CCSE:BNC Income Statement

Financials in millions VES. Fiscal year is January - December.

Millions VES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	146,400	26,894	1,856	2,728	453.43	40.89
Interest Income on Investments	7,172	1,522	167.63	77.76	42.2	5
Total Interest Income	153,573	28,416	2,024	2,806	495.63	45.89
Interest Paid on Deposits	6,943	973.12	441.53	475.41	73.04	9.56
Interest Paid on Borrowings	6,339	532.68	355.39	453.51	74.06	9.61
Total Interest Expense	13,283	1,506	796.92	928.92	147.1	19.16
Net Interest Income	140,290	26,911	1,227	1,877	348.53	26.73
Net Interest Income Growth	-	2093.80%	-34.65%	438.54%	1204.12%	435.76%
Gain (Loss) on Sale of Investments	1,618	85.9	0.02	24.27	5.89	6.03
Gain (Loss) on Sale of Equity Investments	2,819	442.85	-	186.3	61.35	-
Other Non-Interest Income	56,884	10,247	1,753	1,877	435.4	70.62
Total Non-Interest Income	61,320	10,776	1,753	2,087	502.64	76.65
Non-Interest Income Growth	-	514.75%	-16.02%	315.25%	555.78%	1349.60%
Revenues Before Loan Losses	201,611	37,687	2,980	3,964	851.17	103.37
Provision for Loan Losses	12,404	2,372	199.71	167.56	49.26	7.62
Revenue	189,207	35,315	2,780	3,797	801.91	95.75
Revenue Growth	-	1170.36%	-26.78%	373.45%	737.50%	885.45%
Salaries and Employee Benefits	10,557	2,987	440.8	684.04	116.42	14.67
Federal Deposit Insurance	1,119	181.3	54.18	26.28	4.76	0.52
Selling, General & Administrative	41,915	7,602	1,641	1,495	368.36	59.89
Other Non-Interest Expense	22,449	3,558	152.65	365.85	64.54	11.3
Total Non-Interest Expense	75,755	14,341	2,301	2,548	562.13	88.71
EBT Excluding Unusual Items	113,452	20,973	479.19	1,249	239.78	7.04
Other Unusual Items	3,310	1,332	145.63	103.54	67.15	17.33
Pretax Income	116,761	22,305	624.82	1,352	306.93	24.37
Income Tax Expense	22,221	4,332	84.99	243.54	53.1	3.67
Net Income	94,540	17,973	539.82	1,109	253.83	20.69
Net Income to Common	94,540	17,973	539.82	1,109	253.83	20.69
Net Income Growth	-	3229.38%	-51.31%	336.82%	1126.54%	583.00%
Basic Shares Outstanding	2,581	25,824	-	2,581	580	580
Diluted Shares Outstanding	2,581	25,824	-	2,581	580	580
Shares Change	-	-	-	345.31%	-	-
EPS (Basic)	36.63	0.70	-	0.43	0.44	0.04
EPS (Diluted)	36.63	0.70	-	0.43	0.44	0.04
EPS Growth	-	-	-	-1.91%	1126.56%	583.00%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	-	0.030	0.026	-
Dividend Growth	-	-	-	14.07%	-	-
Effective Tax Rate	19.03%	19.42%	13.60%	18.01%	17.30%	15.07%