Ringkjøbing Landbobank Income Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	2,536	2,524	2,692	2,540	1,681	1,357
Net Interest Income Growth	-2.60%	-6.23%	6.00%	51.10%	23.87%	8.34%
Non-Interest Income	1,610	1,590	1,438	1,285	1,122	1,094
Non-Interest Income Growth	5.23%	10.61%	11.84%	14.53%	2.62%	17.78%
Revenues Before Loan Losses	4,146	4,114	4,130	3,825	2,803	2,451
Provision for Credit Losses	-47.51	-41.36	-2.8	5.79	12.45	78.63
Revenue	4,194	4,156	4,132	3,819	2,791	2,372
Revenue Growth	0.80%	0.56%	8.20%	36.86%	17.65%	21.79%
Compensation Expenses	1,086	1,064	1,008	939.12	870.85	790.37
Selling, General & Admin	33.91	34.59	44.48	33.38	33.04	35.79
Other Non-Interest Expenses	0.89	0.41	10.62	10.04	6.61	7.64
Total Non-Interest Expense	1,121	1,099	1,063	982.54	910.49	833.81
Pretax Income	3,073	3,056	3,069	2,837	1,880	1,538
Provision for Income Taxes	757.44	743.02	768.29	681.45	385.24	308.85
Net Income	2,316	2,313	2,301	2,155	1,495	1,229
Net Income to Common	2,316	2,313	2,301	2,155	1,495	1,229
Net Income Growth	0.19%	0.55%	6.76%	44.17%	21.61%	33.66%
Shares Outstanding (Basic)	24	24	25	27	28	28
Shares Outstanding (Diluted)	24	24	25	27	28	28
Shares Change	-4.22%	-4.41%	-4.70%	-2.98%	-3.09%	-2.19%
EPS (Basic)	97.20	95.00	90.30	80.60	54.30	43.20
EPS (Diluted)	97.20	95.00	90.30	80.60	54.30	43.20
EPS Growth	4.63%	5.21%	12.04%	48.44%	25.69%	36.71%
Dividends Per Share	12.000	12.000	11.000	10.000	7.000	7.000
Dividend Growth	9.09%	9.09%	10.00%	42.86%	0%	0%
Profit Margin	55.22%	55.67%	55.68%	56.43%	53.57%	51.83%
Effective Tax Rate	24.65%	24.31%	25.03%	24.02%	20.49%	20.08%