Sanlam Maroc (CBSE:SAH)
Morocco · Delayed Price · Currency is MAD 2,698.00
-2.00 (-0.07%)
At close: Apr 6, 2026
Sanlam Maroc Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 6,396 | 6,186 | 6,092 | 5,963 | 5,560 |
Total Interest & Dividend Income | 983.54 | 483.58 | 1,072 | 678.9 | 1,429 |
Gain (Loss) on Sale of Investments | - | - | -283.05 | -1,280 | -211.47 |
Other Revenue | -244.58 | -12.02 | 94.45 | 87.22 | 80.32 |
| 7,135 | 6,658 | 6,975 | 5,449 | 6,858 | |
Revenue Growth (YoY) | 7.18% | -4.56% | 28.02% | -20.55% | 24.69% |
Policy Benefits | 5,605 | 5,418 | 4,595 | 3,988 | 4,122 |
Policy Acquisition & Underwriting Costs | - | - | 715.21 | 683.89 | 627.12 |
Depreciation & Amortization | - | - | 125.05 | 123.38 | 276.18 |
Selling, General & Administrative | - | - | 163.7 | 150.77 | 198.13 |
Other Operating Expenses | - | - | 62.32 | 66.58 | 40.67 |
Reinsurance Income or Expense | -280.64 | -278.35 | -286.76 | -313.89 | -279.04 |
Total Operating Expenses | 5,886 | 5,696 | 6,249 | 5,652 | 5,863 |
Operating Income | 1,250 | 961.37 | 726.32 | -203.01 | 994.92 |
Interest Expense | - | -0.07 | - | - | - |
Earnings From Equity Investments | 6.42 | 9.78 | 7.08 | 16.86 | 3.24 |
Currency Exchange Gain (Loss) | - | - | 0.01 | 0.18 | 0.1 |
Other Non Operating Income (Expenses) | 3.83 | -0 | - | 0 | 0 |
Pretax Income | 1,260 | 971.07 | 733.4 | -185.97 | 998.25 |
Income Tax Expense | 338.72 | 280.15 | 173.97 | -115.79 | 391.39 |
Earnings From Continuing Ops. | 921.04 | 690.92 | 559.43 | -70.18 | 606.87 |
Earnings From Discontinued Ops. | -244.52 | - | - | - | - |
Net Income to Company | 676.52 | 690.92 | 559.43 | -70.18 | 606.87 |
Minority Interest in Earnings | - | - | - | -0 | -0 |
Net Income | 676.52 | 690.92 | 559.43 | -70.18 | 606.86 |
Net Income to Common | 676.52 | 690.92 | 559.43 | -70.18 | 606.86 |
Net Income Growth | -2.08% | 23.50% | - | - | 206.24% |
Shares Outstanding (Basic) | 4 | 4 | 4 | 4 | 4 |
Shares Outstanding (Diluted) | 4 | 4 | 4 | 4 | 4 |
EPS (Basic) | 164.33 | 167.83 | 135.89 | -17.05 | 147.41 |
EPS (Diluted) | 164.33 | 167.83 | 135.89 | -17.05 | 147.41 |
EPS Growth | -2.08% | 23.50% | - | - | 206.24% |
Free Cash Flow | 12,282 | 7,464 | 5,024 | 10,897 | 16,603 |
Free Cash Flow Per Share | 2983.42 | 1813.11 | 1220.42 | 2646.92 | 4032.87 |
Dividend Per Share | 98.000 | 81.000 | 77.000 | 36.000 | 35.000 |
Dividend Growth | 20.99% | 5.20% | 113.89% | 2.86% | 75.00% |
Operating Margin | 17.51% | 14.44% | 10.41% | -3.73% | 14.51% |
Profit Margin | 9.48% | 10.38% | 8.02% | -1.29% | 8.85% |
Free Cash Flow Margin | 172.13% | 112.12% | 72.03% | 199.99% | 242.10% |
EBITDA | 1,565 | 1,027 | 851.36 | -79.63 | 1,271 |
EBITDA Margin | 21.93% | 15.42% | 12.21% | -1.46% | 18.54% |
D&A For EBITDA | 315.04 | 65.53 | 125.05 | 123.38 | 276.18 |
EBIT | 1,250 | 961.37 | 726.32 | -203.01 | 994.92 |
EBIT Margin | 17.51% | 14.44% | 10.41% | -3.73% | 14.51% |
Effective Tax Rate | 26.89% | 28.85% | 23.72% | - | 39.21% |
Updated Dec 31, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.