CBSE:BCI Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,583	1,477	1,794	1,363	776.7	1,582
Investment Securities	10,885	11,832	10,356	10,370	10,192	10,384
Trading Asset Securities	2,379	2,343	2,160	1,460	1,524	1,094
Total Investments	13,264	14,175	12,517	11,829	11,716	11,478
Gross Loans	58,617	64,734	65,976	64,585	60,511	57,345
Allowance for Loan Losses	-	-6,826	-7,841	-7,399	-7,654	-7,437
Net Loans	58,617	57,908	58,135	57,186	52,857	49,907
Property, Plant & Equipment	957.54	1,001	1,066	1,142	1,176	1,266
Goodwill	87.72	87.72	87.72	87.72	87.72	87.72
Other Intangible Assets	672.22	694.31	611.42	561.16	540.18	532.16
Investments in Real Estate	20.14	20.57	22.32	24.07	25.82	27.57
Accrued Interest Receivable	1,228	2,779	2,185	2,264	2,038	2,032
Other Receivables	24.83	116.4	1,355	443.25	1,219	339.5
Long-Term Deferred Tax Assets	309.75	318.08	301.01	301.33	317.75	357.38
Other Long-Term Assets	-0	-0	0	-	-	-
Total Assets	76,764	78,577	78,074	75,201	70,755	67,611
Accrued Expenses	5,124	5,055	3,988	3,863	3,416	1,781
Interest Bearing Deposits	49,878	19,190	18,515	18,742	18,576	15,760
Non-Interest Bearing Deposits	-	37,926	34,959	34,009	31,582	31,581
Total Deposits	49,878	57,116	53,473	52,751	50,158	47,341
Short-Term Borrowings	5.77	1,019	1,690	952.66	1,082	205.16
Current Income Taxes Payable	7.27	113.82	34.9	9.8	31.15	31.08
Accrued Interest Payable	-	43.16	53.56	65.34	30.13	43.38
Long-Term Debt	12,957	6,358	10,104	9,179	7,473	8,234
Long-Term Leases	-	235.81	281.65	345	396.77	440.06
Long-Term Unearned Revenue	-	-	-	-	-	140.85
Pension & Post-Retirement Benefits	-	130.05	121.67	-	-	-
Long-Term Deferred Tax Liabilities	95.16	93.9	258.11	186.74	244.12	217.6
Other Long-Term Liabilities	966.46	827.61	723.27	630.33	645.7	1,922
Total Liabilities	69,034	70,993	70,729	67,984	63,476	60,356
Common Stock	6,542	1,328	1,328	1,328	1,328	1,328
Retained Earnings	165.23	434.83	325.15	171.22	228.62	194.11
Comprehensive Income & Other	1,009	5,810	5,665	5,692	5,698	5,717
Total Common Equity	7,716	7,572	7,318	7,191	7,255	7,239
Minority Interest	13.45	11.16	27.29	26.36	23.57	15.23
Shareholders' Equity	7,730	7,584	7,345	7,218	7,278	7,255
Total Liabilities & Equity	76,764	78,577	78,074	75,201	70,755	67,611
Total Debt	12,963	7,613	12,075	10,477	8,952	8,879
Net Cash (Debt)	-9,001	-1,676	-6,955	-6,107	-5,165	-4,035
Net Cash Per Share	-677.82	-126.18	-523.76	-459.88	-388.95	-303.88
Filing Date Shares Outstanding	13.77	13.28	13.28	13.28	13.28	13.28
Total Common Shares Outstanding	13.77	13.28	13.28	13.28	13.28	13.28
Book Value Per Share	560.40	570.25	551.10	541.55	546.32	545.16
Tangible Book Value	6,956	6,790	6,619	6,542	6,627	6,619
Tangible Book Value Per Share	505.21	511.36	498.45	492.68	499.03	498.48