BVL:IFS Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Cash & Equivalents	13,299	4,141	3,364	2,475	3,933	17,104
Investment Securities	29,653	26,252	24,908	23,740	19,804	24,547
Trading Asset Securities	-	284.52	295.96	352.13	725.35	-
Total Investments	29,653	26,536	25,204	24,092	20,530	24,547
Gross Loans	53,442	51,870	50,635	48,774	47,321	45,101
Allowance for Loan Losses	-1,526	-1,591	-1,730	-2,349	-2,028	-2,065
Net Loans	51,916	50,279	48,905	46,425	45,294	43,036
Property, Plant & Equipment	1,000	967.29	814.43	804.83	791.43	815.12
Goodwill	-	669.08	669.08	669.08	669.08	-
Other Intangible Assets	1,597	957.03	998.68	1,018	964.13	1,045
Investments in Real Estate	1,581	1,541	1,382	1,299	1,288	1,224
Accrued Interest Receivable	-	1,012	1,023	1,070	916.96	-
Other Receivables	-	1,018	1,399	1,178	800.44	1,834
Restricted Cash	1,114	9,882	9,233	7,320	9,243	-
Other Current Assets	13.71	263.36	682.95	462.81	91.27	152.42
Long-Term Deferred Tax Assets	50.12	41.87	19.21	55.94	165.79	142.37
Other Real Estate Owned & Foreclosed	-	-	-	28.93	27.27	-
Other Long-Term Assets	2,065	1,591	1,625	2,533	2,581	53.85
Total Assets	102,288	99,097	95,504	89,625	87,482	89,955
Accounts Payable	5,840	167.3	353.79	106.96	53.91	2,468
Accrued Expenses	-	171.28	109.4	105.73	154.46	-
Interest Bearing Deposits	48,340	48,268	46,153	41,228	39,846	39,628
Non-Interest Bearing Deposits	8,909	7,760	7,615	7,960	8,685	9,270
Total Deposits	57,249	56,028	53,768	49,188	48,531	48,898
Short-Term Borrowings	231.63	262.1	163.44	265.11	380.45	-
Current Portion of Long-Term Debt	-	6,352	3,928	4,852	4,570	-
Current Portion of Leases	-	38.26	35.54	2.71	38.1	-
Current Income Taxes Payable	-	99.08	87.26	80.33	138.82	-
Other Current Liabilities	13.71	405.36	565.71	266.99	230.39	152.42
Long-Term Debt	13,702	6,404	9,710	9,725	10,384	16,913
Long-Term Leases	-	105.99	108.26	87.8	74.49	-
Long-Term Unearned Revenue	-	41.38	36.39	23.49	57	-
Long-Term Deferred Tax Liabilities	142.24	136.13	140.65	75.71	81.9	-
Other Long-Term Liabilities	12,703	16,465	15,519	14,836	13,362	12,789
Total Liabilities	89,881	86,676	84,525	79,617	78,056	81,220
Common Stock	1,038	1,038	1,038	1,038	1,038	1,038
Additional Paid-In Capital	532.77	532.77	532.77	532.77	532.77	532.77
Retained Earnings	11,198	11,283	9,739	8,922	8,359	7,420
Treasury Stock	-471.09	-469.55	-207	-84.31	-3.36	-3.36
Comprehensive Income & Other	36.55	-36.03	-187.83	-457.79	-554.42	-302.48
Total Common Equity	12,334	12,349	10,915	9,950	9,372	8,685
Minority Interest	72.44	73.25	63.36	57.88	53.76	49.98
Shareholders' Equity	12,406	12,422	10,979	10,008	9,426	8,735
Total Liabilities & Equity	102,288	99,097	95,504	89,625	87,482	89,955
Total Debt	13,934	13,163	13,945	14,933	15,447	16,913
Net Cash (Debt)	-634.73	-8,604	-10,137	-12,106	-10,788	191.94
Net Cash Per Share	-5.71	-77.02	-88.70	-105.26	-93.47	1.66
Filing Date Shares Outstanding	111.08	111.08	113.29	114.48	115.42	115.42
Total Common Shares Outstanding	111.08	111.08	113.29	114.48	115.42	115.42
Book Value Per Share	111.04	111.17	96.35	86.92	81.20	75.25
Tangible Book Value	10,737	10,722	9,247	8,263	7,739	7,640
Tangible Book Value Per Share	96.66	96.53	81.63	72.18	67.05	66.20