Kreditbanken Ratios and Metrics

Market cap in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	1,420	1,278	866	754	686	710
Market Cap Growth	53.54%	47.48%	14.95%	9.80%	-3.32%	26.35%
Last Close Price	8450.00	7600.00	5031.15	4287.30	3857.35	3942.88
PE Ratio	9.18	8.25	6.22	5.13	15.79	7.67
PS Ratio	3.90	3.50	2.55	2.25	3.66	3.12
PB Ratio	1.17	1.06	0.80	0.79	0.84	0.90
Debt / Equity Ratio	0.03	0.03	0.00	0.04	0.04	0.05
Net Debt / Equity Ratio	-1.17	-1.17	-1.18	-1.07	-1.13	-0.99
Return on Equity (ROE)	13.53%	13.53%	13.66%	16.52%	5.42%	12.44%
Return on Assets (ROA)	2.15%	2.15%	2.19%	2.59%	0.83%	1.90%
Earnings Yield	10.90%	12.12%	16.07%	19.49%	6.33%	13.03%
Dividend Yield	2.96%	3.29%	2.98%	2.33%	1.30%	1.27%
Payout Ratio	27.15%	-	-	-	-	-
Buyback Yield / Dilution	-	-	-0.00%	-0.01%	0.01%	0.01%
Total Shareholder Return	2.91%	3.29%	2.98%	2.33%	1.31%	1.28%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.