Banco Pine Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,282	1,539	1,145	737.63	454.61
Interest Income on Investments	2,079	1,037	832.14	570.53	447.07
Total Interest Income	5,361	2,576	1,977	1,308	901.68
Interest Paid on Deposits	3,598	1,811	1,788	1,222	817.71
Interest Paid on Borrowings	18.59	152.62	3.92	7.12	13.73
Total Interest Expense	3,616	1,964	1,792	1,229	831.44
Net Interest Income	1,744	612.87	185.06	79.22	70.24
Net Interest Income Growth (YoY)	184.63%	231.17%	133.62%	12.77%	69.98%
Other Non-Interest Income	-147.85	66.15	365.23	183.42	128.97
Total Non-Interest Income	-147.85	66.15	365.23	183.42	128.97
Non-Interest Income Growth (YoY)	-	-81.89%	99.12%	42.21%	8.64%
Revenues Before Loan Losses	1,597	679.02	550.29	262.63	199.22
Provision for Loan Losses	426.06	76.11	-8.88	34.33	-7.46
Revenue	1,171	602.91	559.17	228.31	206.68
Revenue Growth (YoY)	94.14%	7.82%	144.92%	10.46%	7.60%
Salaries and Employee Benefits	274	152.73	152.94	125.47	104.47
Selling, General & Administrative	373.02	213.51	149.48	80.38	84.39
Other Non-Interest Expense	-21.97	-32.73	29.42	19.27	24.92
Total Non-Interest Expense	579.9	288.58	293.13	157.07	185.2
EBT Excluding Unusual Items	590.61	314.33	266.03	71.24	21.48
Legal Settlements	-3.45	-12.21	-10.04	-2.16	-7.52
Pretax Income	587.16	302.12	256	69.08	13.96
Income Tax Expense	142.33	43.87	75.12	28.18	8.02
Earnings From Continuing Operations	444.84	258.25	180.88	40.9	5.94
Minority Interest in Earnings	-1.24	-	-	-	-
Net Income	443.59	258.25	180.88	40.9	5.94
Net Income to Common	443.59	258.25	180.88	40.9	5.94
Net Income Growth	71.77%	42.77%	342.24%	588.32%	-
Basic Shares Outstanding	-	224	183	186	148
Diluted Shares Outstanding	-	224	183	186	148
Shares Change (YoY)	-	22.26%	-1.92%	25.84%	-
EPS (Basic)	-	1.16	0.99	0.22	0.04
EPS (Diluted)	-	1.16	0.99	0.22	0.04
EPS Growth	-	16.78%	350.89%	446.99%	-
Dividend Per Share	0.650	0.492	0.309	0.062	-
Dividend Growth	32.20%	59.35%	401.59%	-	-
Effective Tax Rate	24.24%	14.52%	29.34%	40.79%	57.45%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.