Banco de Crédito del Perú S.A. (BVL:CREDITC1)

Banco de Crédito del Perú Statistics

Total Valuation

BVL:CREDITC1 has a market cap or net worth of PEN 86.40 billion.

Market Cap	86.40B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, April 24, 2026.

Earnings Date	Apr 24, 2026
Ex-Dividend Date	Apr 20, 2026

Share Statistics

BVL:CREDITC1 has 12.97 billion shares outstanding.

Current Share Class	12.97B
Shares Outstanding	12.97B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	293.36M

Valuation Ratios

The trailing PE ratio is 13.35.

PE Ratio	13.35
Forward PE	n/a
PS Ratio	5.13
PB Ratio	3.14
P/TBV Ratio	3.46
P/FCF Ratio	10.80
P/OCF Ratio	10.57
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.51
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.69%.

Return on Equity (ROE)	24.69%
Return on Assets (ROA)	3.04%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.75%
Revenue Per Employee	556,287
Profits Per Employee	213,599
Employee Count	29,882
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:CREDITC1 has paid 2.32 billion in taxes.

Income Tax	2.32B
Effective Tax Rate	26.30%

Stock Price Statistics

The stock price has increased by +49.16% in the last 52 weeks. The beta is 0.13, so BVL:CREDITC1's price volatility has been lower than the market average.

Beta (5Y)	0.13
52-Week Price Change	+49.16%
50-Day Moving Average	6.35
200-Day Moving Average	5.33
Relative Strength Index (RSI)	40.31
Average Volume (20 Days)	42,525

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:CREDITC1 had revenue of PEN 16.85 billion and earned 6.47 billion in profits. Earnings per share was 0.50.

Revenue	16.85B
Gross Profit	16.75B
Operating Income	8.92B
Pretax Income	8.82B
Net Income	6.47B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.50

Balance Sheet

The company has 53.59 billion in cash and 28.08 billion in debt, with a net cash position of 25.51 billion or 1.97 per share.

Cash & Cash Equivalents	53.59B
Total Debt	28.08B
Net Cash	25.51B
Net Cash Per Share	1.97
Equity (Book Value)	27.50B
Book Value Per Share	2.11
Working Capital	-106.05B

Cash Flow

In the last 12 months, operating cash flow was 8.17 billion and capital expenditures -174.58 million, giving a free cash flow of 8.00 billion.

Operating Cash Flow	8.17B
Capital Expenditures	-174.58M
Depreciation & Amortization	n/a
Net Borrowing	1.42B
Free Cash Flow	8.00B
FCF Per Share	0.62

Margins

Gross Margin	n/a
Operating Margin	52.90%
Pretax Margin	52.32%
Profit Margin	38.40%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	47.45%

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 6.03%.

Dividend Per Share	0.40
Dividend Yield	6.03%
Dividend Growth (YoY)	4.38%
Years of Dividend Growth	4
Payout Ratio	73.35%
Buyback Yield	n/a
Shareholder Yield	6.03%
Earnings Yield	7.49%
FCF Yield	9.26%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 9, 2023. It was a forward split with a ratio of 1.06543906.

Last Split Date	Aug 9, 2023
Split Type	Forward
Split Ratio	1.06543906

Scores

Altman Z-Score	n/a
Piotroski F-Score	4