Sanlam Maroc (CBSE:SAH)
Morocco
· Delayed Price · Currency is MAD 1,948.00
+177.00 (9.99%)
At close: Apr 10, 2025
Sanlam Maroc Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 6,204 | 6,092 | 5,963 | 5,560 | 5,108 | Upgrade
|
| Total Interest & Dividend Income | 1,409 | 1,072 | 678.9 | 1,429 | 583.84 | Upgrade
|
| Gain (Loss) on Sale of Investments | -252.2 | -283.05 | -1,280 | -211.47 | -274.69 | Upgrade
|
| Other Revenue | 100.37 | 94.45 | 87.22 | 80.32 | 82.67 | Upgrade
|
| Total Revenue | 7,462 | 6,975 | 5,449 | 6,858 | 5,500 | Upgrade
|
| Revenue Growth (YoY) | 6.97% | 28.02% | -20.55% | 24.69% | -14.83% | Upgrade
|
| Policy Benefits | 4,732 | 4,595 | 3,988 | 4,122 | 3,435 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 748.44 | 715.21 | 683.89 | 627.12 | 565.14 | Upgrade
|
| Depreciation & Amortization | 136.11 | 125.05 | 123.38 | 276.18 | 220.78 | Upgrade
|
| Selling, General & Administrative | 237.93 | 163.7 | 150.77 | 198.13 | 293.71 | Upgrade
|
| Other Operating Expenses | 70.19 | 62.32 | 66.58 | 40.67 | 162.48 | Upgrade
|
| Reinsurance Income or Expense | -285.16 | -286.76 | -313.89 | -279.04 | -345.64 | Upgrade
|
| Total Operating Expenses | 6,518 | 6,249 | 5,652 | 5,863 | 5,311 | Upgrade
|
| Operating Income | 943.89 | 726.32 | -203.01 | 994.92 | 188.61 | Upgrade
|
| Earnings From Equity Investments | 9.78 | 7.08 | 16.86 | 3.24 | 6.78 | Upgrade
|
| Currency Exchange Gain (Loss) | -0.03 | 0.01 | 0.18 | 0.1 | -0.01 | Upgrade
|
| Other Non Operating Income (Expenses) | - | - | 0 | 0 | 1.18 | Upgrade
|
| Pretax Income | 953.64 | 733.4 | -185.97 | 998.25 | 196.55 | Upgrade
|
| Income Tax Expense | 273.18 | 173.97 | -115.79 | 391.39 | -1.61 | Upgrade
|
| Earnings From Continuing Ops. | 680.46 | 559.43 | -70.18 | 606.87 | 198.16 | Upgrade
|
| Minority Interest in Earnings | - | - | -0 | -0 | 0.01 | Upgrade
|
| Net Income | 680.46 | 559.43 | -70.18 | 606.86 | 198.17 | Upgrade
|
| Net Income to Common | 680.46 | 559.43 | -70.18 | 606.86 | 198.17 | Upgrade
|
| Net Income Growth | 21.63% | - | - | 206.24% | -55.63% | Upgrade
|
| Shares Outstanding (Basic) | 4 | 4 | 4 | 4 | 4 | Upgrade
|
| Shares Outstanding (Diluted) | 4 | 4 | 4 | 4 | 4 | Upgrade
|
| EPS (Basic) | 165.29 | 135.89 | -17.05 | 147.41 | 48.14 | Upgrade
|
| EPS (Diluted) | 165.29 | 135.89 | -17.05 | 147.41 | 48.14 | Upgrade
|
| EPS Growth | 21.63% | - | - | 206.24% | -55.63% | Upgrade
|
| Free Cash Flow | 7,464 | 5,024 | 10,897 | 16,603 | 1,137 | Upgrade
|
| Free Cash Flow Per Share | 1813.11 | 1220.42 | 2646.92 | 4032.87 | 276.18 | Upgrade
|
| Dividend Per Share | 81.000 | 77.000 | 36.000 | 35.000 | 20.000 | Upgrade
|
| Dividend Growth | 5.20% | 113.89% | 2.86% | 75.00% | - | Upgrade
|
| Operating Margin | 12.65% | 10.41% | -3.73% | 14.51% | 3.43% | Upgrade
|
| Profit Margin | 9.12% | 8.02% | -1.29% | 8.85% | 3.60% | Upgrade
|
| Free Cash Flow Margin | 100.03% | 72.03% | 199.99% | 242.10% | 20.67% | Upgrade
|
| EBITDA | 1,080 | 851.36 | -79.63 | 1,271 | 409.39 | Upgrade
|
| EBITDA Margin | 14.47% | 12.21% | -1.46% | 18.54% | 7.44% | Upgrade
|
| D&A For EBITDA | 136.11 | 125.05 | 123.38 | 276.18 | 220.78 | Upgrade
|
| EBIT | 943.89 | 726.32 | -203.01 | 994.92 | 188.61 | Upgrade
|
| EBIT Margin | 12.65% | 10.41% | -3.73% | 14.51% | 3.43% | Upgrade
|
| Effective Tax Rate | 28.65% | 23.72% | - | 39.21% | - | Upgrade
|
Updated Apr 1, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.