Banco de Crédito del Perú Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	6,047	5,211	4,653	4,480	3,036	819.93	Upgrade
Depreciation & Amortization	-76.55	146.46	435.82	418.72	409.43	400.14	Upgrade
Other Amortization	670.65	339.39	-	-	58.2	-62.57	Upgrade
Gain (Loss) on Sale of Assets	1,327	-	-	-	-17.33	-148.44	Upgrade
Gain (Loss) on Sale of Investments	-62.02	-	-	-	67.19	-2.76	Upgrade
Total Asset Writedown	-	-	-	-	40.69	67.7	Upgrade
Provision for Credit Losses	-937.04	-	-	-	2,197	5,189	Upgrade
Change in Trading Asset Securities	-214.59	-214.59	-332.66	1,189	1,151	-2,093	Upgrade
Change in Other Net Operating Assets	5,133	6,970	-3,654	-7,890	-3,991	-16,019	Upgrade
Other Operating Activities	2,805	2,384	2,107	1,511	-559.77	-1,626	Upgrade
Operating Cash Flow	14,693	14,836	3,209	-291.4	2,427	-13,458	Upgrade
Operating Cash Flow Growth	288.47%	362.29%	-	-	-	-	Upgrade
Capital Expenditures	-251.29	-257.26	-264.61	-134.37	-78.69	-77.85	Upgrade
Sale of Property, Plant and Equipment	56.94	83.08	53.1	46.66	15.93	22.86	Upgrade
Investment in Securities	5,477	1,547	526.77	414.47	-2,452	-1,261	Upgrade
Purchase / Sale of Intangibles	-595.37	-595.37	-662.26	-539.6	-397.83	-469.49	Upgrade
Investing Cash Flow	4,575	777.22	-347	-212.85	-2,913	-1,785	Upgrade
Long-Term Debt Issued	-	-	-	-	193.46	466.18	Upgrade
Long-Term Debt Repaid	-	-111.38	-	-15	-	-	Upgrade
Net Debt Issued (Repaid)	-1,853	-111.38	-	-15	193.46	466.18	Upgrade
Issuance of Common Stock	2,241	2,241	-	-	-	-	Upgrade
Common Dividends Paid	-4,747	-4,011	-2,690	-1,364	-42.06	-1,304	Upgrade
Net Increase (Decrease) in Deposit Accounts	-2,301	-	-	-	345.94	23,544	Upgrade
Other Financing Activities	-11,540	-	-	-	-	20.13	Upgrade
Financing Cash Flow	-18,667	-2,349	-2,690	-2,136	497.35	22,727	Upgrade
Foreign Exchange Rate Adjustments	-2,289	573.7	-833.41	-1,372	2,318	1,903	Upgrade
Net Cash Flow	-1,688	13,838	-661.54	-4,012	2,329	9,387	Upgrade
Free Cash Flow	14,441	14,579	2,945	-425.77	2,348	-13,536	Upgrade
Free Cash Flow Growth	313.11%	395.10%	-	-	-	-	Upgrade
Free Cash Flow Margin	88.36%	99.47%	22.51%	-3.41%	24.11%	-222.05%	Upgrade
Free Cash Flow Per Share	1.11	1.12	0.23	-0.03	0.18	-1.04	Upgrade
Cash Interest Paid	4,593	4,593	4,028	2,487	1,974	2,572	Upgrade
Cash Income Tax Paid	1,478	1,537	1,504	887.98	931.56	952.26	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.