Banco de Crédito del Perú S.A. (BVL:CREDITC1)

Banco de Crédito del Perú Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	39,391	44,522	30,684	31,078	35,357	33,028
Investment Securities	22,487	30,769	29,224	24,180	26,705	34,207
Trading Asset Securities	1,468	1,314	1,187	1,156	2,700	3,066
Total Investments	23,956	32,084	30,411	25,336	29,405	37,273
Gross Loans	134,341	131,038	130,724	135,095	134,138	125,321
Allowance for Loan Losses	-7,811	-7,970	-8,129	-8,051	-8,223	-8,495
Net Loans	126,530	123,068	122,595	127,045	125,915	116,826
Property, Plant & Equipment	1,223	1,246	1,171	1,095	1,130	1,212
Goodwill	276.32	276.32	276.32	276.32	276.32	276.32
Other Intangible Assets	1,951	1,920	1,775	1,568	1,383	1,270
Accrued Interest Receivable	1,242	1,410	1,401	1,263	889.94	886.77
Other Receivables	2,847	1,393	1,390	762.32	674.77	800.89
Restricted Cash	1,498	1,106	169.55	362.99	765.15	1,337
Other Current Assets	6,642	-	-	267.08	216.61	288.47
Long-Term Deferred Tax Assets	1,081	1,035	1,021	1,031	927.8	1,073
Other Real Estate Owned & Foreclosed	34.31	67.21	12.58	24.83	35.46	57.58
Other Long-Term Assets	1,063	120.97	42.56	40.2	172.63	72.74
Total Assets	207,735	208,943	191,858	190,855	197,833	195,193
Accounts Payable	3,218	342.42	341.78	402.42	283.55	236.04
Accrued Expenses	-	1,072	785.6	800.58	655.87	443.42
Interest Bearing Deposits	99,688	97,706	86,627	84,987	78,671	76,239
Non-Interest Bearing Deposits	47,081	49,741	45,486	44,882	53,403	50,602
Total Deposits	146,769	147,447	132,112	129,869	132,074	126,841
Short-Term Borrowings	829.38	7,866	8,715	12,882	21,570	27,149
Current Portion of Long-Term Debt	11,667	7,216	9,196	5,611	3,124	2,402
Current Income Taxes Payable	279.79	348.05	148.69	692.11	-	134.33
Accrued Interest Payable	321.68	387.43	603.22	307.18	77.17	132.36
Other Current Liabilities	1,792	575.9	582.45	88.26	51.43	72.59
Long-Term Debt	16,132	16,108	12,904	16,412	18,042	17,252
Other Long-Term Liabilities	967.9	2,435	2,293	1,590	1,483	1,586
Total Liabilities	181,977	183,797	167,682	168,654	177,361	176,249
Common Stock	12,973	12,973	12,973	12,176	11,317	11,067
Retained Earnings	12,571	12,433	11,700	11,025	9,533	7,060
Comprehensive Income & Other	77.18	-393.3	-647.08	-1,139	-497.31	691.09
Total Common Equity	25,622	25,013	24,026	22,062	20,353	18,818
Minority Interest	136.51	133.4	150.33	139.06	118.16	124.95
Shareholders' Equity	25,758	25,146	24,176	22,201	20,472	18,943
Total Liabilities & Equity	207,735	208,943	191,858	190,855	197,833	195,193
Total Debt	28,628	31,190	30,815	34,904	42,736	46,803
Net Cash (Debt)	16,792	26,082	11,991	4,349	3,658	4,656
Net Cash Growth	-17.88%	117.51%	175.72%	18.89%	-21.43%	30.31%
Net Cash Per Share	1.29	2.01	0.92	0.34	0.28	0.36
Filing Date Shares Outstanding	12,973	12,973	12,973	12,973	12,973	12,973
Total Common Shares Outstanding	12,973	12,973	12,973	12,973	12,973	12,973
Book Value Per Share	1.97	1.93	1.85	1.70	1.57	1.45
Tangible Book Value	23,395	22,816	21,974	20,218	18,694	17,273
Tangible Book Value Per Share	1.80	1.76	1.69	1.56	1.44	1.33

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.