Kreditbanken Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,339	1,449	1,275	1,068	960.75	811.53
Investment Securities	1,064	1,075	995.69	845.97	695.27	687.67
Mortgage-Backed Securities	2,008	2,036	1,730	1,546	1,464	1,574
Total Investments	3,072	3,112	2,726	2,392	2,160	2,261
Gross Loans	3,318	3,191	2,928	2,607	2,389	2,152
Allowance for Loan Losses	-273.83	-265.24	-282.69	-263.2	-240.26	-236.09
Net Loans	3,044	2,926	2,646	2,344	2,149	1,916
Property, Plant & Equipment	34.7	34.79	35.93	36.69	34.11	41.47
Investments in Real Estate	5.42	5.42	5.42	5.42	5.39	5.28
Accrued Interest Receivable	3.39	3.21	2.91	2.85	2.57	2.37
Other Receivables	83.42	69.54	38.03	31.5	52.17	34.62
Long-Term Deferred Tax Assets	-	-	-	2.36	2.76	1.58
Other Long-Term Assets	45.91	49.92	54	56.47	33.96	27.52
Total Assets	7,628	7,649	6,783	5,938	5,400	5,101
Accrued Expenses	0.01	0.03	0.01	0.04	0.01	0.02
Interest Bearing Deposits	6,239	1,446	1,436	1,182	1,392	1,091
Non-Interest Bearing Deposits	-	4,792	4,060	3,611	3,013	3,065
Total Deposits	6,239	6,238	5,496	4,793	4,404	4,156
Short-Term Borrowings	36.41	37.4	0.6	40.18	33.98	36.3
Current Income Taxes Payable	-	-	35.31	1.98	-	1.06
Long-Term Deferred Tax Liabilities	5.49	4.3	0.79	-	-	-
Other Long-Term Liabilities	146.68	158.93	170.44	145.42	141.76	122.75
Total Liabilities	6,427	6,439	5,703	4,980	4,580	4,316
Common Stock	16.82	16.82	16.82	16.82	16.82	16.82
Retained Earnings	1,182	1,192	1,061	939.45	800.98	765.91
Comprehensive Income & Other	1.94	1.94	1.94	1.94	1.94	2.58
Shareholders' Equity	1,201	1,210	1,080	958.21	819.74	785.32
Total Liabilities & Equity	7,628	7,649	6,783	5,938	5,400	5,101
Total Debt	36.41	37.4	0.6	40.18	33.98	36.3
Net Cash (Debt)	1,303	1,415	1,277	1,029	928.38	775.94
Net Cash Growth	35.01%	10.75%	24.09%	10.88%	19.65%	1049.59%
Net Cash Per Share	7744.98	8411.25	7594.85	6120.66	5520.14	4613.11
Filing Date Shares Outstanding	0.17	0.17	0.17	0.17	0.17	0.17
Total Common Shares Outstanding	0.17	0.17	0.17	0.17	0.17	0.17
Book Value Per Share	7138.16	7200.24	6425.57	5696.84	4873.60	4668.94
Tangible Book Value	1,201	1,210	1,080	958.21	819.74	785.32
Tangible Book Value Per Share	7138.16	7200.24	6425.57	5696.84	4873.60	4668.94