Hvidbjerg Bank Income Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	78.98	78.28	81.8	76.87	51.14	47.5
Net Interest Income Growth	-1.51%	-4.30%	6.41%	50.32%	7.67%	3.47%
Non-Interest Income	60.54	61.36	54.02	52.33	56.44	43.12
Non-Interest Income Growth	6.14%	13.59%	3.23%	-7.29%	30.89%	19.73%
Revenues Before Loan Losses	139.52	139.64	135.82	129.2	107.58	90.62
Provision for Credit Losses	4.1	4.69	-0.3	2.28	1.49	-0.92
Revenue	135.43	134.95	136.12	126.92	106.09	91.54
Revenue Growth	-1.69%	-0.86%	7.24%	19.64%	15.90%	16.73%
Compensation Expenses	98.79	96.26	89	81.66	71.69	62.74
Selling, General & Admin	1.86	1.87	1.46	1.34	2.76	-0.45
Other Non-Interest Expenses	0.01	0.01	0.02	0.02	0.02	0.01
Total Non-Interest Expense	100.66	98.13	90.47	83.02	74.47	62.3
Pretax Income	34.77	36.82	45.64	43.9	31.63	29.24
Provision for Income Taxes	6.67	7.06	11.16	10.27	6.45	5.5
Net Income	28.1	29.76	34.48	33.63	25.17	23.74
Net Income to Common	28.1	29.76	34.48	33.63	25.17	23.74
Net Income Growth	-18.68%	-13.71%	2.52%	33.61%	6.02%	61.16%
Shares Outstanding (Basic)	2	0	0	0	0	0
Shares Outstanding (Diluted)	2	0	0	0	0	0
Shares Change	-	-0.12%	0.79%	-0.43%	-0.25%	-2.61%
EPS (Basic)	16.73	84.92	98.29	96.63	72.01	67.75
EPS (Diluted)	16.73	84.92	98.29	96.63	72.01	67.75
EPS Growth	-18.68%	-13.60%	1.72%	34.19%	6.29%	65.49%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividends Per Share	-	-	2.000	-	-	-
Dividend Growth	-	-	-	-	-	-
Profit Margin	20.75%	22.05%	25.33%	26.50%	23.73%	25.94%
Effective Tax Rate	19.18%	19.18%	24.46%	23.39%	20.41%	18.79%