AL Sydbank A/S (CPH:ALSYDB)

AL Sydbank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	32,053	20,393	3,762	6,904	8,600	6,324
Investment Securities	97,657	32,883	29,137	22,333	15,645	21,551
Trading Asset Securities	3,223	3,880	3,781	4,812	6,556	3,597
Mortgage-Backed Securities	-	65,141	29,830	32,117	28,468	26,836
Total Investments	100,880	101,904	62,748	59,262	50,669	51,984
Gross Loans	145,952	142,390	84,551	76,273	75,673	69,112
Allowance for Loan Losses	-2,257	-2,122	-2,017	-1,738	-1,740	-1,830
Other Adjustments to Gross Loans	-	-	-	-	-	-241
Net Loans	143,695	140,268	82,534	74,535	73,933	67,041
Property, Plant & Equipment	3,531	3,635	1,305	1,262	1,276	1,289
Goodwill	7,859	7,859	170	170	170	170
Other Intangible Assets	1,218	1,268	251	159	194	235
Accrued Interest Receivable	520	605	373	406	195	121
Other Receivables	17,979	15,389	14,827	18,699	22,798	17,441
Restricted Cash	675	630	605	623	807	1,330
Other Current Assets	635	967	76	83	71	64
Long-Term Deferred Tax Assets	10	10	13	94	8	6
Other Long-Term Assets	51,949	49,022	27,005	22,904	20,597	22,180
Total Assets	361,004	341,950	193,669	185,101	179,318	168,185

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	269,462	256,490	142,173	131,255	126,992	112,694
Total Deposits	269,462	256,490	142,173	131,255	126,992	112,694
Short-Term Borrowings	6,007	7,277	8,009	11,372	10,121	9,673
Current Portion of Long-Term Debt	5,254	2,329	3,244	2,910	2,615	4,117
Current Income Taxes Payable	-	-	10	38	10	19
Accrued Interest Payable	575	403	226	224	190	183
Other Current Liabilities	798	604	350	425	638	516
Long-Term Debt	29,065	24,939	13,317	12,279	14,357	15,171
Long-Term Unearned Revenue	115	86	16	15	12	6
Pension & Post-Retirement Benefits	14	16	2	2	2	3
Long-Term Deferred Tax Liabilities	729	736	181	-	4	202
Other Long-Term Liabilities	12,422	11,423	10,357	10,833	10,396	12,389
Total Liabilities	324,441	304,303	177,885	169,353	165,337	154,973

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	858	880	546	565	584	597
Retained Earnings	33,682	34,577	14,217	14,248	12,455	11,682
Comprehensive Income & Other	2,023	2,147	979	896	903	891
Total Common Equity	36,563	37,604	15,742	15,709	13,942	13,170
Minority Interest	-	43	42	39	39	42
Shareholders' Equity	36,563	37,647	15,784	15,748	13,981	13,212
Total Liabilities & Equity	361,004	341,950	193,669	185,101	179,318	168,185

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	40,326	34,545	24,570	26,561	27,093	28,961
Net Cash (Debt)	42,914	11,376	6,815	1,898	-1,447	-2,122
Net Cash Growth	36.11%	66.93%	259.06%	-	-	-
Net Cash Per Share	616.31	217.51	127.89	33.87	-25.14	-35.85
Filing Date Shares Outstanding	84.95	85.79	51.43	54.58	56.49	58.38
Total Common Shares Outstanding	84.95	85.79	51.43	54.58	56.49	58.38
Book Value Per Share	410.13	416.84	291.34	273.90	233.38	212.61
Tangible Book Value	27,486	28,477	15,321	15,380	13,578	12,765
Tangible Book Value Per Share	303.28	310.45	283.15	267.87	226.94	205.67

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 29, 2026

Data Sources Report a data error