Føroya Banki (CPH:FOBANK)
Denmark flag Denmark · Delayed Price · Currency is DKK
276.50
-2.00 (-0.72%)
Jul 28, 2026, 4:59 PM CET

Føroya Banki Financials Overview

Millions DKK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
621.13621.13641.47632.24436.94478.34
Revenue Growth
24.67%-3.17%1.46%44.70%-8.66%25.24%
Net Income
288.32288.32305.21300.58157.45265.38
Earnings Per Share
30.1230.1232.4232.1217.1728.46
EPS Growth
16.61%-7.09%0.93%87.07%-39.67%63.28%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking - Personal
272.66275.85306.58297.55246.67264.02
Banking - Corporate
237.37230.49171.62172.77198.88208.4
Banking - Other
44.7561.32138.13133.48-27.68-5.75
Non-Life Insurance - Faroe Islands
53.5851.4523.326.6615.214.69
Elimination
8.722.021.831.793.86-4.3
Total
617.08621.13641.47632.24436.94477.06

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
3,4863,4893,0072,0561,8331,737
Total Debt
1,0351,0041,0811,086647.09448.31
Net Cash (Debt)
-1,035-1,004-1,081-1,086-647.09-448.31
Net Cash Growth
------
Net Cash Per Share
-108.14-104.84-112.91-113.41-67.59-46.84

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
929.83929.83943.9936.05279.893,874
Capital Expenditures
-2.15-2.15-7.21-7.01-1.65-4.69
Free Cash Flow
927.68927.68936.7729.04278.243,869
Free Cash Flow Growth
--0.97%3125.36%-89.56%-92.81%1064.51%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
57.30%57.30%59.63%60.00%47.28%49.82%
Profit Margin
46.42%46.42%48.39%48.64%37.63%40.42%
FCF Margin
149.35%149.35%146.04%4.59%63.68%808.92%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
21.04021.04036.5008.33026.04040.200
Dividend Per Share Growth
-42.29%-42.36%338.17%-68.01%-35.22%704.00%
Dividend Yield
7.55%12.78%5.16%15.87%29.65%37.03%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.349.505.005.127.924.94
Forward PE
-7.646.335.846.297.15
P/FCF Ratio
-2.951.6654.234.680.35
PS Ratio
4.314.412.422.492.982.81