Alfin Banco S.A. (BVL:ALFINAC1)

Alfin Banco Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	39.84	44.7	50.84	94.9	47.49	45.28
Investment Securities	40.04	198.48	118.57	157.08	1.55	9.04
Total Investments	40.04	198.48	118.57	157.08	1.55	9.04
Gross Loans	941.65	727.72	715.49	574.11	366.41	333.84
Allowance for Loan Losses	-50.75	-51.24	-54.18	-44.79	-65.1	-99.88
Net Loans	890.9	676.47	661.31	529.32	301.31	233.96
Property, Plant & Equipment	40.89	38.23	22.19	26.38	31.78	20.07
Other Intangible Assets	3.12	4.1	5.63	5.78	18.05	3.68
Accrued Interest Receivable	17.24	13.49	15.85	13.64	9.35	60
Other Receivables	20.53	22.89	30.15	27.02	7.39	7.04
Restricted Cash	249.39	197.34	133.63	71.59	105.06	61.54
Other Current Assets	6.7	5.99	6.09	7.54	16.92	8.31
Long-Term Deferred Tax Assets	66.03	69.35	81.75	81.94	81.83	33.37
Other Long-Term Assets	2.01	3.12	2.35	2.29	28.27	35.62
Total Assets	1,387	1,283	1,143	1,033	662.75	531.86
Accounts Payable	20.87	16.21	10.07	13.97	8.62	9.34
Accrued Expenses	6.66	4.34	0.66	0.76	2.15	1.78
Interest Bearing Deposits	1,019	921.55	844.38	817.12	562.26	383.37
Non-Interest Bearing Deposits	77.47	81.18	73.37	20.56	12.07	8.13
Total Deposits	1,096	1,003	917.74	837.68	574.33	391.5
Short-Term Borrowings	3.15	6.02	5.62	0.99	2.47	1.59
Current Income Taxes Payable	0.38	0.31	0.1	1.85	0.66	1.08
Accrued Interest Payable	14.75	50.2	31.47	24.32	9.53	11.63
Long-Term Debt	95.58	78.77	48.77	34.55	34.43	-
Long-Term Unearned Revenue	0.1	0.38	0.57	1.65	0.51	-
Pension & Post-Retirement Benefits	0.49	0.41	0.35	0.5	0.44	0.52
Other Long-Term Liabilities	16.09	7.77	7.38	12.52	15.59	11.49
Total Liabilities	1,254	1,167	1,023	928.79	648.73	428.92
Common Stock	2,147	272.18	209.15	688.3	191.33	120.43
Additional Paid-In Capital	-	-	15	145.54	53.15	23.6
Retained Earnings	-106.43	-113.5	-104.12	-171.29	-166.59	-41.14
Comprehensive Income & Other	-1,908	-43.03	-0.01	-557.85	-63.87	0.05
Shareholders' Equity	132.71	115.65	120.02	104.7	14.02	102.94
Total Liabilities & Equity	1,387	1,283	1,143	1,033	662.75	531.86
Total Debt	98.73	84.79	54.39	35.55	36.9	1.59
Net Cash (Debt)	-58.89	-40.08	-3.55	59.36	10.59	43.69
Net Cash Growth	-	-	-	460.51%	-75.76%	-19.51%
Net Cash Per Share	-0.17	-0.19	-0.00	0.18	0.07	0.36
Filing Date Shares Outstanding	2,147	272.18	209.15	688.3	191.33	120.43
Total Common Shares Outstanding	2,147	272.18	209.15	688.3	191.33	120.43
Book Value Per Share	0.06	0.42	0.57	0.15	0.07	0.85
Tangible Book Value	129.6	111.55	114.39	98.92	-4.03	99.26
Tangible Book Value Per Share	0.06	0.41	0.55	0.14	-0.02	0.82

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.