CBSE: BCI Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Cash & Equivalents	1,912	1,363	776.7	1,582	1,172	1,240	Upgrade
Investment Securities	8,933	10,370	10,192	10,384	9,322	9,844	Upgrade
Trading Asset Securities	2,360	1,460	1,524	1,094	1,242	850.02	Upgrade
Total Investments	11,293	11,829	11,716	11,478	10,564	10,694	Upgrade
Gross Loans	60,548	64,585	60,511	57,345	57,403	60,879	Upgrade
Allowance for Loan Losses	-	-7,399	-7,654	-7,437	-7,312	-6,712	Upgrade
Other Adjustments to Gross Loans	-	-	-	-	-	-566.4	Upgrade
Net Loans	60,548	57,186	52,857	49,907	50,090	53,601	Upgrade
Property, Plant & Equipment	1,081	1,142	1,176	1,266	1,531	1,639	Upgrade
Goodwill	87.72	87.72	87.72	87.72	87.72	87.72	Upgrade
Other Intangible Assets	557.74	561.16	540.18	532.16	439.86	411.21	Upgrade
Investments in Real Estate	23.2	24.07	25.82	27.57	28.9	30.44	Upgrade
Accrued Interest Receivable	1,022	2,264	2,038	2,032	1,948	1,301	Upgrade
Other Receivables	24.46	443.25	1,219	339.5	610.04	1,868	Upgrade
Other Current Assets	-	-	-	-	-	13.2	Upgrade
Long-Term Deferred Tax Assets	314.09	301.33	317.75	357.38	137.49	112.88	Upgrade
Other Long-Term Assets	0	-	-	-	-	205.26	Upgrade
Total Assets	76,862	75,201	70,755	67,611	66,610	71,203	Upgrade
Accounts Payable	-	-	-	-	-	1,478	Upgrade
Accrued Expenses	4,263	3,863	3,416	1,781	2,973	1,568	Upgrade
Interest Bearing Deposits	47,146	18,742	18,576	15,760	15,741	19,729	Upgrade
Non-Interest Bearing Deposits	-	34,009	31,582	31,581	32,144	30,894	Upgrade
Total Deposits	47,146	52,751	50,158	47,341	47,884	50,623	Upgrade
Short-Term Borrowings	1.72	952.66	1,082	205.16	747.91	225.38	Upgrade
Current Income Taxes Payable	51.68	9.8	31.15	31.08	35.81	58.71	Upgrade
Accrued Interest Payable	-	65.34	30.13	43.38	64.46	117.36	Upgrade
Long-Term Debt	17,047	9,179	7,473	8,234	6,609	8,930	Upgrade
Long-Term Leases	-	345	396.77	440.06	78.56	108.23	Upgrade
Long-Term Unearned Revenue	-	-	-	140.85	-	66.13	Upgrade
Long-Term Deferred Tax Liabilities	243.59	186.74	244.12	217.6	98.19	213.77	Upgrade
Other Long-Term Liabilities	783.06	630.33	645.7	1,922	466.82	317.8	Upgrade
Total Liabilities	69,535	67,984	63,476	60,356	58,958	63,705	Upgrade
Common Stock	1,328	1,328	1,328	1,328	1,328	1,328	Upgrade
Retained Earnings	313.77	171.22	228.62	194.11	155.5	605.01	Upgrade
Comprehensive Income & Other	5,658	5,692	5,698	5,717	6,138	5,524	Upgrade
Total Common Equity	7,299	7,191	7,255	7,239	7,622	7,457	Upgrade
Minority Interest	27.81	26.36	23.57	15.23	30.02	41.02	Upgrade
Shareholders' Equity	7,327	7,218	7,278	7,255	7,652	7,498	Upgrade
Total Liabilities & Equity	76,862	75,201	70,755	67,611	66,610	71,203	Upgrade
Total Debt	17,048	10,477	8,952	8,879	7,435	9,263	Upgrade
Net Cash (Debt)	-12,777	-6,107	-5,165	-4,035	-4,303	-5,795	Upgrade
Net Cash Per Share	-976.63	-459.88	-388.95	-303.88	-324.01	-436.36	Upgrade
Filing Date Shares Outstanding	13.28	13.28	13.28	13.28	13.28	13.28	Upgrade
Total Common Shares Outstanding	13.28	13.28	13.28	13.28	13.28	13.28	Upgrade
Book Value Per Share	549.69	541.55	546.32	545.16	573.95	561.53	Upgrade
Tangible Book Value	6,654	6,542	6,627	6,619	7,094	6,958	Upgrade
Tangible Book Value Per Share	501.08	492.68	499.03	498.48	534.22	523.96	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.