Kreditbanken Ratios and Metrics

Market cap in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 29, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	1,412	866	754	686	710	562
Market Cap Growth	59.90%	14.95%	9.80%	-3.32%	26.35%	-1.76%
Last Close Price	8400.00	5031.15	4287.30	3857.35	3942.88	3077.08
PE Ratio	9.75	6.22	5.13	15.79	7.67	9.42
PS Ratio	3.99	2.55	2.25	3.66	3.12	3.09
PB Ratio	1.20	0.80	0.79	0.84	0.90	0.80
Debt / Equity Ratio	0.03	0.00	0.04	0.04	0.05	0.04
Return on Equity (ROE)	13.02%	13.66%	16.52%	5.42%	12.44%	8.83%
Return on Assets (ROA)	2.09%	2.19%	2.59%	0.83%	1.90%	1.36%
Earnings Yield	10.26%	16.07%	19.49%	6.33%	13.03%	10.62%
Dividend Yield	1.79%	2.98%	2.33%	1.30%	1.27%	1.63%
Buyback Yield / Dilution	0.00%	-0.00%	-0.01%	0.01%	0.01%	-0.01%
Total Shareholder Return	1.79%	2.98%	2.33%	1.31%	1.28%	1.62%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.