Intercorp Financial Services Inc. (BVL:IFS)
Peru flag Peru · Delayed Price · Currency is PEN · Price in USD
56.00
+1.51 (2.77%)
Last updated: Mar 15, 2024, 2:20 PM PET

BVL:IFS Financials Overview

Millions PEN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Revenue
5,8685,4984,4864,0904,7744,632
Revenue Growth
10.03%22.55%9.69%-14.34%3.06%104.83%
Net Income
2,0921,9321,3001,0731,6681,790
Earnings Per Share
18.8817.3011.389.3314.4515.51
EPS Growth
12.93%52.07%21.96%-35.46%-6.82%367.20%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Wealth Management
393.45420.33325.01192.1114.04443.34
Banking
4,6174,2033,3373,0383,7373,594
Insurance
794.81684.83612.48648.21596.73674.51
Holding, Other Subsidiaries And Eliminations
175.32290.37271.84217.93445.59-57.62
Total
5,9815,5994,5464,0974,7934,654

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Cash & Investments
6,5824,5593,8072,8274,65817,104
Total Debt
14,38213,16313,94514,93315,44716,913
Net Cash (Debt)
-7,799-8,604-10,137-12,106-10,788191.94
Net Cash Growth
------
Net Cash Per Share
-70.39-77.02-88.70-105.26-93.471.66

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Operating Cash Flow
-289.42-373.71-1,7782,372-544.86-547.96
Capital Expenditures
-283.19-301.44-104.72-147.65-135.04-87.28
Free Cash Flow
-572.61-675.14-1,8822,224-679.9-635.24
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Profit Margin
35.66%35.15%28.98%26.23%34.94%38.64%
FCF Margin
-9.76%-12.28%-41.96%54.38%-14.24%-13.71%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Dividend Per Share
6.0916.0563.7723.7134.4956.985
Dividend Per Share Growth
80.00%60.56%1.57%-17.38%-35.66%150.94%
Dividend Yield
3.30%4.45%3.70%5.11%5.85%8.20%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
PE Ratio
9.958.169.628.726.306.91
Forward PE
8.887.777.625.696.108.01
P/FCF Ratio
---4.21--
PS Ratio
3.502.872.792.292.202.67