Alfin Banco S.A. (BVL: ALFINAC1)

Alfin Banco Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	41.38	50.84	94.9	47.49	45.28	55.33
Investment Securities	39.66	118.57	157.08	1.55	9.04	33.36
Total Investments	39.66	118.57	157.08	1.55	9.04	33.36
Gross Loans	698.94	715.49	574.11	366.41	333.84	503.37
Allowance for Loan Losses	-52.65	-54.18	-44.79	-65.1	-99.88	-89.1
Net Loans	646.29	661.31	529.32	301.31	233.96	414.27
Property, Plant & Equipment	19.86	22.19	26.38	31.78	20.07	23.92
Other Intangible Assets	4.56	5.63	5.78	18.05	3.68	8.16
Accrued Interest Receivable	14.74	15.85	13.64	9.35	60	6.77
Other Receivables	24.13	30.15	27.02	7.39	7.04	6.28
Restricted Cash	379.22	133.63	71.59	105.06	61.54	8.87
Other Current Assets	5.37	6.09	7.54	16.92	8.31	18.09
Long-Term Deferred Tax Assets	80.66	81.75	81.94	81.83	33.37	16.31
Other Long-Term Assets	3.07	2.35	2.29	28.27	35.62	37.51
Total Assets	1,268	1,143	1,033	662.75	531.86	649.34
Accounts Payable	12.26	10.07	13.97	8.62	9.34	7.16
Accrued Expenses	3.99	0.66	0.76	2.15	1.78	4.69
Interest Bearing Deposits	921.9	844.38	817.12	562.26	383.37	469.88
Non-Interest Bearing Deposits	64.67	73.37	20.56	12.07	8.13	10.34
Total Deposits	986.57	917.74	837.68	574.33	391.5	480.22
Short-Term Borrowings	2.74	5.62	0.99	2.47	1.59	1.06
Current Income Taxes Payable	0.28	0.1	1.85	0.66	1.08	1.58
Accrued Interest Payable	48.71	31.47	24.32	9.53	11.63	7.22
Long-Term Debt	78.53	48.77	34.55	34.43	-	-
Long-Term Unearned Revenue	0.53	0.57	1.65	0.51	-	-
Pension & Post-Retirement Benefits	0.37	0.35	0.5	0.44	0.52	0.73
Other Long-Term Liabilities	8.05	7.38	12.52	15.59	11.49	14.54
Total Liabilities	1,142	1,023	928.79	648.73	428.92	517.18
Common Stock	272.18	209.15	688.3	191.33	120.43	116.17
Additional Paid-In Capital	-	15	145.54	53.15	23.6	-
Retained Earnings	-103.1	-104.12	-171.29	-166.59	-41.14	15.98
Comprehensive Income & Other	-43.02	-0.01	-557.85	-63.87	0.05	0.02
Shareholders' Equity	126.06	120.02	104.7	14.02	102.94	132.17
Total Liabilities & Equity	1,268	1,143	1,033	662.75	531.86	649.34
Total Debt	81.26	54.39	35.55	36.9	1.59	1.06
Net Cash (Debt)	-39.88	-3.55	59.36	10.59	43.69	54.28
Net Cash Growth	-	-	460.51%	-75.76%	-19.51%	-2.42%
Net Cash Per Share	-0.15	-0.00	0.18	0.07	0.36	0.45
Filing Date Shares Outstanding	272.18	209.15	688.3	191.33	120.43	120.43
Total Common Shares Outstanding	272.18	209.15	688.3	191.33	120.43	120.43
Book Value Per Share	0.46	0.57	0.15	0.07	0.85	1.10
Tangible Book Value	121.5	114.39	98.92	-4.03	99.26	124.01
Tangible Book Value Per Share	0.45	0.55	0.14	-0.02	0.82	1.03

Source: S&P Capital IQ. Banks template. Financial Sources.