Banco Pine Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,694	3,282	1,539	1,145	737.63	454.61
Interest Income on Investments	2,086	2,079	1,037	832.14	570.53	447.07
Total Interest Income	5,780	5,361	2,576	1,977	1,308	901.68
Interest Paid on Deposits	3,808	3,598	1,811	1,788	1,222	817.71
Interest Paid on Borrowings	40.19	18.59	152.62	3.92	7.12	13.73
Total Interest Expense	3,848	3,616	1,964	1,792	1,229	831.44
Net Interest Income	1,932	1,744	612.87	185.06	79.22	70.24
Net Interest Income Growth (YoY)	198.20%	184.63%	231.17%	133.62%	12.77%	69.98%
Other Non-Interest Income	24.25	-147.85	66.15	365.23	183.42	128.97
Total Non-Interest Income	24.25	-147.85	66.15	365.23	183.42	128.97
Non-Interest Income Growth (YoY)	-84.66%	-	-81.89%	99.12%	42.21%	8.64%
Revenues Before Loan Losses	1,956	1,597	679.02	550.29	262.63	199.22
Provision for Loan Losses	536.66	426.06	76.11	-8.88	34.33	-7.46
Revenue	1,419	1,171	602.91	559.17	228.31	206.68
Revenue Growth (YoY)	105.92%	94.14%	7.82%	144.92%	10.46%	7.60%
Salaries and Employee Benefits	261.3	274	152.73	152.94	125.47	104.47
Selling, General & Administrative	523.52	373.02	213.51	149.48	80.38	84.39
Other Non-Interest Expense	-14.47	-21.97	-32.73	29.42	19.27	24.92
Total Non-Interest Expense	723.4	579.9	288.58	293.13	157.07	185.2
EBT Excluding Unusual Items	695.71	590.61	314.33	266.03	71.24	21.48
Legal Settlements	-3.45	-3.45	-12.21	-10.04	-2.16	-7.52
Pretax Income	692.26	587.16	302.12	256	69.08	13.96
Income Tax Expense	170.93	142.33	43.87	75.12	28.18	8.02
Earnings From Continuing Operations	521.34	444.84	258.25	180.88	40.9	5.94
Minority Interest in Earnings	-1.34	-1.24	-	-	-	-
Net Income	519.99	443.59	258.25	180.88	40.9	5.94
Net Income to Common	519.99	443.59	258.25	180.88	40.9	5.94
Net Income Growth	93.51%	71.77%	42.77%	342.24%	588.32%	-
Basic Shares Outstanding	-	-	224	183	186	148
Diluted Shares Outstanding	-	-	224	183	186	148
Shares Change (YoY)	-	-	22.26%	-1.92%	25.84%	-
EPS (Basic)	-	-	1.16	0.99	0.22	0.04
EPS (Diluted)	-	-	1.16	0.99	0.22	0.04
EPS Growth	-	-	16.78%	350.89%	446.99%	-
Dividend Per Share	0.568	0.650	0.492	0.309	0.062	-
Dividend Growth	14.93%	32.20%	59.35%	401.59%	-	-
Effective Tax Rate	24.69%	24.24%	14.52%	29.34%	40.79%	57.45%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.