CBSE:BCI Cash Flow Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	325.15	171.22	228.62	194.11	155.5
Depreciation & Amortization	257.77	251.84	234.98	245.12	210.74
Gain (Loss) on Sale of Investments	465.05	-252.38	246.09	325.37	594.26
Provision for Credit Losses	260.77	814.75	140.01	132.82	176.84
Change in Income Taxes	-168.99	-615.33	13.63	-484.25	-386.96
Change in Other Net Operating Assets	-1,569	-1,968	2,603	-1,314	-2,109
Other Operating Activities	561.62	513.43	482.46	421.55	450.59
Operating Cash Flow	128.16	-1,081	3,955	-479.11	-904.85
Capital Expenditures	-232	-238.92	-152.77	-72.29	-132.14
Investment in Securities	12.76	-2.29	-11.14	1.32	-3.16
Income (Loss) Equity Investments	-4.46	4.05	6.53	0.24	2.69
Investing Cash Flow	-217.49	-239.46	-162.16	-69.64	-133.75
Common Dividends Paid	-239.03	-239.03	-132.79	-571.01	-
Other Financing Activities	0.19	792.48	-751.92	-0.32	-2.37
Financing Cash Flow	-238.84	553.45	-884.71	-571.32	-2.37
Net Cash Flow	-328.17	-766.87	2,908	-1,120	-1,041
Free Cash Flow	-103.83	-1,320	3,802	-551.4	-1,037
Free Cash Flow Margin	-3.51%	-47.15%	152.54%	-22.23%	-48.23%
Free Cash Flow Per Share	-7.82	-99.39	286.32	-41.52	-78.09
Cash Income Tax Paid	168.99	615.33	-13.63	484.25	386.96

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.