Banque Marocaine pour le Commerce et l'Industrie (CBSE:BCI)

CBSE:BCI Statistics

Total Valuation

CBSE:BCI has a market cap or net worth of MAD 7.90 billion.

Market Cap	7.90B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, September 25, 2026.

Earnings Date	Sep 25, 2026
Ex-Dividend Date	Jun 16, 2025

Share Statistics

CBSE:BCI has 13.28 million shares outstanding.

Current Share Class	13.28M
Shares Outstanding	13.28M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+10.84%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.00%
Float	n/a

Valuation Ratios

The trailing PE ratio is 18.17 and the forward PE ratio is 15.22.

PE Ratio	18.17
Forward PE	15.22
PS Ratio	2.61
PB Ratio	1.04
P/TBV Ratio	1.16
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-7.82
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.63%.

Return on Equity (ROE)	5.63%
Return on Assets (ROA)	0.54%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.58%
Revenue Per Employee	1.22M
Profits Per Employee	175,547
Employee Count	2,477
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CBSE:BCI has paid 318.58 million in taxes.

Income Tax	318.58M
Effective Tax Rate	43.12%

Stock Price Statistics

The stock price has increased by +1.75% in the last 52 weeks. The beta is -0.21, so CBSE:BCI's price volatility has been lower than the market average.

Beta (5Y)	-0.21
52-Week Price Change	+1.75%
50-Day Moving Average	610.03
200-Day Moving Average	597.63
Relative Strength Index (RSI)	47.70
Average Volume (20 Days)	5,314

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, CBSE:BCI had revenue of MAD 3.03 billion and earned 434.83 million in profits. Earnings per share was 32.74.

Revenue	3.03B
Gross Profit	3.03B
Operating Income	751.81M
Pretax Income	738.76M
Net Income	434.83M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	32.74

Balance Sheet

The company has 5.94 billion in cash and 7.61 billion in debt, with a net cash position of -1.68 billion or -126.18 per share.

Cash & Cash Equivalents	5.94B
Total Debt	7.61B
Net Cash	-1.68B
Net Cash Per Share	-126.18
Equity (Book Value)	7.58B
Book Value Per Share	570.25
Working Capital	-54.51B

Cash Flow

In the last 12 months, operating cash flow was -696.18 million and capital expenditures -278.02 million, giving a free cash flow of -974.19 million.

Operating Cash Flow	-696.18M
Capital Expenditures	-278.02M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-974.19M
FCF Per Share	-73.36

Margins

Gross Margin	n/a
Operating Margin	24.79%
Pretax Margin	24.36%
Profit Margin	14.34%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 18.00, which amounts to a dividend yield of 3.03%.

Dividend Per Share	18.00
Dividend Yield	3.03%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	54.97%
Buyback Yield	n/a
Shareholder Yield	3.09%
Earnings Yield	5.50%
FCF Yield	-12.33%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 6, 2006. It was a forward split with a ratio of 1.20482.

Last Split Date	Jun 6, 2006
Split Type	Forward
Split Ratio	1.20482

Scores

Altman Z-Score	n/a
Piotroski F-Score	2