Peru · Delayed Price · Currency is PEN Banco de Crédito del Perú Statistics
Total Valuation
BVL:CREDITC1 has a market cap or net worth of PEN 93.39 billion.
| Market Cap | 93.39B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, October 23, 2026.
| Earnings Date | Oct 23, 2026 |
| Ex-Dividend Date | Apr 20, 2026 |
Share Statistics
BVL:CREDITC1 has 12.97 billion shares outstanding. The number of shares has increased by 0.02% in one year.
| Current Share Class | 12.97B |
| Shares Outstanding | 12.97B |
| Shares Change (YoY) | +0.02% |
| Shares Change (QoQ) | -0.24% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 294.17M |
Valuation Ratios
The trailing PE ratio is 13.33.
| PE Ratio | 13.33 |
| Forward PE | n/a |
| PS Ratio | 5.13 |
| PB Ratio | 3.63 |
| P/TBV Ratio | 4.04 |
| P/FCF Ratio | 10.11 |
| P/OCF Ratio | 9.97 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.16 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 28.37%.
| Return on Equity (ROE) | 28.37% |
| Return on Assets (ROA) | 3.23% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.55% |
| Revenue Per Employee | 581,300 |
| Profits Per Employee | 223,829 |
| Employee Count | 31,298 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BVL:CREDITC1 has paid 2.56 billion in taxes.
| Income Tax | 2.56B |
| Effective Tax Rate | 26.69% |
Stock Price Statistics
The stock price has increased by +56.50% in the last 52 weeks. The beta is 0.07, so BVL:CREDITC1's price volatility has been lower than the market average.
| Beta (5Y) | 0.07 |
| 52-Week Price Change | +56.50% |
| 50-Day Moving Average | 6.38 |
| 200-Day Moving Average | 5.85 |
| Relative Strength Index (RSI) | 79.88 |
| Average Volume (20 Days) | 33,997 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, BVL:CREDITC1 had revenue of PEN 18.19 billion and earned 7.01 billion in profits. Earnings per share was 0.54.
| Revenue | 18.19B |
| Gross Profit | 18.09B |
| Operating Income | 9.70B |
| Pretax Income | 9.60B |
| Net Income | 7.01B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.54 |
Balance Sheet
The company has 53.61 billion in cash and 29.19 billion in debt, with a net cash position of 24.42 billion or 1.88 per share.
| Cash & Cash Equivalents | 53.61B |
| Total Debt | 29.19B |
| Net Cash | 24.42B |
| Net Cash Per Share | 1.88 |
| Equity (Book Value) | 25.71B |
| Book Value Per Share | 1.97 |
| Working Capital | -120.83B |
Cash Flow
In the last 12 months, operating cash flow was 9.37 billion and capital expenditures -126.75 million, giving a free cash flow of 9.24 billion.
| Operating Cash Flow | 9.37B |
| Capital Expenditures | -126.75M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 1.94B |
| Free Cash Flow | 9.24B |
| FCF Per Share | 0.71 |
Margins
| Gross Margin | n/a |
| Operating Margin | 53.31% |
| Pretax Margin | 52.78% |
| Profit Margin | 38.50% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 50.78% |
Dividends & Yields
This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 5.58%.
| Dividend Per Share | 0.40 |
| Dividend Yield | 5.58% |
| Dividend Growth (YoY) | 4.38% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 77.69% |
| Buyback Yield | -0.02% |
| Shareholder Yield | 5.53% |
| Earnings Yield | 7.50% |
| FCF Yield | 9.89% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on August 9, 2023. It was a forward split with a ratio of 1.06543906.
| Last Split Date | Aug 9, 2023 |
| Split Type | Forward |
| Split Ratio | 1.06543906 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |