CBSE:BCI Cash Flow Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	434.83	325.15	171.22	228.62	194.11
Depreciation & Amortization	260.54	257.77	251.84	234.98	245.12
Gain (Loss) on Sale of Investments	958.02	465.05	-252.38	246.09	325.37
Provision for Credit Losses	-	260.77	814.75	140.01	132.82
Change in Income Taxes	-	-168.99	-615.33	13.63	-484.25
Change in Other Net Operating Assets	-2,322	-1,569	-1,968	2,603	-1,314
Other Operating Activities	-14.77	561.62	513.43	482.46	421.55
Operating Cash Flow	-696.18	128.16	-1,081	3,955	-479.11
Capital Expenditures	-278.02	-232	-238.92	-152.77	-72.29
Investment in Securities	26.11	12.76	-2.29	-11.14	1.32
Income (Loss) Equity Investments	-13.05	-4.46	4.05	6.53	0.24
Other Investing Activities	-0	-	-	-	-
Investing Cash Flow	-250.16	-217.49	-239.46	-162.16	-69.64
Common Dividends Paid	-	-239.03	-239.03	-132.79	-571.01
Other Financing Activities	-243.46	0.19	792.48	-751.92	-0.32
Financing Cash Flow	-243.46	-238.84	553.45	-884.71	-571.32
Net Cash Flow	-1,190	-328.17	-766.87	2,908	-1,120
Free Cash Flow	-974.19	-103.83	-1,320	3,802	-551.4
Free Cash Flow Margin	-32.31%	-3.51%	-47.15%	152.54%	-22.23%
Free Cash Flow Per Share	-73.93	-7.82	-99.39	286.32	-41.52
Cash Income Tax Paid	-	168.99	615.33	-13.63	484.25

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.