Intercorp Financial Services Inc. (BVL:IFS)

BVL:IFS Statistics

Total Valuation

BVL:IFS has a market cap or net worth of PEN 17.82 billion.

Market Cap	17.82B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, May 11, 2026.

Earnings Date	May 11, 2026
Ex-Dividend Date	Apr 24, 2026

Share Statistics

BVL:IFS has 111.08 million shares outstanding. The number of shares has decreased by -2.40% in one year.

Current Share Class	111.08M
Shares Outstanding	111.08M
Shares Change (YoY)	-2.40%
Shares Change (QoQ)	+0.85%
Owned by Insiders (%)	0.03%
Owned by Institutions (%)	17.21%
Float	29.51M

Valuation Ratios

The trailing PE ratio is 8.74 and the forward PE ratio is 7.93.

PE Ratio	8.74
Forward PE	7.93
PS Ratio	3.07
PB Ratio	1.44
P/TBV Ratio	1.66
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-7.03
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.97%.

Return on Equity (ROE)	17.97%
Return on Assets (ROA)	2.12%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.04%
Revenue Per Employee	629,797
Profits Per Employee	226,161
Employee Count	9,229
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:IFS has paid 558.20 million in taxes.

Income Tax	558.20M
Effective Tax Rate	21.01%

Stock Price Statistics

The stock price has increased by +30.36% in the last 52 weeks. The beta is 0.54, so BVL:IFS's price volatility has been lower than the market average.

Beta (5Y)	0.54
52-Week Price Change	+30.36%
50-Day Moving Average	47.23
200-Day Moving Average	44.01
Relative Strength Index (RSI)	50.15
Average Volume (20 Days)	872

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:IFS had revenue of PEN 5.81 billion and earned 2.09 billion in profits. Earnings per share was 18.77.

Revenue	5.81B
Gross Profit	5.81B
Operating Income	2.55B
Pretax Income	2.66B
Net Income	2.09B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	18.77

Balance Sheet

The company has 13.30 billion in cash and 13.93 billion in debt, with a net cash position of -634.73 million or -5.71 per share.

Cash & Cash Equivalents	13.30B
Total Debt	13.93B
Net Cash	-634.73M
Net Cash Per Share	-5.71
Equity (Book Value)	12.41B
Book Value Per Share	111.04
Working Capital	-48.91B

Cash Flow

In the last 12 months, operating cash flow was -1.66 billion and capital expenditures -317.88 million, giving a free cash flow of -1.98 billion.

Operating Cash Flow	-1.66B
Capital Expenditures	-317.88M
Depreciation & Amortization	n/a
Net Borrowing	510.17M
Free Cash Flow	-1.98B
FCF Per Share	-17.84

Margins

Gross Margin	n/a
Operating Margin	43.92%
Pretax Margin	45.72%
Profit Margin	35.91%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 6.14, which amounts to a dividend yield of 3.83%.

Dividend Per Share	6.14
Dividend Yield	3.83%
Dividend Growth (YoY)	69.55%
Years of Dividend Growth	n/a
Payout Ratio	19.49%
Buyback Yield	2.40%
Shareholder Yield	6.00%
Earnings Yield	11.71%
FCF Yield	-11.12%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2