Lån & Spar Bank A/S (CPH:LASP)
Denmark · Delayed Price · Currency is DKK 1,375.00
+5.00 (0.36%)
Jul 24, 2026, 4:35 PM CET
Lån & Spar Bank Income Statement
Financials in millions DKK. Fiscal year is January - December.
Millions DKK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 887.46 | 895.69 | 982.19 | 892.8 | 472.44 | 413.27 |
Net Interest Income Growth | -7.76% | -8.81% | 10.01% | 88.97% | 14.32% | 3.85% |
Non-Interest Income | 712.87 | 725.15 | 659.98 | 657.29 | 617.83 | 571.39 |
Non-Interest Income Growth | 10.70% | 9.88% | 0.41% | 6.39% | 8.13% | 13.40% |
Revenues Before Loan Losses | 1,600 | 1,621 | 1,642 | 1,550 | 1,090 | 984.66 |
Provision for Credit Losses | 16.99 | 35.23 | 74.47 | 68.38 | 66.49 | -5.54 |
| 1,583 | 1,586 | 1,568 | 1,482 | 1,024 | 990.19 | |
Revenue Growth (YoY) | 2.60% | 1.14% | 5.80% | 44.73% | 3.39% | 14.64% |
Compensation Expenses | 985.9 | 960.28 | 875.94 | 762.02 | 697.57 | 658.32 |
Other Non-Interest Expenses | 85.99 | 88.07 | 72.44 | 91.71 | 73.73 | 76.48 |
Total Non-Interest Expense | 1,072 | 1,048 | 948.38 | 853.73 | 771.31 | 734.8 |
Pretax Income | 527.36 | 537.25 | 619.31 | 627.99 | 252.48 | 255.39 |
Provision for Income Taxes | 120.09 | 125.92 | 156.74 | 154.97 | 49.44 | 52.91 |
Net Income | 407.27 | 411.33 | 462.57 | 473.02 | 203.03 | 202.48 |
Net Income to Common | 407.27 | 411.33 | 462.57 | 473.02 | 203.03 | 202.48 |
Net Income Growth | -6.93% | -11.08% | -2.21% | 132.98% | 0.27% | 32.19% |
Shares Outstanding (Basic) | 3 | 3 | 3 | 3 | 3 | 3 |
Shares Outstanding (Diluted) | 3 | 3 | 3 | 3 | 3 | 3 |
Shares Change (YoY) | 0.08% | 0.09% | 0.14% | -0.12% | - | 0.14% |
EPS (Basic) | 117.67 | 118.80 | 133.80 | 137.00 | 58.70 | 58.60 |
EPS (Diluted) | 117.67 | 118.80 | 133.80 | 137.00 | 58.70 | 58.60 |
EPS Growth | -7.00% | -11.21% | -2.34% | 133.39% | 0.17% | 31.98% |
Free Cash Flow | -1,244 | -570.1 | 2,485 | -508.43 | 2,475 | 3,124 |
Free Cash Flow Growth | - | - | - | - | -20.79% | - |
Free Cash Flow Per Share | -359.41 | -164.72 | 718.50 | -147.24 | 715.81 | 903.74 |
Dividends Per Share | 20.000 | 20.000 | 20.000 | 20.000 | 10.000 | 10.000 |
Dividend Growth | 0% | 0% | 0% | 100.00% | 0% | 25.00% |
Profit Margin | 25.72% | 25.94% | 29.51% | 31.92% | 19.83% | 20.45% |
FCF Margin | -78.56% | -35.95% | 158.49% | -34.31% | 241.71% | 315.52% |
Effective Tax Rate | 22.77% | 23.44% | 25.31% | 24.68% | 19.58% | 20.72% |