Føroya Banki Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,266	317.45	365.96	330.06	460.68	510.88
Investment Securities	1,399	301.23	304.41	294.84	310.32	259.25
Trading Asset Securities	-	1,127	1,780	1,435	1,664	1,893
Total Investments	1,399	1,428	2,085	1,730	1,974	2,152
Gross Loans	-	9,847	9,265	9,061	8,265	7,850
Allowance for Loan Losses	-	-176.74	-178.33	-178.55	-181.63	-225.52
Net Loans	-	9,670	9,086	8,883	8,083	7,624
Property, Plant & Equipment	118.4	119.31	126.82	136.12	133.8	149.56
Other Intangible Assets	4.01	4.42	5.08	1.7	2.4	2.68
Accrued Interest Receivable	-	38.71	45.61	40.66	37.67	28.96
Other Receivables	272.26	51.34	41.37	36.91	28.15	46.3
Restricted Cash	-	3,171	2,641	1,726	1,372	1,226
Other Current Assets	6.25	34.19	36.77	16.5	15.42	32.37
Long-Term Deferred Tax Assets	11.67	11.67	11.25	9.41	6.89	8.21
Other Real Estate Owned & Foreclosed	-	-	-	-	24.2	-
Other Long-Term Assets	188.69	88.48	66.4	34.66	28.25	8.83
Total Assets	15,039	14,935	14,512	12,945	12,167	11,790
Accrued Expenses	-	22.21	23.12	22.47	18.07	24.59
Interest Bearing Deposits	11,181	3,782	3,365	1,945	1,050	761.77
Non-Interest Bearing Deposits	-	7,251	6,700	6,790	7,312	7,138
Total Deposits	11,181	11,033	10,065	8,735	8,362	7,900
Short-Term Borrowings	-	47.63	75.91	80.57	101.75	78.85
Current Portion of Long-Term Debt	-	-	250	125	125	-
Current Portion of Leases	-	5.48	5.43	3.33	-	2.93
Current Income Taxes Payable	81.72	67.94	73.61	71.84	40.84	77.94
Accrued Interest Payable	-	18.71	33.59	23.43	11.67	17.21
Long-Term Debt	1,535	1,475	1,609	1,621	1,322	1,248
Long-Term Leases	-	55.44	59	64.24	68.53	68.53
Long-Term Unearned Revenue	1.61	62.76	61.43	59.16	55.48	53.79
Long-Term Deferred Tax Liabilities	0.53	0.53	0.51	0.02	-	-
Other Long-Term Liabilities	369.27	130.21	179.26	135.95	111.53	131.57
Total Liabilities	13,170	12,919	12,436	10,943	10,217	9,603
Common Stock	192	192	192	192	192	192
Retained Earnings	1,671	1,817	1,877	1,651	1,592	1,838
Comprehensive Income & Other	6.72	6.72	6.72	159.48	165.72	157.24
Shareholders' Equity	1,870	2,015	2,076	2,002	1,950	2,187
Total Liabilities & Equity	15,039	14,935	14,512	12,945	12,167	11,790
Total Debt	1,535	1,584	1,999	1,895	1,617	1,398
Net Cash (Debt)	1,731	-139.31	147.27	-129.17	507.77	1,005
Net Cash Growth	22.46%	-	-	-	-49.50%	-81.14%
Net Cash Per Share	180.81	-14.55	15.38	-13.49	53.04	105.05
Filing Date Shares Outstanding	9.57	9.57	9.57	9.57	9.57	9.57
Total Common Shares Outstanding	9.57	9.57	9.57	9.57	9.57	9.57
Book Value Per Share	195.30	210.50	216.84	193.30	187.89	212.71
Tangible Book Value	1,866	2,011	2,071	2,000	1,948	2,184
Tangible Book Value Per Share	194.88	210.04	216.31	193.12	187.64	212.43

Source: S&P Global Market Intelligence. Banks template. Financial Sources.