Banque Marocaine pour le Commerce et l'Industrie (CBSE:BCI)

CBSE:BCI Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	2,752	1,477	1,794	1,363	776.7	1,582
Investment Securities	11,687	11,832	10,356	10,370	10,192	10,384
Trading Asset Securities	2,077	2,343	2,160	1,460	1,524	1,094
Total Investments	13,764	14,175	12,517	11,829	11,716	11,478
Gross Loans	65,357	64,734	65,976	64,585	60,511	57,345
Allowance for Loan Losses	-6,898	-6,826	-7,841	-7,399	-7,654	-7,437
Net Loans	58,459	57,908	58,135	57,186	52,857	49,907
Property, Plant & Equipment	931.52	1,001	1,066	1,142	1,176	1,266
Goodwill	87.72	87.72	87.72	87.72	87.72	87.72
Other Intangible Assets	665.72	694.31	611.42	561.16	540.18	532.16
Investments in Real Estate	19.7	20.57	22.32	24.07	25.82	27.57
Accrued Interest Receivable	1,954	2,779	2,185	2,264	2,038	2,032
Other Receivables	464.61	116.4	1,355	443.25	1,219	339.5
Long-Term Deferred Tax Assets	317.37	318.08	301.01	301.33	317.75	357.38
Other Long-Term Assets	-0	-0	0	-	-	-
Total Assets	79,415	78,577	78,074	75,201	70,755	67,611

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	4,605	5,055	3,988	3,863	3,416	1,781
Interest Bearing Deposits	17,995	19,190	18,515	18,742	18,576	15,760
Non-Interest Bearing Deposits	38,771	37,926	34,959	34,009	31,582	31,581
Total Deposits	56,766	57,116	53,473	52,751	50,158	47,341
Short-Term Borrowings	1,710	1,019	1,690	952.66	1,082	205.16
Current Income Taxes Payable	28.24	113.82	34.9	9.8	31.15	31.08
Accrued Interest Payable	45.38	43.16	53.56	65.34	30.13	43.38
Long-Term Debt	7,185	6,358	10,104	9,179	7,473	8,234
Long-Term Leases	212.88	235.81	281.65	345	396.77	440.06
Long-Term Unearned Revenue	-	-	-	-	-	140.85
Pension & Post-Retirement Benefits	135.27	130.05	121.67	-	-	-
Long-Term Deferred Tax Liabilities	128.61	93.9	258.11	186.74	244.12	217.6
Other Long-Term Liabilities	856.12	827.61	723.27	630.33	645.7	1,922
Total Liabilities	71,672	70,993	70,729	67,984	63,476	60,356

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	1,328	1,328	1,328	1,328	1,328	1,328
Retained Earnings	352.53	434.83	325.15	171.22	228.62	194.11
Comprehensive Income & Other	6,050	5,810	5,665	5,692	5,698	5,717
Total Common Equity	7,731	7,572	7,318	7,191	7,255	7,239
Minority Interest	12.15	11.16	27.29	26.36	23.57	15.23
Shareholders' Equity	7,743	7,584	7,345	7,218	7,278	7,255
Total Liabilities & Equity	79,415	78,577	78,074	75,201	70,755	67,611

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	9,107	7,613	12,075	10,477	8,952	8,879
Net Cash (Debt)	-3,166	-1,676	-6,955	-6,107	-5,165	-4,035
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-236.86	-126.18	-523.76	-459.88	-388.95	-303.88
Filing Date Shares Outstanding	13.28	13.28	13.28	13.28	13.28	13.28
Total Common Shares Outstanding	13.28	13.28	13.28	13.28	13.28	13.28
Book Value Per Share	582.17	570.25	551.10	541.55	546.32	545.16
Tangible Book Value	6,977	6,790	6,619	6,542	6,627	6,619
Tangible Book Value Per Share	525.43	511.36	498.45	492.68	499.03	498.48

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 10, 2026

Data Sources Report a data error