Alfin Banco Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	8	1.28	0.21	-1.54	-125.45
Depreciation & Amortization	3.59	2.99	5.22	7.28	13.13
Other Amortization	1.4	1.52	1.24	3.08	-
Gain (Loss) on Sale of Assets	-	0.16	-0.16	-2.26	1.48
Gain (Loss) on Sale of Investments	-	-	1.33	0.46	-
Total Asset Writedown	-	0.17	0.38	0.35	-
Provision for Credit Losses	-	108.7	147.45	112.36	72.88
Change in Accounts Payable	1,863	-	-	-	-
Change in Other Net Operating Assets	-141.82	-10.71	-201.67	-61.43	98.02
Other Operating Activities	148.09	17.94	0.8	5.34	-43.47
Operating Cash Flow	1,882	122.05	-45.2	63.64	16.59
Operating Cash Flow Growth	1441.95%	-	-	283.55%	-
Capital Expenditures	-10.3	-17.01	-1.86	-2.33	-15.76
Sale of Property, Plant and Equipment	-	0.15	1	9.74	-
Investment in Securities	-	-79.9	37.29	-156.11	7.44
Purchase / Sale of Intangibles	-	-0.16	-1.47	8.79	-18.28
Other Investing Activities	-	-	-	-	-6.98
Investing Cash Flow	-10.3	-99.26	34.95	-139.91	-40.52
Long-Term Debt Issued	26	29.14	14.71	-	33.09
Net Debt Issued (Repaid)	26	29.14	14.71	-	33.09
Issuance of Common Stock	-	5	15	95.5	36.57
Net Increase (Decrease) in Deposit Accounts	-	8.3	-0.02	0.02	-
Other Financing Activities	-1,873	-7.66	-1.46	-5.32	-
Financing Cash Flow	-1,847	34.78	28.23	90.21	69.66
Net Cash Flow	24.43	57.57	17.98	13.94	45.73
Free Cash Flow	1,872	105.05	-47.06	61.31	0.83
Free Cash Flow Growth	1681.82%	-	-	7278.22%	-
Free Cash Flow Margin	1088.67%	72.58%	-34.05%	42.82%	124.03%
Free Cash Flow Per Share	2.27	0.50	-0.06	0.19	0.01
Cash Interest Paid	20.59	7.66	1.46	5.32	-
Cash Income Tax Paid	-35.89	-	-	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.