Intercorp Financial Services Inc. (BVL:IFS)
Peru flag Peru · Delayed Price · Currency is PEN · Price in USD
47.98
+0.68 (1.44%)
At close: Nov 9, 2026

BVL:IFS Financials Overview

Millions PEN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Revenue
5,9545,4984,4864,0904,7744,632
Revenue Growth
8.05%22.55%9.69%-14.34%3.06%104.83%
Net Income
2,0931,9321,3001,0731,6681,790
Earnings Per Share
18.9417.3011.389.3314.4515.51
EPS Growth
8.75%52.07%21.96%-35.46%-6.82%367.20%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Jan '22
Wealth Management
420.33325.01192.1114.04443.34
Banking
4,2033,3373,0383,7373,594
Insurance
684.83612.48648.21596.73674.51
Holding, Other Subsidiaries And Eliminations
290.37271.84217.93445.59-57.62
Total
5,5994,5464,0974,7934,654

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Cash & Investments
14,6874,5593,8072,8274,65817,104
Total Debt
12,60113,16313,94514,93315,44716,913
Net Cash (Debt)
2,086-8,604-10,137-12,106-10,788191.94
Net Cash Growth
------
Net Cash Per Share
18.88-77.02-88.70-105.26-93.471.66

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Operating Cash Flow
-2,769-373.71-1,7782,372-544.86-547.96
Capital Expenditures
-284.03-301.44-104.72-147.65-135.04-87.28
Free Cash Flow
-3,053-675.14-1,8822,224-679.9-635.24
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Profit Margin
35.16%35.15%28.98%26.23%34.94%38.64%
FCF Margin
-51.28%-12.28%-41.96%54.38%-14.24%-13.71%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
Dividend Per Share
6.0576.0563.7723.7134.4956.985
Dividend Per Share Growth
80.00%60.56%1.57%-17.38%-35.66%150.94%
Dividend Yield
3.67%4.26%3.42%4.54%4.94%6.52%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Jan '22
PE Ratio
8.748.169.628.726.306.91
Forward PE
7.747.777.625.696.108.01
P/FCF Ratio
---4.21--
PS Ratio
3.112.872.792.292.202.67