Alfin Banco S.A. (BVL:ALFINAC1)

Alfin Banco Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	44.7	50.84	94.9	47.49	45.28
Investment Securities	198.48	118.57	157.08	1.55	9.04
Total Investments	198.48	118.57	157.08	1.55	9.04
Gross Loans	727.72	715.49	574.11	366.41	333.84
Allowance for Loan Losses	-51.24	-54.18	-44.79	-65.1	-99.88
Net Loans	676.47	661.31	529.32	301.31	233.96
Property, Plant & Equipment	38.23	22.19	26.38	31.78	20.07
Other Intangible Assets	4.1	5.63	5.78	18.05	3.68
Accrued Interest Receivable	13.49	15.85	13.64	9.35	60
Other Receivables	22.89	30.15	27.02	7.39	7.04
Restricted Cash	197.34	133.63	71.59	105.06	61.54
Other Current Assets	5.99	6.09	7.54	16.92	8.31
Long-Term Deferred Tax Assets	69.35	81.75	81.94	81.83	33.37
Other Long-Term Assets	3.12	2.35	2.29	28.27	35.62
Total Assets	1,283	1,143	1,033	662.75	531.86
Accounts Payable	16.21	10.07	13.97	8.62	9.34
Accrued Expenses	4.34	0.66	0.76	2.15	1.78
Interest Bearing Deposits	921.55	844.38	817.12	562.26	383.37
Non-Interest Bearing Deposits	81.18	73.37	20.56	12.07	8.13
Total Deposits	1,003	917.74	837.68	574.33	391.5
Short-Term Borrowings	6.02	5.62	0.99	2.47	1.59
Current Income Taxes Payable	0.31	0.1	1.85	0.66	1.08
Accrued Interest Payable	50.2	31.47	24.32	9.53	11.63
Long-Term Debt	78.77	48.77	34.55	34.43	-
Long-Term Unearned Revenue	0.38	0.57	1.65	0.51	-
Pension & Post-Retirement Benefits	0.41	0.35	0.5	0.44	0.52
Other Long-Term Liabilities	7.77	7.38	12.52	15.59	11.49
Total Liabilities	1,167	1,023	928.79	648.73	428.92
Common Stock	272.18	209.15	688.3	191.33	120.43
Additional Paid-In Capital	-	15	145.54	53.15	23.6
Retained Earnings	-113.5	-104.12	-171.29	-166.59	-41.14
Comprehensive Income & Other	-43.03	-0.01	-557.85	-63.87	0.05
Shareholders' Equity	115.65	120.02	104.7	14.02	102.94
Total Liabilities & Equity	1,283	1,143	1,033	662.75	531.86
Total Debt	84.79	54.39	35.55	36.9	1.59
Net Cash (Debt)	-40.08	-3.55	59.36	10.59	43.69
Net Cash Growth	-	-	460.51%	-75.76%	-19.51%
Net Cash Per Share	-0.19	-0.00	0.18	0.07	0.36
Filing Date Shares Outstanding	272.18	209.15	688.3	191.33	120.43
Total Common Shares Outstanding	272.18	209.15	688.3	191.33	120.43
Book Value Per Share	0.42	0.57	0.15	0.07	0.85
Tangible Book Value	111.55	114.39	98.92	-4.03	99.26
Tangible Book Value Per Share	0.41	0.55	0.14	-0.02	0.82

Updated Jan 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.