Banque Marocaine pour le Commerce et l'Industrie (CBSE:BCI)

CBSE:BCI Statistics

Total Valuation

CBSE:BCI has a market cap or net worth of MAD 7.49 billion.

Market Cap	7.49B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, October 3, 2025.

Earnings Date	Oct 3, 2025
Ex-Dividend Date	Jun 16, 2025

Share Statistics

CBSE:BCI has 13.28 million shares outstanding. The number of shares has increased by 1.92% in one year.

Current Share Class	13.28M
Shares Outstanding	13.28M
Shares Change (YoY)	+1.92%
Shares Change (QoQ)	-7.12%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.01%
Float	n/a

Valuation Ratios

The trailing PE ratio is 22.30 and the forward PE ratio is 19.96.

PE Ratio	22.30
Forward PE	19.96
PS Ratio	2.46
PB Ratio	1.01
P/TBV Ratio	1.13
P/FCF Ratio	3.49
P/OCF Ratio	3.13
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.36
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.54%.

Return on Equity (ROE)	4.54%
Return on Assets (ROA)	0.44%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.16M
Profits Per Employee	128,581
Employee Count	2,621
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CBSE:BCI has paid 409.74 million in taxes.

Income Tax	409.74M
Effective Tax Rate	55.29%

Stock Price Statistics

The stock price has decreased by -0.18% in the last 52 weeks. The beta is -0.15, so CBSE:BCI's price volatility has been lower than the market average.

Beta (5Y)	-0.15
52-Week Price Change	-0.18%
50-Day Moving Average	593.10
200-Day Moving Average	597.88
Relative Strength Index (RSI)	47.16
Average Volume (20 Days)	1,652

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, CBSE:BCI had revenue of MAD 3.04 billion and earned 337.01 million in profits. Earnings per share was 25.29.

Revenue	3.04B
Gross Profit	3.04B
Operating Income	748.62M
Pretax Income	741.06M
Net Income	337.01M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	25.29

Balance Sheet

The company has 5.03 billion in cash and 9.35 billion in debt, giving a net cash position of -4.32 billion or -325.40 per share.

Cash & Cash Equivalents	5.03B
Total Debt	9.35B
Net Cash	-4.32B
Net Cash Per Share	-325.40
Equity (Book Value)	7.39B
Book Value Per Share	554.67
Working Capital	-50.70B

Cash Flow

In the last 12 months, operating cash flow was 2.40 billion and capital expenditures -248.23 million, giving a free cash flow of 2.15 billion.

Operating Cash Flow	2.40B
Capital Expenditures	-248.23M
Free Cash Flow	2.15B
FCF Per Share	161.66

Margins

Gross Margin	n/a
Operating Margin	24.59%
Pretax Margin	24.34%
Profit Margin	11.07%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	70.52%

Dividends & Yields

This stock pays an annual dividend of 18.00, which amounts to a dividend yield of 3.21%.

Dividend Per Share	18.00
Dividend Yield	3.21%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	71.19%
Buyback Yield	-1.92%
Shareholder Yield	1.30%
Earnings Yield	4.50%
FCF Yield	28.66%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 6, 2006. It was a forward split with a ratio of 1.20482.

Last Split Date	Jun 6, 2006
Split Type	Forward
Split Ratio	1.20482

Scores

Altman Z-Score	n/a
Piotroski F-Score	4