CBSE:BCI Income Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,659	3,709	3,822	3,536	3,073	2,997
Interest Paid on Deposits	881.91	951.35	1,173	1,108	780.34	658.54
Net Interest Income	2,777	2,757	2,649	2,428	2,292	2,338
Net Interest Income Growth (YoY)	3.29%	4.09%	9.09%	5.93%	-1.96%	0.02%
Income From Trading Activities	-	-	-	506.18	393.65	352.53
Gain (Loss) on Sale of Assets	-	-	-	-5.08	-	12.26
Other Non-Interest Income	1,144	1,186	1,140	503.19	368.18	353.21
Total Non-Interest Income	1,144	1,186	1,140	1,004	761.83	718
Non-Interest Income Growth (YoY)	-1.15%	4.09%	13.48%	31.82%	6.10%	0.58%
Revenues Before Loan Losses	3,921	3,944	3,789	3,433	3,054	3,056
Provision for Loan Losses	784.73	911.58	809.99	633.36	561.59	575.33
Revenue	3,136	3,032	2,979	2,799	2,493	2,481
Revenue Growth (YoY)	5.54%	1.80%	6.41%	12.30%	0.48%	15.37%
Occupancy Expenses	259.35	260.54	257.77	251.84	234.98	245.12
Other Non-Interest Expense	2,009	2,020	2,000	1,939	1,847	1,885
Total Non-Interest Expense	2,280	2,293	2,262	2,187	2,075	2,130
EBT Excluding Unusual Items	855.86	738.76	716.45	612.79	417.31	350.98
Pretax Income	855.86	738.76	716.45	612.79	417.31	350.98
Income Tax Expense	373.44	318.58	390.38	441.76	232.42	184.18
Earnings From Continuing Operations	482.42	420.18	326.07	171.03	184.89	166.8
Minority Interest in Earnings	7.49	14.65	-0.92	0.2	43.73	27.31
Net Income	489.91	434.83	325.15	171.22	228.62	194.11
Net Income to Common	489.91	434.83	325.15	171.22	228.62	194.11
Net Income Growth	47.00%	33.73%	89.89%	-25.10%	17.78%	24.83%
Basic Shares Outstanding	13	13	13	13	13	13
Diluted Shares Outstanding	13	13	13	13	13	13
EPS (Basic)	36.89	32.74	24.49	12.89	17.22	14.62
EPS (Diluted)	36.89	32.74	24.49	12.89	17.22	14.62
EPS Growth	49.81%	33.73%	89.89%	-25.10%	17.78%	24.83%
Dividend Per Share	-	-	18.000	18.000	18.000	-
Effective Tax Rate	43.63%	43.12%	54.49%	72.09%	55.69%	52.48%