Føroya Banki (CPH:FOBANK)

Føroya Banki Cash Flow Statement

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	283.3	288.32	310.43	307.53	164.41	272.34
Depreciation & Amortization	8.97	8.91	9.36	7.65	7.41	7.02
Total Asset Writedown	1.02	1.02	1	0.16	-3.47	-
Provision for Credit Losses	-5.64	-1.83	1.08	-4.7	-43.94	-72.98
Change in Other Net Operating Assets	-566.53	-234.1	-609.6	-612.09	-241.2	3,513
Other Operating Activities	-66.68	-77.33	-69.44	-29.03	-39.32	56.09
Operating Cash Flow	-345.55	-15.03	-357.17	-330.48	-156.12	3,776
Operating Cash Flow Growth	-	-	-	-	-	181.61%
Capital Expenditures	-2.98	-2.15	-7.21	-7.01	-1.65	-4.69
Sale of Property, Plant and Equipment	5.02	5.03	6.65	24.87	0.02	5.21
Divestitures	29.17	29.17	-	-	-	-3,310
Purchase / Sale of Intangibles	-0.95	-0.95	-5	-	-0.08	-0.23
Other Investing Activities	23.35	21.08	12	6.12	6.48	3.43
Investing Cash Flow	53.61	52.18	6.44	23.98	4.77	-3,306
Long-Term Debt Issued	-	250	242.86	638.55	207.76	350
Long-Term Debt Repaid	-	-401.4	-155.42	-219.44	-5.06	-130.59
Net Debt Issued (Repaid)	66.51	-151.4	87.44	419.11	202.7	219.41
Repurchase of Common Stock	-	-	-	-	-	-0.95
Common Dividends Paid	-202	-350	-86.75	-256.75	-392.75	-504.75
Net Increase (Decrease) in Deposit Accounts	794.95	944.86	1,301	366.53	436	98.14
Other Financing Activities	0.56	0.96	0.22	0.72	1.1	1.52
Financing Cash Flow	660.01	444.42	1,302	529.61	247.04	-186.63
Net Cash Flow	368.07	481.57	951.33	223.11	95.7	283.33
Free Cash Flow	-348.53	-17.18	-364.38	-337.49	-157.76	3,771
Free Cash Flow Growth	-	-	-	-	-	182.11%
Free Cash Flow Margin	-56.76%	-2.79%	-57.22%	-53.81%	-36.56%	790.25%
Free Cash Flow Per Share	-36.41	-1.79	-38.06	-35.25	-16.48	394.03
Cash Income Tax Paid	85.77	85.77	78.96	48.02	96.73	29.6

Source: S&P Global Market Intelligence. Banks template. Financial Sources.