CBSE:BCI Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,662	1,794	1,363	776.7	1,582	1,172
Investment Securities	9,281	10,356	10,370	10,192	10,384	9,322
Trading Asset Securities	2,147	2,160	1,460	1,524	1,094	1,242
Total Investments	11,428	12,517	11,829	11,716	11,478	10,564
Gross Loans	57,628	65,976	64,585	60,511	57,345	57,403
Allowance for Loan Losses	-	-7,841	-7,399	-7,654	-7,437	-7,312
Net Loans	57,628	58,135	57,186	52,857	49,907	50,090
Property, Plant & Equipment	875.67	1,066	1,142	1,176	1,266	1,531
Goodwill	87.72	87.72	87.72	87.72	87.72	87.72
Other Intangible Assets	637.31	611.42	561.16	540.18	532.16	439.86
Investments in Real Estate	21.01	22.32	24.07	25.82	27.57	28.9
Accrued Interest Receivable	1,312	2,185	2,264	2,038	2,032	1,948
Other Receivables	25.99	1,355	443.25	1,219	339.5	610.04
Long-Term Deferred Tax Assets	272.91	301.01	301.33	317.75	357.38	137.49
Other Long-Term Assets	-0	0	-	-	-	-
Total Assets	73,951	78,074	75,201	70,755	67,611	66,610
Accrued Expenses	5,102	4,110	3,863	3,416	1,781	2,973
Interest Bearing Deposits	48,125	18,515	18,742	18,576	15,760	15,741
Non-Interest Bearing Deposits	-	34,959	34,009	31,582	31,581	32,144
Total Deposits	48,125	53,473	52,751	50,158	47,341	47,884
Short-Term Borrowings	5.54	1,690	952.66	1,082	205.16	747.91
Current Income Taxes Payable	37.45	34.9	9.8	31.15	31.08	35.81
Accrued Interest Payable	-	53.56	65.34	30.13	43.38	64.46
Long-Term Debt	12,153	10,104	9,179	7,473	8,234	6,609
Long-Term Leases	-	281.65	345	396.77	440.06	78.56
Long-Term Unearned Revenue	-	-	-	-	140.85	-
Long-Term Deferred Tax Liabilities	177.37	258.11	186.74	244.12	217.6	98.19
Other Long-Term Liabilities	869.46	723.27	630.33	645.7	1,922	466.82
Total Liabilities	66,470	70,729	67,984	63,476	60,356	58,958
Common Stock	1,328	1,328	1,328	1,328	1,328	1,328
Retained Earnings	326.3	325.15	171.22	228.62	194.11	155.5
Comprehensive Income & Other	5,815	5,665	5,692	5,698	5,717	6,138
Total Common Equity	7,469	7,318	7,191	7,255	7,239	7,622
Minority Interest	12.39	27.29	26.36	23.57	15.23	30.02
Shareholders' Equity	7,481	7,345	7,218	7,278	7,255	7,652
Total Liabilities & Equity	73,951	78,074	75,201	70,755	67,611	66,610
Total Debt	12,159	12,075	10,477	8,952	8,879	7,435
Net Cash (Debt)	-8,349	-6,955	-6,107	-5,165	-4,035	-4,303
Net Cash Per Share	-629.55	-523.76	-459.88	-388.95	-303.88	-324.01
Filing Date Shares Outstanding	12.6	13.28	13.28	13.28	13.28	13.28
Total Common Shares Outstanding	12.6	13.28	13.28	13.28	13.28	13.28
Book Value Per Share	592.92	551.10	541.55	546.32	545.16	573.95
Tangible Book Value	6,744	6,619	6,542	6,627	6,619	7,094
Tangible Book Value Per Share	535.37	498.45	492.68	499.03	498.48	534.22

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.