Banco de Crédito del Perú S.A. (BVL: CREDITC1)

Banco de Crédito del Perú Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	41,137	30,684	31,078	35,357	33,028	23,641
Investment Securities	28,668	29,224	24,180	26,705	34,207	17,547
Trading Asset Securities	1,426	1,187	1,156	2,700	3,066	830.34
Total Investments	30,094	30,411	25,336	29,405	37,273	18,377
Gross Loans	128,057	130,724	135,095	134,138	125,321	104,200
Allowance for Loan Losses	-8,121	-8,129	-8,051	-8,223	-8,495	-4,528
Net Loans	119,936	122,595	127,045	125,915	116,826	99,672
Property, Plant & Equipment	1,177	1,171	1,095	1,130	1,212	1,287
Goodwill	276.32	276.32	276.32	276.32	276.32	276.32
Other Intangible Assets	1,781	1,775	1,568	1,383	1,270	1,129
Accrued Interest Receivable	1,150	1,401	1,263	889.94	886.77	836.1
Other Receivables	3,507	1,390	762.32	674.77	800.89	878.81
Restricted Cash	207.21	169.55	362.99	765.15	1,337	3,069
Other Current Assets	912.72	-	267.08	216.61	288.47	101.98
Long-Term Deferred Tax Assets	1,031	1,021	1,031	927.8	1,073	399
Other Real Estate Owned & Foreclosed	10.7	12.58	24.83	35.46	57.58	86.44
Other Long-Term Assets	1,746	42.56	40.2	172.63	72.74	93.68
Total Assets	202,965	191,858	190,855	197,833	195,193	150,660
Accounts Payable	-	341.78	402.42	283.55	236.04	282.23
Accrued Expenses	-	785.6	800.58	655.87	443.42	603.5
Interest Bearing Deposits	89,795	86,627	84,987	78,671	76,239	66,986
Non-Interest Bearing Deposits	51,084	45,486	44,882	53,403	50,602	32,201
Total Deposits	140,880	132,112	129,869	132,074	126,841	99,187
Short-Term Borrowings	3,369	8,715	12,882	21,570	27,149	6,592
Current Portion of Long-Term Debt	9,322	9,196	5,611	3,124	2,402	6,963
Current Income Taxes Payable	427.77	148.69	692.11	-	134.33	294.97
Accrued Interest Payable	415.41	603.22	307.18	77.17	132.36	247.49
Other Current Liabilities	5,090	582.45	88.26	51.43	72.59	71.2
Long-Term Debt	18,082	12,904	16,412	18,042	17,252	16,009
Other Long-Term Liabilities	812.22	2,293	1,590	1,483	1,586	1,385
Total Liabilities	178,398	167,682	168,654	177,361	176,249	131,635
Common Stock	12,973	12,973	12,176	11,317	11,067	10,217
Retained Earnings	11,720	11,700	11,025	9,533	7,060	8,402
Comprehensive Income & Other	-262.83	-647.08	-1,139	-497.31	691.09	298.11
Total Common Equity	24,430	24,026	22,062	20,353	18,818	18,917
Minority Interest	136.71	150.33	139.06	118.16	124.95	108.19
Shareholders' Equity	24,567	24,176	22,201	20,472	18,943	19,025
Total Liabilities & Equity	202,965	191,858	190,855	197,833	195,193	150,660
Total Debt	30,773	30,815	34,904	42,736	46,803	29,564
Net Cash (Debt)	23,152	11,991	4,349	3,658	4,656	3,573
Net Cash Growth	131.69%	175.72%	18.89%	-21.43%	30.31%	-
Net Cash Per Share	1.78	0.92	0.34	0.28	0.36	0.28
Filing Date Shares Outstanding	12,973	12,973	12,973	12,973	12,973	12,973
Total Common Shares Outstanding	12,973	12,973	12,973	12,973	12,973	12,973
Book Value Per Share	1.88	1.85	1.70	1.57	1.45	1.46
Tangible Book Value	22,373	21,974	20,218	18,694	17,273	17,512
Tangible Book Value Per Share	1.72	1.69	1.56	1.44	1.33	1.35

Source: S&P Capital IQ. Banks template. Financial Sources.