SMB Finance PLC (COSE:SEMB.N0000)
Sri Lanka · Delayed Price · Currency is LKR 0.00
0.00 (0.00%)
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SMB Finance Income Statement
Financials in millions LKR. Fiscal year is January - December.
Millions LKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 647.79 | 625.63 | 513.03 | 775.51 | 483.66 | 163.97 |
Interest Paid on Deposits | 232.9 | 217.9 | 164.6 | 308.88 | 134.74 | 52.07 |
Net Interest Income | 414.89 | 407.73 | 348.43 | 466.63 | 348.92 | 111.9 |
Net Interest Income Growth (YoY) | 14.69% | 17.02% | -25.33% | 33.73% | 211.81% | 19.20% |
Gain (Loss) on Sale of Assets | - | - | -3.07 | - | - | - |
Gain (Loss) on Sale of Investments | 0.05 | 0.05 | 0.01 | 0.03 | - | 3.88 |
Other Non-Interest Income | 49.3 | 54.43 | 21.93 | 10.5 | 22.97 | 133.86 |
Total Non-Interest Income | 49.35 | 54.47 | 18.88 | 10.53 | 22.97 | 137.74 |
Non-Interest Income Growth (YoY) | 119.08% | 188.59% | 79.28% | -54.16% | -83.33% | 21.84% |
Revenues Before Loan Losses | 464.23 | 462.2 | 367.31 | 477.15 | 371.89 | 249.64 |
Provision for Loan Losses | -187.49 | -91 | -113.67 | 89.06 | 163.66 | 57.16 |
| 651.72 | 553.21 | 480.98 | 388.09 | 208.23 | 192.49 | |
Revenue Growth (YoY) | 25.00% | 15.02% | 23.93% | 86.38% | 8.18% | 50.12% |
Salaries and Employee Benefits | 211.54 | 205.22 | 157.32 | 111.47 | 76.81 | 108.75 |
Selling, General & Administrative | 3.13 | 3.13 | 3.35 | - | - | - |
Other Non-Interest Expense | 252.76 | 247.96 | 196.6 | 154.67 | 87.95 | 89.24 |
Total Non-Interest Expense | 473.92 | 456.31 | 355.4 | 266.11 | 164.02 | 197.83 |
EBT Excluding Unusual Items | 177.8 | 96.9 | 125.57 | 121.98 | 44.21 | -5.35 |
Asset Writedown | 116.6 | 116.6 | 74.17 | 38.37 | 44.65 | 44.81 |
Other Unusual Items | - | - | - | 1.4 | - | - |
Pretax Income | 294.41 | 213.5 | 199.74 | 161.76 | 88.86 | 39.46 |
Income Tax Expense | 73.84 | 53.57 | 48.77 | 41.85 | -3.47 | 1.52 |
Earnings From Continuing Operations | 220.57 | 159.93 | 150.97 | 119.9 | 92.33 | 37.94 |
Earnings From Discontinued Operations | - | - | - | - | -35.4 | - |
Minority Interest in Earnings | - | - | - | - | 17.34 | 7.59 |
Net Income | 220.57 | 159.93 | 150.97 | 119.9 | 74.28 | 45.53 |
Net Income to Common | 220.57 | 159.93 | 150.97 | 119.9 | 74.28 | 45.53 |
Net Income Growth | 38.31% | 5.93% | 25.91% | 61.42% | 63.14% | - |
Basic Shares Outstanding | 8,917 | 9,552 | 9,552 | 9,552 | 9,552 | 9,552 |
Diluted Shares Outstanding | 8,917 | 9,552 | 9,552 | 9,552 | 9,552 | 9,552 |
Shares Change (YoY) | -12.02% | - | - | - | - | 428.95% |
EPS (Basic) | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 |
EPS (Diluted) | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 |
EPS Growth | 57.21% | 5.93% | 58.05% | 28.60% | 63.16% | - |
Effective Tax Rate | 25.08% | 25.09% | 24.42% | 25.87% | - | 3.85% |