Kreditbanken A/S (CPH:KRE)

Kreditbanken Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,275	1,068	960.75	811.53	93.59
Investment Securities	995.69	845.97	695.27	687.67	504.16
Mortgage-Backed Securities	1,730	1,546	1,464	1,574	1,634
Total Investments	2,726	2,392	2,160	2,261	2,138
Gross Loans	2,928	2,607	2,389	2,152	1,956
Allowance for Loan Losses	-282.69	-263.2	-240.26	-236.09	-256.9
Net Loans	2,646	2,344	2,149	1,916	1,699
Property, Plant & Equipment	35.93	36.69	34.11	41.47	42.54
Investments in Real Estate	5.42	5.42	5.39	5.28	5.22
Accrued Interest Receivable	2.91	2.85	2.57	2.37	2.19
Other Receivables	38.03	31.5	52.17	34.62	637.24
Long-Term Deferred Tax Assets	-	2.36	2.76	1.58	1.53
Other Long-Term Assets	54	56.47	33.96	27.52	23.68
Total Assets	6,783	5,938	5,400	5,101	4,643
Accrued Expenses	0.01	0.04	0.01	0.02	0.03
Interest Bearing Deposits	1,436	1,182	1,392	1,091	909.25
Non-Interest Bearing Deposits	4,060	3,611	3,013	3,065	2,899
Total Deposits	5,496	4,793	4,404	4,156	3,809
Short-Term Borrowings	0.6	40.18	33.98	36.3	27.24
Current Income Taxes Payable	35.31	1.98	-	1.06	-
Long-Term Deferred Tax Liabilities	0.79	-	-	-	-
Other Long-Term Liabilities	170.44	145.42	141.76	122.75	106.16
Total Liabilities	5,703	4,980	4,580	4,316	3,942
Common Stock	16.82	16.82	16.82	16.82	16.82
Retained Earnings	1,061	939.45	800.98	765.91	681.83
Comprehensive Income & Other	1.94	1.94	1.94	2.58	2.58
Shareholders' Equity	1,080	958.21	819.74	785.32	701.23
Total Liabilities & Equity	6,783	5,938	5,400	5,101	4,643
Total Debt	0.6	40.18	33.98	36.3	27.24
Net Cash (Debt)	1,277	1,029	928.38	775.94	67.5
Net Cash Growth	24.09%	10.88%	19.65%	1049.59%	-3.40%
Net Cash Per Share	7594.85	6120.66	5520.14	4613.11	401.25
Filing Date Shares Outstanding	0.17	0.17	0.17	0.17	0.17
Total Common Shares Outstanding	0.17	0.17	0.17	0.17	0.17
Book Value Per Share	6425.57	5696.84	4873.60	4668.94	4169.02
Tangible Book Value	1,080	958.21	819.74	785.32	701.23
Tangible Book Value Per Share	6425.57	5696.84	4873.60	4668.94	4169.02

Source: S&P Capital IQ. Banks template. Financial Sources.