Banco de Crédito del Perú Statistics

Total Valuation

BVL:CREDITC1 has a market cap or net worth of PEN 64.74 billion.

Market Cap	64.74B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, July 18, 2025.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Apr 14, 2025

Share Statistics

BVL:CREDITC1 has 12.97 billion shares outstanding.

Current Share Class	12.97B
Shares Outstanding	12.97B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.48%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.02%
Float	n/a

Valuation Ratios

The trailing PE ratio is 11.74.

PE Ratio	11.74
Forward PE	n/a
PS Ratio	4.24
PB Ratio	2.94
P/TBV Ratio	3.27
P/FCF Ratio	8.81
P/OCF Ratio	8.47
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 25.47%.

Return on Equity (ROE)	25.47%
Return on Assets (ROA)	2.75%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	517,454
Profits Per Employee	186,809
Employee Count	29,471
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:CREDITC1 has paid 1.97 billion in taxes.

Income Tax	1.97B
Effective Tax Rate	26.23%

Stock Price Statistics

The stock price has increased by +51.67% in the last 52 weeks. The beta is -0.01, so BVL:CREDITC1's price volatility has been lower than the market average.

Beta (5Y)	-0.01
52-Week Price Change	+51.67%
50-Day Moving Average	4.50
200-Day Moving Average	4.07
Relative Strength Index (RSI)	61.31
Average Volume (20 Days)	23,514

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:CREDITC1 had revenue of PEN 15.27 billion and earned 5.51 billion in profits. Earnings per share was 0.42.

Revenue	15.27B
Gross Profit	15.15B
Operating Income	7.62B
Pretax Income	7.49B
Net Income	5.51B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.42

Full Income Statement

Balance Sheet

The company has 56.55 billion in cash and 29.46 billion in debt, giving a net cash position of 27.09 billion or 2.09 per share.

Cash & Cash Equivalents	56.55B
Total Debt	29.46B
Net Cash	27.09B
Net Cash Per Share	2.09
Equity (Book Value)	22.04B
Book Value Per Share	1.69
Working Capital	-106.46B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 7.64 billion and capital expenditures -291.11 million, giving a free cash flow of 7.35 billion.

Operating Cash Flow	7.64B
Capital Expenditures	-291.11M
Free Cash Flow	7.35B
FCF Per Share	0.57

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	49.91%
Pretax Margin	49.09%
Profit Margin	36.10%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	48.13%

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 8.05%.

Dividend Per Share	0.40
Dividend Yield	8.05%
Dividend Growth (YoY)	16.90%
Years of Dividend Growth	3
Payout Ratio	72.77%
Buyback Yield	n/a
Shareholder Yield	8.25%
Earnings Yield	8.51%
FCF Yield	11.35%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 9, 2023. It was a forward split with a ratio of 1.06543906.

Last Split Date	Aug 9, 2023
Split Type	Forward
Split Ratio	1.06543906

Scores

Altman Z-Score	n/a
Piotroski F-Score	4