Banco de Crédito del Perú S.A. (BVL:CREDITC1)

Banco de Crédito del Perú Statistics

Total Valuation

BVL:CREDITC1 has a market cap or net worth of PEN 60.97 billion.

Market Cap	60.97B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, October 24, 2025.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	n/a

Share Statistics

BVL:CREDITC1 has 12.97 billion shares outstanding. The number of shares has decreased by -0.26% in one year.

Current Share Class	12.97B
Shares Outstanding	12.97B
Shares Change (YoY)	-0.26%
Shares Change (QoQ)	+0.11%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.02%
Float	n/a

Valuation Ratios

The trailing PE ratio is 10.06.

PE Ratio	10.06
Forward PE	n/a
PS Ratio	3.75
PB Ratio	2.37
P/TBV Ratio	2.61
P/FCF Ratio	4.22
P/OCF Ratio	4.15
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.47
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.13%.

Return on Equity (ROE)	24.13%
Return on Assets (ROA)	2.96%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	542,843
Profits Per Employee	201,726
Employee Count	29,471
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:CREDITC1 has paid 2.19 billion in taxes.

Income Tax	2.19B
Effective Tax Rate	26.50%

Stock Price Statistics

The stock price has increased by +28.49% in the last 52 weeks. The beta is 0.06, so BVL:CREDITC1's price volatility has been lower than the market average.

Beta (5Y)	0.06
52-Week Price Change	+28.49%
50-Day Moving Average	4.68
200-Day Moving Average	4.40
Relative Strength Index (RSI)	52.81
Average Volume (20 Days)	34,123

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:CREDITC1 had revenue of PEN 16.27 billion and earned 6.05 billion in profits. Earnings per share was 0.47.

Revenue	16.27B
Gross Profit	16.20B
Operating Income	8.35B
Pretax Income	8.26B
Net Income	6.05B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.47

Balance Sheet

The company has 42.49 billion in cash and 21.28 billion in debt, giving a net cash position of 21.21 billion or 1.63 per share.

Cash & Cash Equivalents	42.49B
Total Debt	21.28B
Net Cash	21.21B
Net Cash Per Share	1.63
Equity (Book Value)	25.76B
Book Value Per Share	1.99
Working Capital	-135.91B

Cash Flow

In the last 12 months, operating cash flow was 14.69 billion and capital expenditures -251.29 million, giving a free cash flow of 14.44 billion.

Operating Cash Flow	14.69B
Capital Expenditures	-251.29M
Free Cash Flow	14.44B
FCF Per Share	1.11

Margins

Gross Margin	n/a
Operating Margin	51.31%
Pretax Margin	50.77%
Profit Margin	37.16%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	88.75%

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 8.55%.

Dividend Per Share	0.40
Dividend Yield	8.55%
Dividend Growth (YoY)	16.90%
Years of Dividend Growth	3
Payout Ratio	78.51%
Buyback Yield	0.26%
Shareholder Yield	8.83%
Earnings Yield	9.92%
FCF Yield	23.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 9, 2023. It was a forward split with a ratio of 1.06543906.

Last Split Date	Aug 9, 2023
Split Type	Forward
Split Ratio	1.06543906

Scores

Altman Z-Score	n/a
Piotroski F-Score	4