Intercorp Financial Services Inc. (BVL:IFS)

BVL:IFS Statistics

Total Valuation

BVL:IFS has a market cap or net worth of PEN 15.10 billion.

Market Cap	15.10B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, August 11, 2025.

Earnings Date	Aug 11, 2025
Ex-Dividend Date	Apr 24, 2025

Share Statistics

BVL:IFS has 111.56 million shares outstanding. The number of shares has decreased by -1.01% in one year.

Current Share Class	111.56M
Shares Outstanding	111.56M
Shares Change (YoY)	-1.01%
Shares Change (QoQ)	-50.95%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	14.97%
Float	30.02M

Valuation Ratios

The trailing PE ratio is 8.16 and the forward PE ratio is 7.69. BVL:IFS's PEG ratio is 0.38.

PE Ratio	8.16
Forward PE	7.69
PS Ratio	2.86
PB Ratio	1.31
P/TBV Ratio	1.54
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.38

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-6.36
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.57%.

Return on Equity (ROE)	17.57%
Return on Assets (ROA)	1.99%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	618,678
Profits Per Employee	221,981
Employee Count	8,542
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:IFS has paid 475.37 million in taxes.

Income Tax	475.37M
Effective Tax Rate	19.96%

Stock Price Statistics

The stock price has increased by +62.27% in the last 52 weeks. The beta is 0.95, so BVL:IFS's price volatility has been similar to the market average.

Beta (5Y)	0.95
52-Week Price Change	+62.27%
50-Day Moving Average	37.03
200-Day Moving Average	32.86
Relative Strength Index (RSI)	59.44
Average Volume (20 Days)	2,940

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:IFS had revenue of PEN 5.28 billion and earned 1.90 billion in profits. Earnings per share was 16.72.

Revenue	5.28B
Gross Profit	5.28B
Operating Income	2.28B
Pretax Income	2.38B
Net Income	1.90B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	16.72

Balance Sheet

The company has 14.33 billion in cash and 14.92 billion in debt, giving a net cash position of -596.59 million or -5.35 per share.

Cash & Cash Equivalents	14.33B
Total Debt	14.92B
Net Cash	-596.59M
Net Cash Per Share	-5.35
Equity (Book Value)	11.49B
Book Value Per Share	102.41
Working Capital	-21.36B

Cash Flow

In the last 12 months, operating cash flow was -2.17 billion and capital expenditures -177.02 million, giving a free cash flow of -2.35 billion.

Operating Cash Flow	-2.17B
Capital Expenditures	-177.02M
Free Cash Flow	-2.35B
FCF Per Share	-21.03

Margins

Gross Margin	n/a
Operating Margin	43.08%
Pretax Margin	45.06%
Profit Margin	35.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.51, which amounts to a dividend yield of 2.59%.

Dividend Per Share	3.51
Dividend Yield	2.59%
Dividend Growth (YoY)	-2.00%
Years of Dividend Growth	n/a
Payout Ratio	22.16%
Buyback Yield	1.01%
Shareholder Yield	3.60%
Earnings Yield	12.55%
FCF Yield	-15.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2