Banque Marocaine pour le Commerce et l'Industrie (CBSE:BCI)

CBSE:BCI Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,144	1,794	1,363	776.7	1,582	1,172
Investment Securities	9,092	10,356	10,370	10,192	10,384	9,322
Trading Asset Securities	2,373	2,160	1,460	1,524	1,094	1,242
Total Investments	11,465	12,517	11,829	11,716	11,478	10,564
Gross Loans	63,172	65,976	64,585	60,511	57,345	57,403
Allowance for Loan Losses	-	-7,841	-7,399	-7,654	-7,437	-7,312
Net Loans	63,172	58,135	57,186	52,857	49,907	50,090
Property, Plant & Equipment	1,043	1,066	1,142	1,176	1,266	1,531
Goodwill	87.72	87.72	87.72	87.72	87.72	87.72
Other Intangible Assets	606.54	611.42	561.16	540.18	532.16	439.86
Investments in Real Estate	21.89	22.32	24.07	25.82	27.57	28.9
Accrued Interest Receivable	1,159	2,185	2,264	2,038	2,032	1,948
Other Receivables	27.69	1,355	443.25	1,219	339.5	610.04
Long-Term Deferred Tax Assets	288.39	301.01	301.33	317.75	357.38	137.49
Other Long-Term Assets	-	0	-	-	-	-
Total Assets	79,013	78,074	75,201	70,755	67,611	66,610
Accrued Expenses	4,290	4,110	3,863	3,416	1,781	2,973
Interest Bearing Deposits	49,846	18,515	18,742	18,576	15,760	15,741
Non-Interest Bearing Deposits	-	34,959	34,009	31,582	31,581	32,144
Total Deposits	49,846	53,473	52,751	50,158	47,341	47,884
Short-Term Borrowings	1.87	1,690	952.66	1,082	205.16	747.91
Current Income Taxes Payable	30.75	34.9	9.8	31.15	31.08	35.81
Accrued Interest Payable	-	53.56	65.34	30.13	43.38	64.46
Long-Term Debt	16,356	10,104	9,179	7,473	8,234	6,609
Long-Term Leases	-	281.65	345	396.77	440.06	78.56
Long-Term Unearned Revenue	-	-	-	-	140.85	-
Long-Term Deferred Tax Liabilities	228.65	258.11	186.74	244.12	217.6	98.19
Other Long-Term Liabilities	804.56	723.27	630.33	645.7	1,922	466.82
Total Liabilities	71,557	70,729	67,984	63,476	60,356	58,958
Common Stock	6,542	1,328	1,328	1,328	1,328	1,328
Retained Earnings	110.15	325.15	171.22	228.62	194.11	155.5
Comprehensive Income & Other	782.08	5,665	5,692	5,698	5,717	6,138
Total Common Equity	7,434	7,318	7,191	7,255	7,239	7,622
Minority Interest	22.41	27.29	26.36	23.57	15.23	30.02
Shareholders' Equity	7,457	7,345	7,218	7,278	7,255	7,652
Total Liabilities & Equity	79,013	78,074	75,201	70,755	67,611	66,610
Total Debt	16,357	12,075	10,477	8,952	8,879	7,435
Net Cash (Debt)	-12,841	-6,955	-6,107	-5,165	-4,035	-4,303
Net Cash Per Share	-948.82	-523.76	-459.88	-388.95	-303.88	-324.01
Filing Date Shares Outstanding	13.77	13.28	13.28	13.28	13.28	13.28
Total Common Shares Outstanding	13.77	13.28	13.28	13.28	13.28	13.28
Book Value Per Share	539.91	551.10	541.55	546.32	545.16	573.95
Tangible Book Value	6,740	6,619	6,542	6,627	6,619	7,094
Tangible Book Value Per Share	489.49	498.45	492.68	499.03	498.48	534.22

Updated Nov 28, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.