Lån & Spar Bank A/S (CPH:LASP)
Denmark · Delayed Price · Currency is DKK 1,360.00
-5.00 (-0.37%)
Sep 4, 2026, 4:14 PM CET
Lån & Spar Bank Income Statement
Financials in millions DKK. Fiscal year is January - December.
Millions DKK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,172 | 1,215 | 1,488 | 1,230 | 527.63 | 443.01 |
Interest Income on Investments | 3.4 | 4.08 | 3.39 | 2.67 | 2.65 | 2.18 |
Total Interest Income | 1,176 | 1,219 | 1,491 | 1,233 | 530.28 | 445.18 |
Interest Paid on Deposits | 283.04 | 319.03 | 505.39 | 337.35 | 55.18 | 29.74 |
Net Interest Income | 892.64 | 899.77 | 985.58 | 895.47 | 475.1 | 415.44 |
Net Interest Income Growth | -5.51% | -8.71% | 10.06% | 88.48% | 14.36% | 4.50% |
Gain (Loss) on Sale of Investments | 76.38 | 76.38 | 75.06 | 126.68 | 9.67 | 20.29 |
Other Non-Interest Income | 654.21 | 634.45 | 573.74 | 521.42 | 599.21 | 540.64 |
Total Non-Interest Income | 730.59 | 710.84 | 648.8 | 648.1 | 608.88 | 560.93 |
Non-Interest Income Growth | 5.47% | 9.56% | 0.11% | 6.44% | 8.55% | 12.72% |
Revenues Before Loan Losses | 1,623 | 1,611 | 1,634 | 1,544 | 1,084 | 976.37 |
Provision for Loan Losses | 18.09 | 35.23 | 74.47 | 68.38 | 66.49 | -5.54 |
| 1,605 | 1,575 | 1,560 | 1,475 | 1,017 | 981.9 | |
Revenue Growth | 2.10% | 0.99% | 5.74% | 44.98% | 3.62% | 14.56% |
Occupancy Expenses | 68.93 | 80.12 | 70.52 | 80.08 | 72.84 | 64.52 |
Selling, General & Administrative | 939.76 | 902.11 | 823.19 | 714.31 | 652.87 | 615.57 |
Other Non-Interest Expense | 58.35 | 58.22 | 54.25 | 48.85 | 45.88 | 44.11 |
Total Non-Interest Expense | 1,055 | 1,030 | 940.17 | 836.71 | 765.29 | 715.91 |
EBT Excluding Unusual Items | 549.8 | 545.15 | 619.74 | 638.48 | 252.2 | 265.99 |
Asset Writedown | -7.9 | -7.9 | -0.43 | -10.49 | 0.28 | -10.6 |
Pretax Income | 541.9 | 537.25 | 619.31 | 627.99 | 252.48 | 255.39 |
Income Tax Expense | 123.62 | 125.92 | 156.74 | 154.97 | 49.44 | 52.91 |
Net Income | 418.28 | 411.33 | 462.57 | 473.02 | 203.03 | 202.48 |
Net Income to Common | 418.28 | 411.33 | 462.57 | 473.02 | 203.03 | 202.48 |
Net Income Growth | -4.30% | -11.08% | -2.21% | 132.98% | 0.27% | 32.19% |
Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 |
Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 |
Shares Change | -0.09% | 0.09% | 0.14% | -0.12% | - | 0.14% |
EPS (Basic) | 120.95 | 118.85 | 133.77 | 136.99 | 58.73 | 58.57 |
EPS (Diluted) | 120.95 | 118.85 | 133.77 | 136.99 | 58.73 | 58.57 |
EPS Growth | -4.22% | -11.15% | -2.35% | 133.25% | 0.27% | 32.00% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 20.000 | 20.000 | 20.000 | 20.000 | 10.000 | 10.000 |
Dividend Growth | 0% | 0% | 0% | 100.00% | 0% | 25.00% |
Effective Tax Rate | 22.81% | 23.44% | 25.31% | 24.68% | 19.58% | 20.72% |