Banco Pine S.A. (BVMF: PINE4)

Banco Pine Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	80.91	77.82	286.56	222.71	166.44	83.33
Investment Securities	9,701	8,117	8,265	8,313	7,143	4,021
Trading Asset Securities	2,880	2,652	158.01	419.64	434.52	698.66
Mortgage-Backed Securities	-	-	-	-	1.74	4.51
Total Investments	12,581	10,769	8,423	8,733	7,579	4,725
Gross Loans	9,236	6,776	4,692	3,676	3,257	3,007
Allowance for Loan Losses	-239.59	-191.88	-253.83	-229.83	-298.11	-448.89
Net Loans	8,996	6,584	4,438	3,446	2,959	2,558
Property, Plant & Equipment	40.28	8.71	8	7.74	8.95	9.58
Other Intangible Assets	20.75	18.21	1.29	2.15	2.54	2.64
Accrued Interest Receivable	52.62	30.92	26.7	24.89	31.28	49.04
Other Receivables	742.16	689.79	465.7	867.85	808.48	893.64
Other Current Assets	1,216	1,815	1,624	899.41	1,095	887.6
Other Long-Term Assets	1,689	900.46	1,040	1,060	1,046	931.79
Total Assets	25,419	20,893	16,314	15,264	13,697	10,140
Accrued Expenses	34.21	55.36	24.67	6.47	5.12	4.89
Interest Bearing Deposits	14,150	9,461	7,948	6,973	7,106	5,708
Non-Interest Bearing Deposits	97.51	90.17	108.08	128.7	168.49	81.08
Total Deposits	14,247	9,551	8,056	7,102	7,274	5,789
Short-Term Borrowings	2,215	2,200	2,213	3,237	134.53	135
Current Portion of Long-Term Debt	3,805	4,047	3,440	3,068	2,002	322.74
Current Income Taxes Payable	6.88	6.68	5.78	2.6	1.78	2.18
Other Current Liabilities	2,282	3,233	1,233	638.48	655.05	552.46
Long-Term Debt	739.51	348.17	219.29	146.92	2,510	2,186
Long-Term Unearned Revenue	-	-	-	11.89	20.15	33.89
Long-Term Deferred Tax Liabilities	279.94	162.27	193.37	216.97	213.54	187.01
Other Long-Term Liabilities	640.66	209.65	59.94	54.83	87.16	85.73
Total Liabilities	24,250	19,908	15,445	14,484	12,904	9,299
Common Stock	899.53	852.34	851.67	1,202	1,202	1,202
Retained Earnings	282.71	141.91	23.13	-418.27	-424.22	-360.59
Treasury Stock	-14.71	-6.84	-	-	-	-
Comprehensive Income & Other	1.06	-2.92	-5.82	-4.99	14.52	-0.75
Shareholders' Equity	1,169	984.48	868.98	779.13	792.69	841.06
Total Liabilities & Equity	25,419	20,893	16,314	15,264	13,697	10,140
Total Debt	6,759	6,595	5,872	6,451	4,647	2,644
Net Cash (Debt)	-2,751	-3,299	-5,226	-5,716	-3,982	-1,824
Net Cash Per Share	-13.29	-18.04	-28.03	-38.58	-26.88	-12.31
Filing Date Shares Outstanding	206.95	182.86	186.44	148.16	148.16	148.16
Total Common Shares Outstanding	206.95	182.86	186.44	148.16	148.16	148.16
Book Value Per Share	5.65	5.38	4.66	5.26	5.35	5.68
Tangible Book Value	1,148	966.27	867.69	776.98	790.16	838.42
Tangible Book Value Per Share	5.55	5.28	4.65	5.24	5.33	5.66

Source: S&P Capital IQ. Banks template. Financial Sources.