AL Sydbank Cash Flow Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	2,049	1,893	2,762	3,342	1,901	1,411
Depreciation & Amortization	160	116	99	88	111	131
Total Asset Writedown	6	6	12	13	4	7
Provision for Credit Losses	333	311	595	-27	-96	-415
Change in Trading Asset Securities	-164	1,410	2,975	-4,132	-1,963	7,925
Change in Other Net Operating Assets	-4,977	-2,830	-9,585	-1,858	-8,607	-9,723
Other Operating Activities	671	897	269	295	-603	-586
Operating Cash Flow	-1,838	1,860	-2,826	-2,279	-9,253	-1,250
Capital Expenditures	-97	-84	-94	-92	-72	-152
Sale of Property, Plant and Equipment	48	42	3	2	10	17
Cash Acquisitions	12,485	12,485	-347	-	-	-
Investment in Securities	66	47	29	114	-152	-69
Income (Loss) Equity Investments	84	57	47	-	-	-
Divestitures	-	-	-	-	-	3
Purchase / Sale of Intangibles	-	-	-	-	-	-1
Investing Cash Flow	12,502	12,490	-409	24	-214	-202
Long-Term Debt Issued	-	4,574	5,260	3,727	3,718	3,719
Long-Term Debt Repaid	-	-4,476	-4,288	-5,758	-4,462	-
Net Debt Issued (Repaid)	-757	98	972	-2,031	-744	3,719
Repurchase of Common Stock	-1,061	-1,083	-1,115	-600	-427	-198
Common Dividends Paid	-2,157	-1,390	-1,680	-959	-711	-240.82
Net Increase (Decrease) in Deposit Accounts	6,806	4,656	1,916	4,149	13,625	-2,042
Financing Cash Flow	2,831	2,281	93	559	11,743	895
Net Cash Flow	13,495	16,631	-3,142	-1,696	2,276	-557
Free Cash Flow	-1,935	1,776	-2,920	-2,371	-9,325	-1,402
Free Cash Flow Margin	-20.36%	21.23%	-40.38%	-31.45%	-169.08%	-26.00%
Free Cash Flow Per Share	-31.75	33.96	-54.80	-42.31	-162.03	-23.69
Cash Income Tax Paid	729	527	887	528	938	790