Intercorp Financial Services Inc. (BVL:IFS)

BVL:IFS Statistics

Total Valuation

BVL:IFS has a market cap or net worth of PEN 17.85 billion.

Market Cap	17.85B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, February 11, 2026.

Earnings Date	Feb 11, 2026
Ex-Dividend Date	Apr 24, 2025

Share Statistics

BVL:IFS has 111.08 million shares outstanding. The number of shares has decreased by -2.25% in one year.

Current Share Class	111.08M
Shares Outstanding	111.08M
Shares Change (YoY)	-2.25%
Shares Change (QoQ)	-1.04%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	16.31%
Float	29.54M

Valuation Ratios

The trailing PE ratio is 9.33 and the forward PE ratio is 8.43.

PE Ratio	9.33
Forward PE	8.43
PS Ratio	3.25
PB Ratio	1.44
P/TBV Ratio	1.66
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-16.97
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.61%.

Return on Equity (ROE)	16.61%
Return on Assets (ROA)	2.00%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.01%
Revenue Per Employee	643,590
Profits Per Employee	226,232
Employee Count	8,542
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:IFS has paid 530.25 million in taxes.

Income Tax	530.25M
Effective Tax Rate	21.44%

Stock Price Statistics

The stock price has increased by +43.85% in the last 52 weeks. The beta is 0.81, so BVL:IFS's price volatility has been lower than the market average.

Beta (5Y)	0.81
52-Week Price Change	+43.85%
50-Day Moving Average	45.65
200-Day Moving Average	40.28
Relative Strength Index (RSI)	49.33
Average Volume (20 Days)	1,061

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:IFS had revenue of PEN 5.50 billion and earned 1.93 billion in profits. Earnings per share was 17.30.

Revenue	5.50B
Gross Profit	5.50B
Operating Income	2.34B
Pretax Income	2.47B
Net Income	1.93B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	17.30

Balance Sheet

The company has 12.63 billion in cash and 13.16 billion in debt, with a net cash position of -530.30 million or -4.77 per share.

Cash & Cash Equivalents	12.63B
Total Debt	13.16B
Net Cash	-530.30M
Net Cash Per Share	-4.77
Equity (Book Value)	12.42B
Book Value Per Share	111.17
Working Capital	-46.88B

Cash Flow

In the last 12 months, operating cash flow was -474.29 million and capital expenditures -301.44 million, giving a free cash flow of -775.72 million.

Operating Cash Flow	-474.29M
Capital Expenditures	-301.44M
Free Cash Flow	-775.72M
FCF Per Share	-6.98

Margins

Gross Margin	n/a
Operating Margin	42.52%
Pretax Margin	44.99%
Profit Margin	35.15%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.35, which amounts to a dividend yield of 2.11%.

Dividend Per Share	3.35
Dividend Yield	2.11%
Dividend Growth (YoY)	-2.00%
Years of Dividend Growth	n/a
Payout Ratio	21.74%
Buyback Yield	2.25%
Shareholder Yield	4.36%
Earnings Yield	10.83%
FCF Yield	-4.35%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2