CBSE:BCI Income Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	3,790	3,822	3,536	3,073	2,997	3,068
Interest Paid on Deposits	1,031	1,173	1,108	780.34	658.54	730.05
Net Interest Income	2,759	2,649	2,428	2,292	2,338	2,338
Net Interest Income Growth (YoY)	5.68%	9.09%	5.93%	-1.96%	0.02%	1.38%
Income From Trading Activities	602.15	610.95	506.18	393.65	352.53	-
Gain (Loss) on Sale of Assets	-10.08	-16.85	-5.08	-	12.26	-
Other Non-Interest Income	509.76	528.77	503.19	368.18	353.21	713.88
Total Non-Interest Income	1,102	1,123	1,004	761.83	718	713.88
Non-Interest Income Growth (YoY)	-2.20%	11.81%	31.82%	6.10%	0.58%	-5.24%
Revenues Before Loan Losses	3,860	3,772	3,433	3,054	3,056	3,052
Provision for Loan Losses	870.18	809.99	633.36	561.59	575.33	901.29
Revenue	2,990	2,962	2,799	2,493	2,481	2,150
Revenue Growth (YoY)	-0.00%	5.81%	12.30%	0.48%	15.37%	-17.90%
Occupancy Expenses	274.2	257.77	251.84	234.98	245.12	210.74
Other Non-Interest Expense	2,001	1,983	1,939	1,847	1,885	1,582
Total Non-Interest Expense	2,286	2,245	2,187	2,075	2,130	1,790
EBT Excluding Unusual Items	703.97	716.45	612.79	417.31	350.98	360.31
Pretax Income	703.97	716.45	612.79	417.31	350.98	360.31
Income Tax Expense	380.24	390.38	441.76	232.42	184.18	215.53
Earnings From Continuing Operations	323.73	326.07	171.03	184.89	166.8	144.78
Minority Interest in Earnings	13.94	-0.92	0.2	43.73	27.31	10.72
Net Income	337.67	325.15	171.22	228.62	194.11	155.5
Net Income to Common	337.67	325.15	171.22	228.62	194.11	155.5
Net Income Growth	37.85%	89.89%	-25.10%	17.78%	24.83%	-74.30%
Basic Shares Outstanding	13	13	13	13	13	13
Diluted Shares Outstanding	13	13	13	13	13	13
EPS (Basic)	25.46	24.49	12.89	17.22	14.62	11.71
EPS (Diluted)	25.46	24.49	12.89	17.22	14.62	11.71
EPS Growth	35.98%	89.89%	-25.10%	17.78%	24.83%	-74.30%
Dividend Per Share	-	18.000	18.000	18.000	-	43.000
Effective Tax Rate	54.01%	54.49%	72.09%	55.69%	52.48%	59.82%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.