Peru · Delayed Price · Currency is PEN Banco de Crédito del Perú Statistics
Total Valuation
BVL:CREDITC1 has a market cap or net worth of PEN 86.92 billion.
| Market Cap | 86.92B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, January 22, 2027.
| Earnings Date | Jan 22, 2027 |
| Ex-Dividend Date | Apr 20, 2026 |
Share Statistics
BVL:CREDITC1 has 12.97 billion shares outstanding.
| Current Share Class | 12.97B |
| Shares Outstanding | 12.97B |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.88% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 0.00% |
| Float | 294.17M |
Valuation Ratios
The trailing PE ratio is 11.96.
| PE Ratio | 11.96 |
| Forward PE | n/a |
| PS Ratio | 4.61 |
| PB Ratio | 3.21 |
| P/TBV Ratio | 3.57 |
| P/FCF Ratio | 8.76 |
| P/OCF Ratio | 8.62 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.11 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.02 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 27.62%.
| Return on Equity (ROE) | 27.62% |
| Return on Assets (ROA) | 3.29% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.72% |
| Revenue Per Employee | 598,595 |
| Profits Per Employee | 230,484 |
| Employee Count | 31,298 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BVL:CREDITC1 has paid 2.66 billion in taxes.
| Income Tax | 2.66B |
| Effective Tax Rate | 26.74% |
Stock Price Statistics
The stock price has increased by +46.29% in the last 52 weeks. The beta is 0.14, so BVL:CREDITC1's price volatility has been lower than the market average.
| Beta (5Y) | 0.14 |
| 52-Week Price Change | +46.29% |
| 50-Day Moving Average | 6.93 |
| 200-Day Moving Average | 6.52 |
| Relative Strength Index (RSI) | 47.54 |
| Average Volume (20 Days) | 54,095 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, BVL:CREDITC1 had revenue of PEN 18.87 billion and earned 7.27 billion in profits. Earnings per share was 0.56.
| Revenue | 18.87B |
| Gross Profit | 18.77B |
| Operating Income | 10.07B |
| Pretax Income | 9.96B |
| Net Income | 7.27B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.56 |
Balance Sheet
The company has 49.93 billion in cash and 30.02 billion in debt, with a net cash position of 19.91 billion or 1.53 per share.
| Cash & Cash Equivalents | 49.93B |
| Total Debt | 30.02B |
| Net Cash | 19.91B |
| Net Cash Per Share | 1.53 |
| Equity (Book Value) | 27.10B |
| Book Value Per Share | 2.08 |
| Working Capital | -126.03B |
Cash Flow
In the last 12 months, operating cash flow was 10.09 billion and capital expenditures -161.88 million, giving a free cash flow of 9.92 billion.
| Operating Cash Flow | 10.09B |
| Capital Expenditures | -161.88M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 1.24B |
| Free Cash Flow | 9.92B |
| FCF Per Share | 0.77 |
Margins
| Gross Margin | n/a |
| Operating Margin | 53.37% |
| Pretax Margin | 52.81% |
| Profit Margin | 38.50% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 52.60% |
Dividends & Yields
This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 6.00%.
| Dividend Per Share | 0.40 |
| Dividend Yield | 6.00% |
| Dividend Growth (YoY) | 4.38% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 74.90% |
| FCF Payout Ratio | 54.84% |
| Buyback Yield | n/a |
| Shareholder Yield | 6.00% |
| Earnings Yield | 8.36% |
| FCF Yield | 11.42% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on August 9, 2023. It was a forward split with a ratio of 1.06543906.
| Last Split Date | Aug 9, 2023 |
| Split Type | Forward |
| Split Ratio | 1.06543906 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |