Banco Pine Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	443.59	258.25	180.88	40.9	5.94
Depreciation & Amortization	15.55	2.22	2.12	2.13	2.28
Other Amortization	-	4.72	-	-	-
Total Asset Writedown	0.94	-	-	-	-
Provision for Credit Losses	426.06	76.11	-8.88	34.33	-7.46
Change in Other Net Operating Assets	-2,788	-3,941	-1,946	-1,188	255.71
Other Operating Activities	57.81	158.62	53.77	29.14	-10.7
Operating Cash Flow	-1,868	-3,442	-1,718	-1,082	245.76
Capital Expenditures	-15.61	-37.84	-2.01	-1.53	-0.17
Investment in Securities	-0.01	-7.28	0.34	-3.3	-
Income (Loss) Equity Investments	-27.16	-22.95	-4.64	-	-
Purchase / Sale of Intangibles	-10.63	-10.46	-	-	-0.52
Other Investing Activities	-	6.61	-	-	-
Investing Cash Flow	-26.25	-48.98	-1.67	-4.84	-0.68
Long-Term Debt Issued	-	287	143.75	81.67	-
Long-Term Debt Repaid	-121.56	-	-	-	-9.93
Net Debt Issued (Repaid)	-121.56	287	143.75	81.67	-9.93
Issuance of Common Stock	48.23	100.34	0.67	61.25	-
Repurchase of Common Stock	-73.29	-28.13	-6.84	-	-
Common Dividends Paid	-123.9	-83.2	-25.71	-11.48	-
Net Increase (Decrease) in Deposit Accounts	429.58	5,474	1,495	954.01	-172.08
Financing Cash Flow	159.06	5,750	1,607	1,085	-182
Foreign Exchange Rate Adjustments	63.64	-136.17	16.63	-9.93	19.09
Net Cash Flow	-1,671	2,122	-95.72	-11.04	82.17
Free Cash Flow	-1,883	-3,480	-1,720	-1,083	245.6
Free Cash Flow Margin	-160.89%	-577.16%	-307.60%	-474.48%	118.83%
Free Cash Flow Per Share	-	-15.56	-9.41	-5.81	1.66