LOLC General Insurance PLC (COSE:LGIL.N0000)

LOLC General Insurance Statistics

Total Valuation

COSE:LGIL.N0000 has a market cap or net worth of LKR 9.00 billion. The enterprise value is 8.76 billion.

Market Cap	9.00B
Enterprise Value	8.76B

Important Dates

The next estimated earnings date is Wednesday, May 13, 2026.

Earnings Date	May 13, 2026
Ex-Dividend Date	n/a

Share Statistics

COSE:LGIL.N0000 has 1.20 billion shares outstanding.

Current Share Class	1.20B
Shares Outstanding	1.20B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	2.62%
Owned by Institutions (%)	0.15%
Float	61.14M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.86
PB Ratio	1.35
P/TBV Ratio	1.36
P/FCF Ratio	19.45
P/OCF Ratio	12.26
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 118.35, with an EV/FCF ratio of 18.92.

EV / Earnings	-93.02
EV / Sales	0.84
EV / EBITDA	118.35
EV / EBIT	n/a
EV / FCF	18.92

Financial Position

The company has a current ratio of 3.46, with a Debt / Equity ratio of 0.13.

Current Ratio	3.46
Quick Ratio	1.00
Debt / Equity	0.13
Debt / EBITDA	49.88
Debt / FCF	1.81
Interest Coverage	-0.56

Financial Efficiency

Return on equity (ROE) is -1.39% and return on invested capital (ROIC) is -0.53%.

Return on Equity (ROE)	-1.39%
Return on Assets (ROA)	-0.10%
Return on Invested Capital (ROIC)	-0.53%
Return on Capital Employed (ROCE)	-0.15%
Weighted Average Cost of Capital (WACC)	10.20%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.39
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:LGIL.N0000 has paid 37.86 million in taxes.

Income Tax	37.86M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +8.70% in the last 52 weeks. The beta is 1.14, so COSE:LGIL.N0000's price volatility has been higher than the market average.

Beta (5Y)	1.14
52-Week Price Change	+8.70%
50-Day Moving Average	7.94
200-Day Moving Average	8.58
Relative Strength Index (RSI)	50.46
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:LGIL.N0000 had revenue of LKR 10.42 billion and -94.14 million in losses. Loss per share was -0.08.

Revenue	10.42B
Gross Profit	3.97B
Operating Income	-40.91M
Pretax Income	-56.28M
Net Income	-94.14M
EBITDA	16.81M
EBIT	-40.91M
Loss Per Share	-0.08

Balance Sheet

The company has 1.08 billion in cash and 838.53 million in debt, with a net cash position of 242.61 million or 0.20 per share.

Cash & Cash Equivalents	1.08B
Total Debt	838.53M
Net Cash	242.61M
Net Cash Per Share	0.20
Equity (Book Value)	6.67B
Book Value Per Share	5.56
Working Capital	9.81B

Cash Flow

In the last 12 months, operating cash flow was 733.91 million and capital expenditures -271.11 million, giving a free cash flow of 462.81 million.

Operating Cash Flow	733.91M
Capital Expenditures	-271.11M
Depreciation & Amortization	n/a
Net Borrowing	74.92M
Free Cash Flow	462.81M
FCF Per Share	0.39

Margins

Gross margin is 38.07%, with operating and profit margins of -0.39% and -0.90%.

Gross Margin	38.07%
Operating Margin	-0.39%
Pretax Margin	-0.54%
Profit Margin	-0.90%
EBITDA Margin	0.16%
EBIT Margin	-0.39%
FCF Margin	4.44%

Dividends & Yields

COSE:LGIL.N0000 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-1.05%
FCF Yield	5.14%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3