LOLC General Insurance PLC (COSE:LGIL.N0000)

Sri Lanka · Delayed Price · Currency is LKR

0.00

0.00 (0.00%)

Price not available due to exchange restrictions

LOLC General Insurance Financials Overview

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	10,889	10,505	11,065	9,643	8,071	6,074
Revenue Growth	2.08%	-5.06%	14.75%	19.47%	32.89%	18.50%
Operating Income	431.03	-76.04	433.23	1,132	1,695	1,320
Net Income	225.69	-86.07	350.29	717.2	1,399	1,095
Earnings Per Share	0.19	-0.07	0.29	0.60	1.17	0.92
EPS Growth	-40.87%	-	-51.16%	-48.75%	27.11%	-1.83%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Motor	7,253	7,183	6,213	5,906
Non Motor	745.32	1,514	1,191	672.97
Unallocated Other	2,501	2,411	2,215	1,528
Total	10,500	11,108	9,618	8,107

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	254.54	378.02	327.34	823.87	467.76	335.99
Total Debt	1,187	731.37	662.75	521.33	478.27	416.72
Net Cash (Debt)	-932.88	-353.36	-335.41	302.54	-10.51	-80.73
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.78	-0.29	-0.28	0.25	-0.01	-0.07

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	1,171	631.05	-839.04	474.28	917.93	1,570
Capital Expenditures	-279.06	-274.46	-157.01	-138.77	-59.01	-21.65
Free Cash Flow	892.37	356.58	-996.04	335.51	858.92	1,549
Free Cash Flow Growth	-	-	-	-60.94%	-44.54%	25.88%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	3.96%	-0.72%	3.91%	11.74%	21.00%	21.73%
Pretax Margin	3.62%	-0.99%	4.32%	10.36%	20.48%	20.93%
Profit Margin	2.07%	-0.82%	3.17%	7.44%	17.34%	18.02%
FCF Margin	8.20%	3.39%	-9.00%	3.48%	10.64%	25.50%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	38.82	-	23.98	12.72	6.95	22.47
P/FCF Ratio	9.82	26.92	-	27.18	11.32	15.88
PS Ratio	0.80	0.91	0.76	0.95	1.20	4.05