Banco de Crédito del Perú Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	6,472	5,211	4,653	4,480	3,036
Depreciation & Amortization	177.08	485.84	435.82	418.72	409.43
Other Amortization	449.48	-	-	-	58.2
Gain (Loss) on Sale of Assets	-	-	-	-	-17.33
Gain (Loss) on Sale of Investments	-	-	-	-	67.19
Total Asset Writedown	-	-	-	-	40.69
Provision for Credit Losses	-	-	-	-	2,197
Change in Trading Asset Securities	-56.6	-214.59	-332.66	1,189	1,151
Change in Other Net Operating Assets	838.73	6,970	-3,654	-7,890	-3,991
Other Operating Activities	291.53	2,384	2,107	1,511	-559.77
Operating Cash Flow	8,172	14,836	3,209	-291.4	2,427
Operating Cash Flow Growth	-44.92%	362.29%	-	-	-
Capital Expenditures	-174.58	-257.26	-264.61	-134.37	-78.69
Sale of Property, Plant and Equipment	72.45	83.08	53.1	46.66	15.93
Investment in Securities	457.5	1,547	526.77	414.47	-2,452
Purchase / Sale of Intangibles	-755.38	-595.37	-662.26	-539.6	-397.83
Investing Cash Flow	-400.01	777.22	-347	-212.85	-2,913
Long-Term Debt Issued	4,691	2,241	-	-	193.46
Long-Term Debt Repaid	-3,275	-111.38	-	-15	-
Net Debt Issued (Repaid)	1,417	2,130	-	-15	193.46
Common Dividends Paid	-4,747	-4,011	-2,690	-1,364	-42.06
Net Increase (Decrease) in Deposit Accounts	-	-	-	-	345.94
Financing Cash Flow	-3,330	-2,349	-2,690	-2,136	497.35
Foreign Exchange Rate Adjustments	-4,080	573.7	-833.41	-1,372	2,318
Net Cash Flow	361.73	13,838	-661.54	-4,012	2,329
Free Cash Flow	7,997	14,579	2,945	-425.77	2,348
Free Cash Flow Growth	-45.15%	395.10%	-	-	-
Free Cash Flow Margin	47.45%	99.50%	22.52%	-3.41%	24.11%
Free Cash Flow Per Share	0.62	1.12	0.23	-0.03	0.18
Cash Interest Paid	3,847	4,593	4,028	2,487	1,974
Cash Income Tax Paid	2,356	1,537	1,504	887.98	931.56