COSE:MBSL.N0000 Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	8,328	7,442	6,467	6,915	6,705	5,601
Interest Paid on Deposits	4,950	4,265	4,003	4,897	4,688	2,683
Net Interest Income	3,378	3,177	2,464	2,018	2,017	2,919
Net Interest Income Growth	17.20%	28.93%	22.14%	0.04%	-30.91%	91.49%
Income From Trading Activities	79.62	782.35	804.76	120.24	3.66	44.28
Gain (Loss) on Sale of Assets	56	56	14.74	24.96	29.07	85.54
Other Non-Interest Income	-124.18	-482.44	625.29	767.81	221.55	429.23
Total Non-Interest Income	11.44	355.92	1,445	913.01	254.28	559.05
Non-Interest Income Growth	-98.71%	-75.37%	58.25%	259.06%	-54.52%	81.52%
Revenues Before Loan Losses	3,389	3,533	3,909	2,931	2,271	3,478
Provision for Loan Losses	-26.3	-111.52	-46.19	-25.09	-16.5	74.45
Revenue	3,416	3,645	3,955	2,956	2,287	3,404
Revenue Growth	-9.52%	-7.86%	33.82%	29.21%	-32.79%	168.23%
Salaries and Employee Benefits	1,670	1,648	1,579	1,491	1,527	1,361
Occupancy Expenses	357.69	331.15	327.72	309.31	298.62	272.43
Selling, General & Administrative	110.83	110.83	126.31	45.84	86.51	96.21
Other Non-Interest Expense	1,330	1,361	1,459	1,169	889.67	947.7
Total Non-Interest Expense	3,351	3,343	3,479	2,986	2,746	2,568
EBT Excluding Unusual Items	64.25	301.94	475.89	-30.76	-458.25	835.7
Pretax Income	64.25	301.94	475.89	-30.76	-458.25	835.7
Income Tax Expense	207.88	281.36	210.25	55.11	-148.76	358.4
Earnings From Continuing Operations	-143.63	20.58	265.65	-85.86	-309.49	477.3
Minority Interest in Earnings	135.22	127.96	-5.31	3.76	-15.57	47.77
Net Income	-8.41	148.54	260.34	-82.1	-325.06	525.07
Net Income to Common	-8.41	148.54	260.34	-82.1	-325.06	525.07
Net Income Growth	-	-42.94%	-	-	-	-
Basic Shares Outstanding	541	525	525	525	525	259
Diluted Shares Outstanding	541	525	525	525	525	259
Shares Change	6.62%	-	-	-	102.35%	56.28%
EPS (Basic)	-0.02	0.28	0.50	-0.16	-0.62	2.03
EPS (Diluted)	-0.02	0.28	0.50	-0.16	-0.62	2.03
EPS Growth	-	-42.94%	-	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	323.54%	93.18%	44.18%	-	-	42.89%