LOLC General Insurance Statistics

Total Valuation

COSE:LGIL.N0000 has a market cap or net worth of LKR 10.44 billion. The enterprise value is 9.81 billion.

Market Cap	10.44B
Enterprise Value	9.81B

Important Dates

The next estimated earnings date is Thursday, August 7, 2025.

Earnings Date	Aug 7, 2025
Ex-Dividend Date	n/a

Share Statistics

COSE:LGIL.N0000 has 1.20 billion shares outstanding.

Current Share Class	1.20B
Shares Outstanding	1.20B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	2.25%
Owned by Institutions (%)	0.24%
Float	66.44M

Valuation Ratios

The trailing PE ratio is 23.43.

PE Ratio	23.43
Forward PE	n/a
PS Ratio	0.98
PB Ratio	1.47
P/TBV Ratio	1.47
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	22.01
EV / Sales	0.92
EV / EBITDA	n/a
EV / EBIT	13.08
EV / FCF	-8.33

Financial Position

The company has a current ratio of 0.54, with a Debt / Equity ratio of 0.08.

Current Ratio	0.54
Quick Ratio	0.29
Debt / Equity	0.08
Debt / EBITDA	n/a
Debt / FCF	-0.49
Interest Coverage	10.13

Financial Efficiency

Return on equity (ROE) is 6.40% and return on invested capital (ROIC) is 5.89%.

Return on Equity (ROE)	6.40%
Return on Assets (ROA)	1.96%
Return on Invested Capital (ROIC)	5.89%
Return on Capital Employed (ROCE)	9.03%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.47
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:LGIL.N0000 has paid 234.27 million in taxes.

Income Tax	234.27M
Effective Tax Rate	34.46%

Stock Price Statistics

The stock price has increased by +35.39% in the last 52 weeks. The beta is 1.33, so COSE:LGIL.N0000's price volatility has been higher than the market average.

Beta (5Y)	1.33
52-Week Price Change	+35.39%
50-Day Moving Average	8.13
200-Day Moving Average	7.15
Relative Strength Index (RSI)	50.87
Average Volume (20 Days)	439,425

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:LGIL.N0000 had revenue of LKR 10.61 billion and earned 445.59 million in profits. Earnings per share was 0.37.

Revenue	10.61B
Gross Profit	4.78B
Operating Income	707.36M
Pretax Income	679.86M
Net Income	445.59M
EBITDA	n/a
EBIT	707.36M
Earnings Per Share (EPS)	0.37

Full Income Statement

Balance Sheet

The company has 1.21 billion in cash and 571.94 million in debt, giving a net cash position of 633.94 million or 0.53 per share.

Cash & Cash Equivalents	1.21B
Total Debt	571.94M
Net Cash	633.94M
Net Cash Per Share	0.53
Equity (Book Value)	7.13B
Book Value Per Share	5.94
Working Capital	-6.99B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -1.03 billion and capital expenditures -152.65 million, giving a free cash flow of -1.18 billion.

Operating Cash Flow	-1.03B
Capital Expenditures	-152.65M
Free Cash Flow	-1.18B
FCF Per Share	-0.98

Full Cash Flow Statement

Margins

Gross margin is 45.02%, with operating and profit margins of 6.66% and 4.20%.

Gross Margin	45.02%
Operating Margin	6.66%
Pretax Margin	6.41%
Profit Margin	4.20%
EBITDA Margin	n/a
EBIT Margin	6.66%
FCF Margin	n/a

Dividends & Yields

COSE:LGIL.N0000 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	4.27%
FCF Yield	-11.28%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2