AL Sydbank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	17,676	20,393	3,762	6,904	8,600	6,324
Investment Securities	99,708	32,883	29,137	22,333	15,645	21,551
Trading Asset Securities	3,657	3,880	3,781	4,812	6,556	3,597
Mortgage-Backed Securities	-	65,141	29,830	32,117	28,468	26,836
Total Investments	103,365	101,904	62,748	59,262	50,669	51,984
Gross Loans	144,575	142,390	84,551	76,273	75,673	69,112
Allowance for Loan Losses	-2,180	-2,122	-2,017	-1,738	-1,740	-1,830
Other Adjustments to Gross Loans	-	-	-	-	-	-241
Net Loans	142,395	140,268	82,534	74,535	73,933	67,041
Property, Plant & Equipment	2,963	3,635	1,305	1,262	1,276	1,289
Goodwill	-	7,859	170	170	170	170
Other Intangible Assets	9,102	1,268	251	159	194	235
Accrued Interest Receivable	567	605	373	406	195	121
Other Receivables	19,240	15,389	14,827	18,699	22,798	17,441
Restricted Cash	605	630	605	623	807	1,330
Other Current Assets	661	967	76	83	71	64
Long-Term Deferred Tax Assets	11	10	13	94	8	6
Other Long-Term Assets	48,327	49,022	27,005	22,904	20,597	22,180
Total Assets	344,912	341,950	193,669	185,101	179,318	168,185
Interest Bearing Deposits	259,362	256,490	142,173	131,255	126,992	112,694
Total Deposits	259,362	256,490	142,173	131,255	126,992	112,694
Short-Term Borrowings	5,954	7,277	8,009	11,372	10,121	9,673
Current Portion of Long-Term Debt	4,112	2,329	3,244	2,910	2,615	4,117
Current Income Taxes Payable	-	-	10	38	10	19
Accrued Interest Payable	374	403	226	224	190	183
Other Current Liabilities	786	604	350	425	638	516
Long-Term Debt	24,203	24,939	13,317	12,279	14,357	15,171
Long-Term Unearned Revenue	134	86	16	15	12	6
Pension & Post-Retirement Benefits	15	16	2	2	2	3
Long-Term Deferred Tax Liabilities	712	736	181	-	4	202
Other Long-Term Liabilities	13,338	11,423	10,357	10,833	10,396	12,389
Total Liabilities	308,990	304,303	177,885	169,353	165,337	154,973
Common Stock	858	880	546	565	584	597
Retained Earnings	32,981	34,577	14,217	14,248	12,455	11,682
Comprehensive Income & Other	2,045	2,147	979	896	903	891
Total Common Equity	35,884	37,604	15,742	15,709	13,942	13,170
Minority Interest	38	43	42	39	39	42
Shareholders' Equity	35,922	37,647	15,784	15,748	13,981	13,212
Total Liabilities & Equity	344,912	341,950	193,669	185,101	179,318	168,185
Total Debt	34,269	34,545	24,570	26,561	27,093	28,961
Net Cash (Debt)	33,028	11,376	6,815	1,898	-1,447	-2,122
Net Cash Growth	-5.70%	66.93%	259.06%	-	-	-
Net Cash Per Share	542.00	217.51	127.89	33.87	-25.14	-35.85
Filing Date Shares Outstanding	85.46	85.79	51.43	54.58	56.49	58.38
Total Common Shares Outstanding	85.46	85.79	51.43	54.58	56.49	58.38
Book Value Per Share	399.48	416.84	291.34	273.90	233.38	212.61
Tangible Book Value	26,782	28,477	15,321	15,380	13,578	12,765
Tangible Book Value Per Share	292.98	310.45	283.15	267.87	226.94	205.67