Banco de Crédito del Perú S.A. (BVL:CREDITC1)

Banco de Crédito del Perú Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	41,294	44,522	30,684	31,078	35,357	33,028
Investment Securities	33,210	30,769	29,224	24,180	26,705	34,207
Trading Asset Securities	1,327	1,314	1,187	1,156	2,700	3,066
Total Investments	34,537	32,084	30,411	25,336	29,405	37,273
Gross Loans	130,420	131,038	130,724	135,095	134,138	125,321
Allowance for Loan Losses	-7,844	-7,970	-8,129	-8,051	-8,223	-8,495
Net Loans	122,576	123,068	122,595	127,045	125,915	116,826
Property, Plant & Equipment	1,260	1,246	1,171	1,095	1,130	1,212
Goodwill	276.32	276.32	276.32	276.32	276.32	276.32
Other Intangible Assets	1,868	1,920	1,775	1,568	1,383	1,270
Accrued Interest Receivable	1,201	1,410	1,401	1,263	889.94	886.77
Other Receivables	1,986	1,393	1,390	762.32	674.77	800.89
Restricted Cash	1,046	1,106	169.55	362.99	765.15	1,337
Other Current Assets	-	-	-	267.08	216.61	288.47
Long-Term Deferred Tax Assets	1,037	1,035	1,021	1,031	927.8	1,073
Other Real Estate Owned & Foreclosed	22.78	67.21	12.58	24.83	35.46	57.58
Other Long-Term Assets	194.95	120.97	42.56	40.2	172.63	72.74
Total Assets	207,982	208,943	191,858	190,855	197,833	195,193
Accounts Payable	330.15	342.42	341.78	402.42	283.55	236.04
Accrued Expenses	892.96	1,072	785.6	800.58	655.87	443.42
Interest Bearing Deposits	95,682	97,706	86,627	84,987	78,671	76,239
Non-Interest Bearing Deposits	50,641	49,741	45,486	44,882	53,403	50,602
Total Deposits	146,324	147,447	132,112	129,869	132,074	126,841
Short-Term Borrowings	8,574	7,866	8,715	12,882	21,570	27,149
Current Portion of Long-Term Debt	5,036	7,216	9,196	5,611	3,124	2,402
Current Income Taxes Payable	552.52	348.05	148.69	692.11	-	134.33
Accrued Interest Payable	387.83	387.43	603.22	307.18	77.17	132.36
Other Current Liabilities	5,162	575.9	582.45	88.26	51.43	72.59
Long-Term Debt	15,849	16,108	12,904	16,412	18,042	17,252
Other Long-Term Liabilities	2,830	2,435	2,293	1,590	1,483	1,586
Total Liabilities	185,937	183,797	167,682	168,654	177,361	176,249
Common Stock	12,973	12,973	12,973	12,176	11,317	11,067
Retained Earnings	8,015	12,433	11,700	11,025	9,533	7,060
Comprehensive Income & Other	932.21	-393.3	-647.08	-1,139	-497.31	691.09
Total Common Equity	21,920	25,013	24,026	22,062	20,353	18,818
Minority Interest	124.69	133.4	150.33	139.06	118.16	124.95
Shareholders' Equity	22,045	25,146	24,176	22,201	20,472	18,943
Total Liabilities & Equity	207,982	208,943	191,858	190,855	197,833	195,193
Total Debt	29,459	31,190	30,815	34,904	42,736	46,803
Net Cash (Debt)	27,088	26,082	11,991	4,349	3,658	4,656
Net Cash Growth	102.83%	117.51%	175.72%	18.89%	-21.43%	30.31%
Net Cash Per Share	2.09	2.01	0.92	0.34	0.28	0.36
Filing Date Shares Outstanding	12,973	12,973	12,973	12,973	12,973	12,973
Total Common Shares Outstanding	12,973	12,973	12,973	12,973	12,973	12,973
Book Value Per Share	1.69	1.93	1.85	1.70	1.57	1.45
Tangible Book Value	19,775	22,816	21,974	20,218	18,694	17,273
Tangible Book Value Per Share	1.52	1.76	1.69	1.56	1.44	1.33

Updated Feb 26, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.