Banco de Crédito del Perú S.A. (BVL:CREDITC1)

Banco de Crédito del Perú Ratios and Metrics

Market cap in millions PEN. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	81,731	73,039	51,893	36,325	31,659	32,820
Market Cap Growth	61.95%	40.75%	42.86%	14.74%	-3.54%	-21.96%
Last Close Price	6.30	5.63	3.67	2.32	1.84	1.80
PE Ratio	12.63	11.29	9.96	7.81	7.07	10.81
PS Ratio	4.90	4.38	3.54	2.78	2.54	3.37
PB Ratio	2.97	2.66	2.06	1.50	1.43	1.60
P/FCF Ratio	9.68	8.65	3.56	12.34	-	13.98
P/OCF Ratio	9.43	8.43	3.50	11.32	-	13.52
Debt / Equity Ratio	1.03	1.03	1.24	1.27	1.57	2.09
Debt / FCF Ratio	3.36	3.36	2.14	10.47	-	18.20
Net Debt / Equity Ratio	-0.94	-0.94	-0.84	-0.38	-0.16	-0.18
Net Debt / FCF Ratio	-3.06	-3.06	-1.44	-3.15	8.32	-1.56
Return on Equity (ROE)	24.69%	24.69%	21.19%	20.12%	21.10%	15.45%
Return on Assets (ROA)	3.04%	3.04%	2.61%	2.44%	2.32%	1.55%
Earnings Yield	7.92%	8.86%	10.04%	12.81%	14.15%	9.25%
FCF Yield	10.33%	11.56%	28.09%	8.11%	-1.34%	7.16%
Dividend Yield	6.38%	-	10.95%	14.81%	14.42%	5.84%
Payout Ratio	73.35%	73.35%	76.98%	57.82%	30.44%	1.39%
Total Shareholder Return	6.43%	-	10.95%	14.81%	14.42%	5.84%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.