Alfin Banco S.A. (BVL: ALFINAC1)

Alfin Banco Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	43.26	50.84	94.9	47.49	45.28	55.33
Investment Securities	78.64	118.57	157.08	1.55	9.04	33.36
Total Investments	78.64	118.57	157.08	1.55	9.04	33.36
Gross Loans	731.15	715.49	574.11	366.41	333.84	503.37
Allowance for Loan Losses	-61.83	-54.18	-44.79	-65.1	-99.88	-89.1
Net Loans	669.32	661.31	529.32	301.31	233.96	414.27
Property, Plant & Equipment	20.39	22.19	26.38	31.78	20.07	23.92
Other Intangible Assets	4.93	5.63	5.78	18.05	3.68	8.16
Accrued Interest Receivable	19	15.85	13.64	9.35	60	6.77
Other Receivables	26.3	30.15	27.02	7.39	7.04	6.28
Restricted Cash	324.16	133.63	71.59	105.06	61.54	8.87
Other Current Assets	9.72	6.09	7.54	16.92	8.31	18.09
Long-Term Deferred Tax Assets	81.1	81.75	81.94	81.83	33.37	16.31
Other Long-Term Assets	2.2	2.35	2.29	28.27	35.62	37.51
Total Assets	1,290	1,143	1,033	662.75	531.86	649.34
Accounts Payable	8.52	10.07	13.97	8.62	9.34	7.16
Accrued Expenses	4.32	0.66	0.76	2.15	1.78	4.69
Interest Bearing Deposits	949.38	844.38	817.12	562.26	383.37	469.88
Non-Interest Bearing Deposits	68.91	73.37	20.56	12.07	8.13	10.34
Total Deposits	1,018	917.74	837.68	574.33	391.5	480.22
Short-Term Borrowings	4.76	5.62	0.99	2.47	1.59	1.06
Current Income Taxes Payable	0.23	0.1	1.85	0.66	1.08	1.58
Accrued Interest Payable	41.54	31.47	24.32	9.53	11.63	7.22
Long-Term Debt	78.87	48.77	34.55	34.43	-	-
Long-Term Unearned Revenue	0.49	0.57	1.65	0.51	-	-
Pension & Post-Retirement Benefits	0.36	0.35	0.5	0.44	0.52	0.73
Other Long-Term Liabilities	7.13	7.38	12.52	15.59	11.49	14.54
Total Liabilities	1,164	1,023	928.79	648.73	428.92	517.18
Common Stock	272.18	209.15	688.3	191.33	120.43	116.17
Additional Paid-In Capital	-	15	145.54	53.15	23.6	-
Retained Earnings	-103.49	-104.12	-171.29	-166.59	-41.14	15.98
Comprehensive Income & Other	-43.07	-0.01	-557.85	-63.87	0.05	0.02
Shareholders' Equity	125.62	120.02	104.7	14.02	102.94	132.17
Total Liabilities & Equity	1,290	1,143	1,033	662.75	531.86	649.34
Total Debt	83.63	54.39	35.55	36.9	1.59	1.06
Net Cash (Debt)	-40.37	-3.55	59.36	10.59	43.69	54.28
Net Cash Growth	-	-	460.51%	-75.76%	-19.51%	-2.42%
Net Cash Per Share	-0.09	-0.00	0.18	0.07	0.36	0.45
Filing Date Shares Outstanding	272.18	209.15	688.3	191.33	120.43	120.43
Total Common Shares Outstanding	272.18	209.15	688.3	191.33	120.43	120.43
Book Value Per Share	0.46	0.57	0.15	0.07	0.85	1.10
Tangible Book Value	120.69	114.39	98.92	-4.03	99.26	124.01
Tangible Book Value Per Share	0.44	0.55	0.14	-0.02	0.82	1.03

Source: S&P Capital IQ. Banks template. Financial Sources.