Alfin Banco S.A. (BVL:ALFINAC1)

Alfin Banco Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	2.49	1.28	0.21	-1.54	-125.45	-52.85
Depreciation & Amortization	2.59	2.99	5.22	7.28	13.13	14.96
Other Amortization	1.87	1.52	1.24	3.08	-	-
Gain (Loss) on Sale of Assets	0.16	0.16	-0.16	-2.26	1.48	-
Gain (Loss) on Sale of Investments	-	-	1.33	0.46	-	-
Total Asset Writedown	0.17	0.17	0.38	0.35	-	-
Provision for Credit Losses	104.49	108.7	147.45	112.36	72.88	111.05
Change in Other Net Operating Assets	-68.18	-10.71	-201.67	-61.43	98.02	-78.96
Other Operating Activities	18.5	17.94	0.8	5.34	-43.47	-12.86
Operating Cash Flow	54.19	122.05	-45.2	63.64	16.59	-18.68
Operating Cash Flow Growth	-	-	-	283.55%	-	-
Capital Expenditures	-17.01	-17.01	-1.86	-2.33	-15.76	-7.7
Sale of Property, Plant and Equipment	-0.03	0.15	1	9.74	-	-
Investment in Securities	-79.9	-79.9	37.29	-156.11	7.44	24.35
Purchase / Sale of Intangibles	-0.16	-0.16	-1.47	8.79	-18.28	-0.12
Other Investing Activities	-	-	-	-	-6.98	35.01
Investing Cash Flow	-100.51	-99.26	34.95	-139.91	-40.52	51.54
Long-Term Debt Issued	-	29.14	14.71	-	33.09	-
Net Debt Issued (Repaid)	20.45	29.14	14.71	-	33.09	-
Issuance of Common Stock	-	5	15	95.5	36.57	23.6
Net Increase (Decrease) in Deposit Accounts	8.3	8.3	-0.02	0.02	-	-13.85
Other Financing Activities	-12.49	-7.66	-1.46	-5.32	-	-
Financing Cash Flow	16.26	34.78	28.23	90.21	69.66	9.75
Net Cash Flow	-30.06	57.57	17.98	13.94	45.73	42.62
Free Cash Flow	37.19	105.05	-47.06	61.31	0.83	-26.38
Free Cash Flow Growth	-	-	-	7278.22%	-	-
Free Cash Flow Margin	26.21%	72.58%	-34.05%	42.82%	124.03%	-20.35%
Free Cash Flow Per Share	0.18	0.50	-0.06	0.19	0.01	-0.22
Cash Interest Paid	9.73	7.66	1.46	5.32	-	-

Updated Jan 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.