LOLC General Insurance PLC (COSE: LGIL.N0000)
5.50
-0.10 (-1.79%)
At close: Sep 9, 2024
LOLC General Insurance Income Statement
Financials in millions LKR. Fiscal year is January - December.
Millions LKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 |
Premiums & Annuity Revenue | 8,128 | 7,403 | 6,579 | 5,297 | 4,448 | 3,920 |
Total Interest & Dividend Income | 1,789 | 1,817 | 1,250 | 527.18 | 479.51 | 395.57 |
Gain (Loss) on Sale of Investments | 24.06 | 24.06 | 49.27 | 89 | 49.94 | 27.71 |
Other Revenue | 476.53 | 397.87 | 192.09 | 160.31 | 148.5 | 138.92 |
Total Revenue | 10,418 | 9,643 | 8,071 | 6,074 | 5,126 | 4,482 |
Revenue Growth (YoY) | 14.40% | 19.47% | 32.89% | 18.50% | 14.35% | - |
Policy Benefits | 5,281 | 5,225 | 3,648 | 2,668 | 1,768 | 2,136 |
Policy Acquisition & Underwriting Costs | 801.92 | 619.1 | 325.13 | 235.22 | 175.53 | 197.43 |
Selling, General & Administrative | 3,458 | 3,289 | 2,668 | 2,049 | 1,831 | 1,600 |
Reinsurance Income or Expense | 623.17 | 623.17 | 264.47 | 198.22 | 217.53 | 210.39 |
Total Operating Expenses | 8,918 | 8,511 | 6,376 | 4,754 | 3,558 | 3,723 |
Operating Income | 1,500 | 1,132 | 1,695 | 1,320 | 1,568 | 759.8 |
Interest Expense | -94.26 | -89.4 | -48.18 | -29.83 | -32.5 | -35.36 |
Earnings From Equity Investments | 56.38 | -19.45 | -30.01 | -22.64 | - | - |
Currency Exchange Gain (Loss) | -24.29 | -24.29 | 35.96 | 3.64 | 2.01 | 6.03 |
Other Non Operating Income (Expenses) | 73.85 | 0 | 0.23 | 0.26 | 0 | - |
EBT Excluding Unusual Items | 1,512 | 998.84 | 1,653 | 1,271 | 1,537 | 730.47 |
Gain (Loss) on Sale of Assets | - | - | - | - | - | 0.34 |
Pretax Income | 1,512 | 998.84 | 1,653 | 1,271 | 1,537 | 730.81 |
Income Tax Expense | 418.98 | 281.64 | 253.58 | 176.68 | 425.37 | 155.38 |
Net Income | 1,093 | 717.2 | 1,399 | 1,095 | 1,112 | 575.43 |
Net Income to Common | 1,093 | 717.2 | 1,399 | 1,095 | 1,112 | 575.43 |
Net Income Growth | -7.29% | -48.75% | 27.82% | -1.56% | 93.25% | - |
Shares Outstanding (Basic) | 1,200 | 1,200 | 1,200 | 1,193 | 1,190 | 1,050 |
Shares Outstanding (Diluted) | 1,200 | 1,200 | 1,200 | 1,193 | 1,190 | 1,050 |
Shares Change (YoY) | - | - | 0.56% | 0.28% | 13.33% | - |
EPS (Basic) | 0.91 | 0.60 | 1.17 | 0.92 | 0.93 | 0.55 |
EPS (Diluted) | 0.91 | 0.60 | 1.17 | 0.92 | 0.93 | 0.55 |
EPS Growth | -7.29% | -48.75% | 27.11% | -1.83% | 70.52% | - |
Free Cash Flow | -22.22 | 335.51 | 858.92 | 1,549 | 1,230 | 764.52 |
Free Cash Flow Per Share | -0.02 | 0.28 | 0.72 | 1.30 | 1.03 | 0.73 |
Operating Margin | 14.40% | 11.74% | 21.00% | 21.73% | 30.59% | 16.95% |
Profit Margin | 10.49% | 7.44% | 17.34% | 18.02% | 21.70% | 12.84% |
Free Cash Flow Margin | -0.21% | 3.48% | 10.64% | 25.50% | 24.00% | 17.06% |
EBITDA | 1,532 | 1,167 | 1,737 | 1,357 | 1,606 | 791.35 |
EBITDA Margin | 14.71% | 12.11% | 21.52% | 22.35% | 31.34% | 17.65% |
D&A For EBITDA | 32.04 | 35.28 | 41.74 | 37.39 | 38.42 | 31.55 |
EBIT | 1,500 | 1,132 | 1,695 | 1,320 | 1,568 | 759.8 |
EBIT Margin | 14.40% | 11.74% | 21.00% | 21.73% | 30.59% | 16.95% |
Effective Tax Rate | 27.71% | 28.20% | 15.34% | 13.90% | 27.67% | 21.26% |
Revenue as Reported | 9,618 | 9,618 | 8,107 | 6,078 | 5,128 | 4,489 |
Source: S&P Capital IQ. Insurance template. Financial Sources.