68	574.33	391.5
Short-Term Borrowings	-	6.02	5.62	0.99	2.47	1.59
Current Income Taxes Payable	-	0.31	0.1	1.85	0.66	1.08
Accrued Interest Payable	-	50.2	31.47	24.32	9.53	11.63
Long-Term Debt	78.48	78.77	48.77	34.55	34.43	-
Long-Term Unearned Revenue	-	0.38	0.57	1.65	0.51	-
Pension & Post-Retirement Benefits	-	0.41	0.35	0.5	0.44	0.52
Other Long-Term Liabilities	31.03	7.77	7.38	12.52	15.59	11.49
Total Liabilities	1,137	1,167	1,023	928.79	648.73	428.92
Common Stock	272.18	272.18	209.15	688.3	191.33	120.43
Additional Paid-In Capital	-	-	15	145.54	53.15	23.6
Retained Earnings	-111.96	-113.5	-104.12	-171.29	-166.59	-41.14
Comprehensive Income & Other	-43.04	-43.03	-0.01	-557.85	-63.87	0.05
Shareholders' Equity	117.18	115.65	120.02	104.7	14.02	102.94
Total Liabilities & Equity	1,254	1,283	1,143	1,033	662.75	531.86
Total Debt	78.48	84.79	54.39	35.55	36.9	1.59
Net Cash (Debt)	229.82	-40.08	-3.55	59.36	10.59	43.69
Net Cash Growth	-	-	-	460.51%	-75.76%	-19.51%
Net Cash Per Share	1.10	-0.19	-0.00	0.18	0.07	0.36
Filing Date Shares Outstanding	209.16	272.18	209.15	688.3	191.33	120.43
Total Common Shares Outstanding	209.16	272.18	209.15	688.3	191.33	120.43
Book Value Per Share	0.56	0.42	0.57	0.15	0.07	0.85
Tangible Book Value	117.18	111.55	114.39	98.92	-4.03	99.26
Tangible Book Value Per Share	0.56	0.41	0.55	0.14	-0.02	0.82

Updated Jan 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.