Kreditbanken Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,214	1,275	1,068	960.75	811.53	93.59
Investment Securities	1,048	995.69	845.97	695.27	687.67	504.16
Mortgage-Backed Securities	2,036	1,730	1,546	1,464	1,574	1,634
Total Investments	3,084	2,726	2,392	2,160	2,261	2,138
Gross Loans	3,151	2,928	2,607	2,389	2,152	1,956
Allowance for Loan Losses	-269.07	-282.69	-263.2	-240.26	-236.09	-256.9
Net Loans	2,881	2,646	2,344	2,149	1,916	1,699
Property, Plant & Equipment	34.84	35.93	36.69	34.11	41.47	42.54
Investments in Real Estate	5.42	5.42	5.42	5.39	5.28	5.22
Accrued Interest Receivable	3.3	2.91	2.85	2.57	2.37	2.19
Other Receivables	41.43	38.03	31.5	52.17	34.62	637.24
Long-Term Deferred Tax Assets	-	-	2.36	2.76	1.58	1.53
Other Long-Term Assets	54.56	54	56.47	33.96	27.52	23.68
Total Assets	7,319	6,783	5,938	5,400	5,101	4,643
Accrued Expenses	0.02	0.01	0.04	0.01	0.02	0.03
Interest Bearing Deposits	5,924	1,436	1,182	1,392	1,091	909.25
Non-Interest Bearing Deposits	-	4,060	3,611	3,013	3,065	2,899
Total Deposits	5,924	5,496	4,793	4,404	4,156	3,809
Short-Term Borrowings	36.5	0.6	40.18	33.98	36.3	27.24
Current Income Taxes Payable	10.16	35.31	1.98	-	1.06	-
Long-Term Deferred Tax Liabilities	3.1	0.79	-	-	-	-
Other Long-Term Liabilities	173.11	170.44	145.42	141.76	122.75	106.16
Total Liabilities	6,147	5,703	4,980	4,580	4,316	3,942
Common Stock	16.82	16.82	16.82	16.82	16.82	16.82
Retained Earnings	1,154	1,061	939.45	800.98	765.91	681.83
Comprehensive Income & Other	1.94	1.94	1.94	1.94	2.58	2.58
Shareholders' Equity	1,172	1,080	958.21	819.74	785.32	701.23
Total Liabilities & Equity	7,319	6,783	5,938	5,400	5,101	4,643
Total Debt	36.5	0.6	40.18	33.98	36.3	27.24
Net Cash (Debt)	1,178	1,277	1,029	928.38	775.94	67.5
Net Cash Growth	15.99%	24.09%	10.88%	19.65%	1049.59%	-3.40%
Net Cash Per Share	7002.70	7594.85	6120.66	5520.14	4613.11	401.25
Filing Date Shares Outstanding	0.17	0.17	0.17	0.17	0.17	0.17
Total Common Shares Outstanding	0.17	0.17	0.17	0.17	0.17	0.17
Book Value Per Share	6969.75	6425.57	5696.84	4873.60	4668.94	4169.02
Tangible Book Value	1,172	1,080	958.21	819.74	785.32	701.23
Tangible Book Value Per Share	6969.75	6425.57	5696.84	4873.60	4668.94	4169.02

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.