Intercorp Financial Services Inc. (BVL:IFS)
Peru flag Peru · Delayed Price · Currency is PEN · Price in USD
58.00
-1.99 (-3.32%)
At close: Jul 31, 2026

BVL:IFS Financials Overview

Millions PEN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Revenue
5,8115,4984,4864,0904,7744,632
Revenue Growth
18.82%22.55%9.69%-14.34%3.06%104.83%
Net Income
2,0871,9321,3001,0731,6681,790
Earnings Per Share
18.7717.3011.389.3314.4515.51
EPS Growth
33.36%52.07%21.96%-35.46%-6.82%367.20%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Banking
4,4724,2033,3373,0383,7373,594
Insurance
731.46684.83612.48648.21596.73674.51
Holding, Other Subsidiaries And Eliminations
260.71290.37271.84217.93445.59-57.62
Wealth Management
449.47420.33325.01192.1114.04443.34
Total
5,9135,5994,5464,0974,7934,654

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Cash & Investments
7,3464,5593,8072,8274,65817,104
Total Debt
14,28913,16313,94514,93315,44716,913
Net Cash (Debt)
-6,943-8,604-10,137-12,106-10,788191.94
Net Cash Growth
------
Net Cash Per Share
-62.43-77.02-88.70-105.26-93.471.66

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Operating Cash Flow
-1,664-373.71-1,7782,372-544.86-547.96
Capital Expenditures
-317.88-301.44-104.72-147.65-135.04-87.28
Free Cash Flow
-1,982-675.14-1,8822,224-679.9-635.24
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Profit Margin
35.92%35.15%28.98%26.23%34.94%38.64%
FCF Margin
-34.10%-12.28%-41.96%54.38%-14.24%-13.71%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Dividend Per Share
6.1246.0563.7723.7134.4956.985
Dividend Per Share Growth
80.00%60.56%1.57%-17.38%-35.66%150.94%
Dividend Yield
3.10%4.45%3.70%5.11%5.85%8.20%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
PE Ratio
10.798.169.628.726.306.91
Forward PE
9.427.777.625.696.108.01
P/FCF Ratio
---4.21--
PS Ratio
3.772.872.792.292.202.67