LOLC General Insurance Ratios and Metrics

Market cap in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep '24 Sep 6, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Market Capitalization	6,600	9,120	9,720	24,600	-	-
Market Cap Growth	3.28%	-6.17%	-60.49%	-	-	-
Enterprise Value	5,962	9,133	9,883	24,310	-	-
PE Ratio	6.04	12.72	6.95	22.35	-	-
PS Ratio	0.63	0.95	1.20	4.05	-	-
PB Ratio	0.91	1.49	2.40	6.14	-	-
P/FCF Ratio	-340.19	27.18	11.32	15.88	-	-
P/OCF Ratio	83.22	19.24	10.59	15.66	-	-
EV/Sales Ratio	0.57	0.95	1.22	4.00	-	-
EV/EBITDA Ratio	3.64	7.82	5.69	17.91	-	-
EV/EBIT Ratio	3.83	8.07	5.83	18.42	-	-
EV/FCF Ratio	-268.26	27.22	11.51	15.70	-	-
Debt / Equity Ratio	0.06	0.09	0.12	0.10	0.08	0.11
Debt / EBITDA Ratio	0.29	0.43	0.27	0.29	0.15	0.25
Debt / FCF Ratio	-20.84	1.55	0.56	0.27	0.21	0.27
Quick Ratio	0.27	0.28	0.28	0.60	0.38	0.41
Current Ratio	0.54	0.51	0.45	0.76	0.59	0.67
Asset Turnover	0.50	0.57	0.61	0.55	0.57	-
Return on Equity (ROE)	18.25%	14.09%	34.72%	30.98%	44.64%	-
Return on Assets (ROA)	4.49%	4.15%	8.01%	7.54%	10.87%	-
Return on Capital (ROIC)	13.40%	12.66%	23.66%	21.32%	36.01%	-
Earnings Yield	16.56%	7.86%	14.40%	4.45%	-	-
FCF Yield	-0.34%	3.68%	8.84%	6.30%	-	-
Buyback Yield / Dilution	-	-0.56%	-0.28%	-13.33%	-
Total Shareholder Return	-	-0.56%	-0.28%	-13.33%	-

Source: S&P Capital IQ. Insurance template. Financial Sources.