Alfin Banco S.A. (BVL:ALFINAC1)

Alfin Banco Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	367.99	44.7	50.84	94.9	47.49	45.28
Investment Securities	0.09	198.48	118.57	157.08	1.55	9.04
Total Investments	0.09	198.48	118.57	157.08	1.55	9.04
Gross Loans	881.97	727.72	715.49	574.11	366.41	333.84
Allowance for Loan Losses	-57.71	-51.24	-54.18	-44.79	-65.1	-99.88
Net Loans	824.26	676.47	661.31	529.32	301.31	233.96
Property, Plant & Equipment	39.63	38.23	22.19	26.38	31.78	20.07
Other Intangible Assets	3.46	4.1	5.63	5.78	18.05	3.68
Accrued Interest Receivable	16.34	13.49	15.85	13.64	9.35	60
Other Receivables	22.46	22.89	30.15	27.02	7.39	7.04
Restricted Cash	4.29	197.34	133.63	71.59	105.06	61.54
Other Current Assets	8.46	5.99	6.09	7.54	16.92	8.31
Long-Term Deferred Tax Assets	67.42	69.35	81.75	81.94	81.83	33.37
Other Long-Term Assets	2.95	3.12	2.35	2.29	28.27	35.62
Total Assets	1,366	1,283	1,143	1,033	662.75	531.86
Accounts Payable	16.55	16.21	10.07	13.97	8.62	9.34
Accrued Expenses	8.26	4.34	0.66	0.76	2.15	1.78
Interest Bearing Deposits	1,031	921.55	844.38	817.12	562.26	383.37
Non-Interest Bearing Deposits	56.92	81.18	73.37	20.56	12.07	8.13
Total Deposits	1,088	1,003	917.74	837.68	574.33	391.5
Short-Term Borrowings	3.05	6.02	5.62	0.99	2.47	1.59
Current Income Taxes Payable	0.38	0.31	0.1	1.85	0.66	1.08
Accrued Interest Payable	33.91	50.2	31.47	24.32	9.53	11.63
Long-Term Debt	79.38	78.77	48.77	34.55	34.43	-
Long-Term Unearned Revenue	0.11	0.38	0.57	1.65	0.51	-
Pension & Post-Retirement Benefits	0.48	0.41	0.35	0.5	0.44	0.52
Other Long-Term Liabilities	6.39	7.77	7.38	12.52	15.59	11.49
Total Liabilities	1,237	1,167	1,023	928.79	648.73	428.92
Common Stock	272.18	272.18	209.15	688.3	191.33	120.43
Additional Paid-In Capital	10	-	15	145.54	53.15	23.6
Retained Earnings	-109.48	-113.5	-104.12	-171.29	-166.59	-41.14
Comprehensive Income & Other	-43.03	-43.03	-0.01	-557.85	-63.87	0.05
Shareholders' Equity	129.67	115.65	120.02	104.7	14.02	102.94
Total Liabilities & Equity	1,366	1,283	1,143	1,033	662.75	531.86
Total Debt	82.43	84.79	54.39	35.55	36.9	1.59
Net Cash (Debt)	285.57	-40.08	-3.55	59.36	10.59	43.69
Net Cash Growth	-	-	-	460.51%	-75.76%	-19.51%
Net Cash Per Share	1.37	-0.19	-0.00	0.18	0.07	0.36
Filing Date Shares Outstanding	272.18	272.18	209.15	688.3	191.33	120.43
Total Common Shares Outstanding	272.18	272.18	209.15	688.3	191.33	120.43
Book Value Per Share	0.48	0.42	0.57	0.15	0.07	0.85
Tangible Book Value	126.21	111.55	114.39	98.92	-4.03	99.26
Tangible Book Value Per Share	0.46	0.41	0.55	0.14	-0.02	0.82

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.