SMB Finance Balance Sheet

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	50.13	42.47	44.44	90.67	55.49	105.18
Investment Securities	3,080	3,191	3,045	2,728	2,559	2,544
Trading Asset Securities	-	0.09	0.04	0.03	-	7.84
Total Investments	3,080	3,191	3,045	2,728	2,559	2,552
Gross Loans	2,196	3,657	3,267	2,960	2,715	1,768
Allowance for Loan Losses	-	-450.21	-682.16	-750.31	-636.87	-465.62
Other Adjustments to Gross Loans	-	-894.98	-802.77	-738.77	-222.96	-186.65
Net Loans	2,196	2,312	1,783	1,471	1,855	1,116
Property, Plant & Equipment	114.26	126.32	132.81	84.49	38.48	36.11
Other Intangible Assets	264.52	264.13	268.25	263.66	245.09	5.61
Investments in Real Estate	1,184	996.75	708.05	637.24	402.93	157.68
Accrued Interest Receivable	-	-	-	-	-	11.79
Other Receivables	-	37.55	40.01	44.98	47.59	42.85
Other Current Assets	-	40.44	40.14	9.74	16.8	14.19
Long-Term Deferred Tax Assets	-	-	-	-	1.2	2.54
Other Long-Term Assets	103.03	0.33	41.7	0.52	3.53	11.95
Total Assets	6,991	7,011	6,103	5,330	5,225	4,056
Accrued Expenses	-	52.89	38.75	28.55	16.83	14.4
Interest Bearing Deposits	287.78	268.39	166.82	42.74	-	-
Total Deposits	287.78	268.39	166.82	42.74	-	-
Short-Term Borrowings	2,451	2,579	702.51	229.65	2.39	-
Current Portion of Long-Term Debt	141.43	140.32	470.77	414.04	421.37	247.77
Current Portion of Leases	-	21.05	11.74	9.62	5.91	6.68
Current Income Taxes Payable	-	12.16	19.02	-	-	-
Long-Term Debt	-	-	889.73	992.2	1,272	400.79
Long-Term Leases	52.11	33.97	51.81	12.16	8.97	10.03
Long-Term Unearned Revenue	-	46.02	68.34	80.67	79.56	43.56
Pension & Post-Retirement Benefits	24.37	28.31	21.79	13.64	23.16	25.89
Long-Term Deferred Tax Liabilities	1.95	1.95	-	-	-	-
Other Long-Term Liabilities	141.77	20.5	23.73	20.16	22.59	17.39
Total Liabilities	3,101	3,204	2,465	1,843	1,852	766.48
Common Stock	3,063	3,063	3,063	3,063	3,063	3,063
Retained Earnings	751.41	666.91	506.53	359.53	249.39	172.16
Comprehensive Income & Other	76.61	76.61	68.52	64.54	52.47	29.59
Total Common Equity	3,891	3,806	3,638	3,487	3,365	3,264
Minority Interest	-	-	-	-	8.51	24.63
Shareholders' Equity	3,891	3,806	3,638	3,487	3,373	3,289
Total Liabilities & Equity	6,991	7,011	6,103	5,330	5,225	4,056
Total Debt	2,645	2,774	2,127	1,658	1,710	665.26
Net Cash (Debt)	317.03	288.77	842.39	1,002	746.83	1,858
Net Cash Growth	-62.39%	-65.72%	-15.90%	34.12%	-59.81%	-
Net Cash Per Share	0.04	0.03	0.09	0.10	0.08	0.19
Filing Date Shares Outstanding	9,552	9,552	9,552	9,552	9,552	9,552
Total Common Shares Outstanding	9,552	9,552	9,552	9,552	9,552	9,552
Book Value Per Share	0.41	0.40	0.38	0.37	0.35	0.34
Tangible Book Value	3,626	3,542	3,369	3,223	3,119	3,259
Tangible Book Value Per Share	0.38	0.37	0.35	0.34	0.33	0.34