Banco de Crédito del Perú Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Net Income	5,950	5,211	4,653	4,480	3,036	819.93	Upgrade
Depreciation & Amortization	1.16	146.46	435.82	418.72	409.43	400.14	Upgrade
Other Amortization	555.59	339.39	-	-	58.2	-62.57	Upgrade
Gain (Loss) on Sale of Assets	33.79	-	-	-	-17.33	-148.44	Upgrade
Gain (Loss) on Sale of Investments	-82.46	-	-	-	67.19	-2.76	Upgrade
Total Asset Writedown	-	-	-	-	40.69	67.7	Upgrade
Provision for Credit Losses	-788.25	-	-	-	2,197	5,189	Upgrade
Change in Trading Asset Securities	-214.59	-214.59	-332.66	1,189	1,151	-2,093	Upgrade
Change in Other Net Operating Assets	8,577	6,970	-3,654	-7,890	-3,991	-16,019	Upgrade
Other Operating Activities	2,006	2,384	2,107	1,511	-559.77	-1,626	Upgrade
Operating Cash Flow	16,039	14,836	3,209	-291.4	2,427	-13,458	Upgrade
Operating Cash Flow Growth	130.46%	362.29%	-	-	-	-	Upgrade
Capital Expenditures	-281.32	-257.26	-264.61	-134.37	-78.69	-77.85	Upgrade
Sale of Property, Plant and Equipment	56.65	83.08	53.1	46.66	15.93	22.86	Upgrade
Investment in Securities	6,298	1,547	526.77	414.47	-2,452	-1,261	Upgrade
Purchase / Sale of Intangibles	-595.37	-595.37	-662.26	-539.6	-397.83	-469.49	Upgrade
Investing Cash Flow	5,418	777.22	-347	-212.85	-2,913	-1,785	Upgrade
Long-Term Debt Issued	-	-	-	-	193.46	466.18	Upgrade
Long-Term Debt Repaid	-	-111.38	-	-15	-	-	Upgrade
Net Debt Issued (Repaid)	96.96	-111.38	-	-15	193.46	466.18	Upgrade
Issuance of Common Stock	2,241	2,241	-	-	-	-	Upgrade
Common Dividends Paid	-4,747	-4,011	-2,690	-1,364	-42.06	-1,304	Upgrade
Net Increase (Decrease) in Deposit Accounts	-161.66	-	-	-	345.94	23,544	Upgrade
Other Financing Activities	-8,674	-	-	-	-	20.13	Upgrade
Financing Cash Flow	-11,711	-2,349	-2,690	-2,136	497.35	22,727	Upgrade
Foreign Exchange Rate Adjustments	-2,651	573.7	-833.41	-1,372	2,318	1,903	Upgrade
Net Cash Flow	7,095	13,838	-661.54	-4,012	2,329	9,387	Upgrade
Free Cash Flow	15,758	14,579	2,945	-425.77	2,348	-13,536	Upgrade
Free Cash Flow Growth	135.70%	395.10%	-	-	-	-	Upgrade
Free Cash Flow Margin	98.56%	99.47%	22.51%	-3.41%	24.11%	-222.05%	Upgrade
Free Cash Flow Per Share	1.22	1.12	0.23	-0.03	0.18	-1.04	Upgrade
Cash Interest Paid	4,593	4,593	4,028	2,487	1,974	2,572	Upgrade
Cash Income Tax Paid	1,916	1,537	1,504	887.98	931.56	952.26	Upgrade

Updated Feb 26, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.