SMB Finance PLC (COSE:SEMB.N0000)

SMB Finance Statistics

Total Valuation

SMB Finance has a market cap or net worth of LKR 6.10 billion.

Market Cap	6.10B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, May 14, 2026.

Earnings Date	May 14, 2026
Ex-Dividend Date	n/a

Share Statistics

SMB Finance has 9.55 billion shares outstanding. The number of shares has decreased by -0.98% in one year.

Current Share Class	6.47B
Shares Outstanding	9.55B
Shares Change (YoY)	-0.98%
Shares Change (QoQ)	-8.75%
Owned by Insiders (%)	66.68%
Owned by Institutions (%)	6.55%
Float	2.75B

Valuation Ratios

The trailing PE ratio is 44.44.

PE Ratio	44.44
Forward PE	n/a
PS Ratio	11.07
PB Ratio	1.60
P/TBV Ratio	1.72
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-5.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.57%.

Return on Equity (ROE)	4.57%
Return on Assets (ROA)	2.59%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.68%
Revenue Per Employee	8.61M
Profits Per Employee	2.66M
Employee Count	64
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SMB Finance has paid 56.80 million in taxes.

Income Tax	56.80M
Effective Tax Rate	25.02%

Stock Price Statistics

The stock price has increased by +14.29% in the last 52 weeks. The beta is 0.20, so SMB Finance's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	+14.29%
50-Day Moving Average	0.85
200-Day Moving Average	0.80
Relative Strength Index (RSI)	50.08
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SMB Finance had revenue of LKR 550.88 million and earned 170.25 million in profits. Earnings per share was 0.02.

Revenue	550.88M
Gross Profit	550.88M
Operating Income	110.45M
Pretax Income	227.05M
Net Income	170.25M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.02

Balance Sheet

The company has 3.06 billion in cash and 2.77 billion in debt, with a net cash position of 288.67 million or 0.03 per share.

Cash & Cash Equivalents	3.06B
Total Debt	2.77B
Net Cash	288.67M
Net Cash Per Share	0.03
Equity (Book Value)	3.81B
Book Value Per Share	0.40
Working Capital	75.30M

Cash Flow

In the last 12 months, operating cash flow was -439.41 million and capital expenditures -31.93 million, giving a free cash flow of -471.34 million.

Operating Cash Flow	-439.41M
Capital Expenditures	-31.93M
Depreciation & Amortization	n/a
Net Borrowing	-1.27B
Free Cash Flow	-471.34M
FCF Per Share	-0.05

Margins

Gross Margin	n/a
Operating Margin	20.05%
Pretax Margin	41.22%
Profit Margin	30.91%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

SMB Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.98%
Shareholder Yield	0.98%
Earnings Yield	2.79%
FCF Yield	-7.73%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 21, 2010. It was a forward split with a ratio of 10.

Last Split Date	Apr 21, 2010
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	2