Banco Pine S.A. (BVMF:PINE4)

Banco Pine Statistics

Total Valuation

Banco Pine has a market cap or net worth of BRL 2.88 billion.

Market Cap	2.88B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, May 8, 2026.

Earnings Date	May 8, 2026
Ex-Dividend Date	Jan 9, 2026

Share Statistics

Banco Pine has 235.95 million shares outstanding.

Current Share Class	114.26M
Shares Outstanding	235.95M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	73.67%
Owned by Institutions (%)	4.37%
Float	62.11M

Valuation Ratios

The trailing PE ratio is 6.49 and the forward PE ratio is 4.86.

PE Ratio	6.49
Forward PE	4.86
PS Ratio	2.46
PB Ratio	2.04
P/TBV Ratio	2.08
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-4.19
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 33.77%.

Return on Equity (ROE)	33.77%
Return on Assets (ROA)	1.50%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.09%
Revenue Per Employee	2.45M
Profits Per Employee	929,966
Employee Count	393
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Banco Pine has paid 142.33 million in taxes.

Income Tax	142.33M
Effective Tax Rate	24.24%

Stock Price Statistics

The stock price has increased by +177.78% in the last 52 weeks. The beta is 0.65, so Banco Pine's price volatility has been lower than the market average.

Beta (5Y)	0.65
52-Week Price Change	+177.78%
50-Day Moving Average	13.02
200-Day Moving Average	9.53
Relative Strength Index (RSI)	49.51
Average Volume (20 Days)	1,271,860

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Banco Pine had revenue of BRL 1.17 billion and earned 443.59 million in profits.

Revenue	1.17B
Gross Profit	1.17B
Operating Income	545.46M
Pretax Income	587.16M
Net Income	443.59M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 2.03 billion in cash and 7.90 billion in debt, with a net cash position of -5.87 billion or -24.89 per share.

Cash & Cash Equivalents	2.03B
Total Debt	7.90B
Net Cash	-5.87B
Net Cash Per Share	-24.89
Equity (Book Value)	1.41B
Book Value Per Share	n/a
Working Capital	-24.37B

Cash Flow

In the last 12 months, operating cash flow was -1.87 billion and capital expenditures -15.61 million, giving a free cash flow of -1.88 billion.

Operating Cash Flow	-1.87B
Capital Expenditures	-15.61M
Depreciation & Amortization	n/a
Net Borrowing	-121.56M
Free Cash Flow	-1.88B
FCF Per Share	-7.98

Margins

Gross Margin	n/a
Operating Margin	46.60%
Pretax Margin	50.16%
Profit Margin	37.90%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.65, which amounts to a dividend yield of 5.17%.

Dividend Per Share	0.65
Dividend Yield	5.17%
Dividend Growth (YoY)	37.85%
Years of Dividend Growth	2
Payout Ratio	27.93%
Buyback Yield	n/a
Shareholder Yield	5.25%
Earnings Yield	15.42%
FCF Yield	-65.46%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on January 7, 2014. It was a forward split with a ratio of 1.11521.

Last Split Date	Jan 7, 2014
Split Type	Forward
Split Ratio	1.11521

Scores

Altman Z-Score	n/a
Piotroski F-Score	2