CCSE:BNC Income Statement

Financials in millions VES. Fiscal year is January - December.

Millions VES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	86,219	26,894	1,856	2,728	453.43	40.89
Interest Income on Investments	5,234	1,522	167.63	77.76	42.2	5
Total Interest Income	91,453	28,416	2,024	2,806	495.63	45.89
Interest Paid on Deposits	3,392	973.12	441.53	475.41	73.04	9.56
Interest Paid on Borrowings	3,818	532.68	355.39	453.51	74.06	9.61
Total Interest Expense	7,209	1,506	796.92	928.92	147.1	19.16
Net Interest Income	84,244	26,911	1,227	1,877	348.53	26.73
Net Interest Income Growth	7197.31%	2093.80%	-34.65%	438.54%	1204.12%	435.76%
Gain (Loss) on Sale of Investments	-42.86	85.9	0.02	24.27	5.89	6.03
Gain (Loss) on Sale of Equity Investments	245.33	442.85	-	186.3	61.35	-
Other Non-Interest Income	37,726	10,247	1,753	1,877	435.4	70.62
Total Non-Interest Income	37,928	10,776	1,753	2,087	502.64	76.65
Non-Interest Income Growth	1549.27%	514.75%	-16.02%	315.25%	555.78%	1349.60%
Revenues Before Loan Losses	122,173	37,687	2,980	3,964	851.17	103.37
Provision for Loan Losses	8,947	2,372	199.71	167.56	49.26	7.62
Revenue	113,225	35,315	2,780	3,797	801.91	95.75
Revenue Growth	3372.06%	1170.36%	-26.78%	373.45%	737.50%	885.45%
Salaries and Employee Benefits	7,221	2,987	440.8	684.04	116.42	14.67
Federal Deposit Insurance	595.64	181.3	54.18	26.28	4.76	0.52
Selling, General & Administrative	26,604	7,602	1,641	1,495	368.36	59.89
Other Non-Interest Expense	9,880	3,558	152.65	365.85	64.54	11.3
Total Non-Interest Expense	44,016	14,341	2,301	2,548	562.13	88.71
EBT Excluding Unusual Items	69,209	20,973	479.19	1,249	239.78	7.04
Other Unusual Items	1,121	1,332	145.63	103.54	67.15	17.33
Pretax Income	70,330	22,305	624.82	1,352	306.93	24.37
Income Tax Expense	13,430	4,332	84.99	243.54	53.1	3.67
Net Income	56,901	17,973	539.82	1,109	253.83	20.69
Net Income to Common	56,901	17,973	539.82	1,109	253.83	20.69
Net Income Growth	9595.17%	3229.38%	-51.31%	336.82%	1126.54%	583.00%
Basic Shares Outstanding	-	2,321	-	774	174	174
Diluted Shares Outstanding	-	2,321	-	774	174	174
Shares Change	-	-	-	345.31%	-	-
EPS (Basic)	-	7.74	-	1.43	1.46	0.12
EPS (Diluted)	-	7.74	-	1.43	1.46	0.12
EPS Growth	-	-	-	-1.91%	1126.54%	583.03%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	-	0.100	0.088	-
Dividend Growth	-	-	-	14.03%	-	-
Effective Tax Rate	19.10%	19.42%	13.60%	18.01%	17.30%	15.07%