CBSE:BCI Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,477	1,794	1,363	776.7	1,582
Investment Securities	11,832	10,356	10,370	10,192	10,384
Trading Asset Securities	2,343	2,160	1,460	1,524	1,094
Total Investments	14,175	12,517	11,829	11,716	11,478
Gross Loans	64,734	65,976	64,585	60,511	57,345
Allowance for Loan Losses	-6,826	-7,841	-7,399	-7,654	-7,437
Net Loans	57,908	58,135	57,186	52,857	49,907
Property, Plant & Equipment	1,001	1,066	1,142	1,176	1,266
Goodwill	87.72	87.72	87.72	87.72	87.72
Other Intangible Assets	694.31	611.42	561.16	540.18	532.16
Investments in Real Estate	20.57	22.32	24.07	25.82	27.57
Accrued Interest Receivable	2,779	2,185	2,264	2,038	2,032
Other Receivables	116.4	1,355	443.25	1,219	339.5
Long-Term Deferred Tax Assets	318.08	301.01	301.33	317.75	357.38
Other Long-Term Assets	-0	0	-	-	-
Total Assets	78,577	78,074	75,201	70,755	67,611
Accrued Expenses	5,055	3,988	3,863	3,416	1,781
Interest Bearing Deposits	19,190	18,515	18,742	18,576	15,760
Non-Interest Bearing Deposits	37,926	34,959	34,009	31,582	31,581
Total Deposits	57,116	53,473	52,751	50,158	47,341
Short-Term Borrowings	1,019	1,690	952.66	1,082	205.16
Current Income Taxes Payable	113.82	34.9	9.8	31.15	31.08
Accrued Interest Payable	43.16	53.56	65.34	30.13	43.38
Long-Term Debt	6,358	10,104	9,179	7,473	8,234
Long-Term Leases	235.81	281.65	345	396.77	440.06
Long-Term Unearned Revenue	-	-	-	-	140.85
Pension & Post-Retirement Benefits	130.05	121.67	-	-	-
Long-Term Deferred Tax Liabilities	93.9	258.11	186.74	244.12	217.6
Other Long-Term Liabilities	827.61	723.27	630.33	645.7	1,922
Total Liabilities	70,993	70,729	67,984	63,476	60,356
Common Stock	1,328	1,328	1,328	1,328	1,328
Retained Earnings	434.83	325.15	171.22	228.62	194.11
Comprehensive Income & Other	5,810	5,665	5,692	5,698	5,717
Total Common Equity	7,572	7,318	7,191	7,255	7,239
Minority Interest	11.16	27.29	26.36	23.57	15.23
Shareholders' Equity	7,584	7,345	7,218	7,278	7,255
Total Liabilities & Equity	78,577	78,074	75,201	70,755	67,611
Total Debt	7,613	12,075	10,477	8,952	8,879
Net Cash (Debt)	-1,676	-6,955	-6,107	-5,165	-4,035
Net Cash Per Share	-126.18	-523.76	-459.88	-388.95	-303.88
Filing Date Shares Outstanding	13.28	13.28	13.28	13.28	13.28
Total Common Shares Outstanding	13.28	13.28	13.28	13.28	13.28
Book Value Per Share	570.25	551.10	541.55	546.32	545.16
Tangible Book Value	6,790	6,619	6,542	6,627	6,619
Tangible Book Value Per Share	511.36	498.45	492.68	499.03	498.48

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.