CBSE:BCI Income Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,709	3,822	3,536	3,073	2,997
Interest Paid on Deposits	951.35	1,173	1,108	780.34	658.54
Net Interest Income	2,757	2,649	2,428	2,292	2,338
Net Interest Income Growth (YoY)	4.09%	9.09%	5.93%	-1.96%	0.02%
Income From Trading Activities	-	610.95	506.18	393.65	352.53
Gain (Loss) on Sale of Assets	-17.32	-16.85	-5.08	-	12.26
Other Non-Interest Income	1,186	528.77	503.19	368.18	353.21
Total Non-Interest Income	1,169	1,123	1,004	761.83	718
Non-Interest Income Growth (YoY)	4.11%	11.81%	31.82%	6.10%	0.58%
Revenues Before Loan Losses	3,926	3,772	3,433	3,054	3,056
Provision for Loan Losses	911.58	809.99	633.36	561.59	575.33
Revenue	3,015	2,962	2,799	2,493	2,481
Revenue Growth (YoY)	1.79%	5.81%	12.30%	0.48%	15.37%
Occupancy Expenses	260.54	257.77	251.84	234.98	245.12
Other Non-Interest Expense	2,003	1,983	1,939	1,847	1,885
Total Non-Interest Expense	2,276	2,245	2,187	2,075	2,130
EBT Excluding Unusual Items	738.76	716.45	612.79	417.31	350.98
Pretax Income	738.76	716.45	612.79	417.31	350.98
Income Tax Expense	318.58	390.38	441.76	232.42	184.18
Earnings From Continuing Operations	420.18	326.07	171.03	184.89	166.8
Minority Interest in Earnings	14.65	-0.92	0.2	43.73	27.31
Net Income	434.83	325.15	171.22	228.62	194.11
Net Income to Common	434.83	325.15	171.22	228.62	194.11
Net Income Growth	33.73%	89.89%	-25.10%	17.78%	24.83%
Basic Shares Outstanding	13	13	13	13	13
Diluted Shares Outstanding	13	13	13	13	13
Shares Change (YoY)	-0.77%	-	-	-	-
EPS (Basic)	33.00	24.49	12.89	17.22	14.62
EPS (Diluted)	33.00	24.49	12.89	17.22	14.62
EPS Growth	34.77%	89.89%	-25.10%	17.78%	24.83%
Dividend Per Share	-	18.000	18.000	18.000	-
Effective Tax Rate	43.12%	54.49%	72.09%	55.69%	52.48%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.