SMB Finance PLC (COSE:SEMB.N0000)

SMB Finance Statistics

Total Valuation

SMB Finance has a market cap or net worth of LKR 6.75 billion.

Market Cap	6.75B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, May 21, 2026.

Earnings Date	May 21, 2026
Ex-Dividend Date	n/a

Share Statistics

SMB Finance has 9.55 billion shares outstanding. The number of shares has decreased by -12.94% in one year.

Current Share Class	6.47B
Shares Outstanding	9.55B
Shares Change (YoY)	-12.94%
Shares Change (QoQ)	+0.82%
Owned by Insiders (%)	66.99%
Owned by Institutions (%)	6.55%
Float	2.72B

Valuation Ratios

The trailing PE ratio is 34.39.

PE Ratio	34.39
Forward PE	n/a
PS Ratio	10.39
PB Ratio	1.73
P/TBV Ratio	1.86
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-9.98
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.11%.

Return on Equity (ROE)	6.11%
Return on Assets (ROA)	3.55%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.62%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	64
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SMB Finance has paid 77.06 million in taxes.

Income Tax	77.06M
Effective Tax Rate	25.02%

Stock Price Statistics

The stock price has increased by +42.86% in the last 52 weeks. The beta is 0.14, so SMB Finance's price volatility has been lower than the market average.

Beta (5Y)	0.14
52-Week Price Change	+42.86%
50-Day Moving Average	0.82
200-Day Moving Average	0.82
Relative Strength Index (RSI)	61.06
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SMB Finance had revenue of LKR 649.40 million and earned 230.89 million in profits. Earnings per share was 0.03.

Revenue	649.40M
Gross Profit	649.40M
Operating Income	191.35M
Pretax Income	307.95M
Net Income	230.89M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.03

Balance Sheet

The company has 2.96 billion in cash and 2.64 billion in debt, with a net cash position of 317.03 million or 0.03 per share.

Cash & Cash Equivalents	2.96B
Total Debt	2.64B
Net Cash	317.03M
Net Cash Per Share	0.03
Equity (Book Value)	3.89B
Book Value Per Share	0.41
Working Capital	4.73B

Cash Flow

In the last 12 months, operating cash flow was -255.48 million and capital expenditures -9.61 million, giving a free cash flow of -265.08 million.

Operating Cash Flow	-255.48M
Capital Expenditures	-9.61M
Depreciation & Amortization	n/a
Net Borrowing	-1.19B
Free Cash Flow	-265.08M
FCF Per Share	-0.03

Margins

Gross Margin	n/a
Operating Margin	29.47%
Pretax Margin	47.42%
Profit Margin	35.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

SMB Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	12.94%
Shareholder Yield	12.94%
Earnings Yield	3.42%
FCF Yield	-3.93%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 21, 2010. It was a forward split with a ratio of 10.

Last Split Date	Apr 21, 2010
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	2