LOLC General Insurance Cash Flow Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-94.14	350.29	717.2	1,399	1,095
Depreciation & Amortization	-	120.96	83.1	102.75	94.44
Other Amortization	-	3.56	7.89	9.63	13.25
Other Operating Activities	828.05	-1,314	-333.92	-593.76	368
Operating Cash Flow	733.91	-839.04	474.28	917.93	1,570
Operating Cash Flow Growth	-	-	-48.33%	-41.55%	26.62%
Capital Expenditures	-271.11	-157.01	-138.77	-59.01	-21.65
Purchase / Sale of Intangible Assets	-116.86	-5.08	-11.21	-	-
Investment in Securities	-3,505	313.49	-1,588	-2,658	-1,448
Other Investing Activities	1,650	1,822	1,842	1,251	619.61
Investing Cash Flow	-2,242	1,973	104.71	-1,466	-849.71
Long-Term Debt Issued	139.92	-	1,000	-	89.55
Total Debt Repaid	-65	-60.57	-1,130	-31.29	-25.38
Net Debt Issued (Repaid)	74.92	-60.57	-129.84	-31.29	64.17
Issuance of Common Stock	-	-	-	-	1,048
Other Financing Activities	-	-	-	-	-948
Financing Cash Flow	74.92	-60.57	-129.84	-31.29	164.17
Miscellaneous Cash Flow Adjustments	-0	-	-0	-	-
Net Cash Flow	-1,434	1,073	449.14	-579.11	884.88
Free Cash Flow	462.81	-996.04	335.51	858.92	1,549
Free Cash Flow Growth	-	-	-60.94%	-44.54%	25.88%
Free Cash Flow Margin	4.44%	-9.00%	3.48%	10.64%	25.50%
Free Cash Flow Per Share	0.39	-0.83	0.28	0.72	1.30
Cash Interest Paid	42.61	42.12	25.1	33.95	18.88
Cash Income Tax Paid	75.66	464.17	376.21	243.12	377.4
Levered Free Cash Flow	-15,376	-845.86	1,753	4,797	231.49
Unlevered Free Cash Flow	-15,330	-806.01	1,809	4,827	250.13

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.